IVV vs FLQL

AIVV

BFLQL

Measures won5–1IVV wins · of 6 · 5Y

$10,000 · 5Y$17,829FLQL · IVV $17,177

Lowest cost0.03%IVV · $3 on $10k

Most income1.14%IVV · $114 on $10k

Smallest drop−8.9%SPY · worst fall in 1Y

Held in common56.1%IVV and FLQL

IVV

FLQL

iShares Core S&P 500 ETF · $850BFranklin U.S. Large Cap Multifactor Index ETF · $2.0B

+21.8%3 years · per year$18,084 · $17,915+21.5%

+11.4%5 years · per year$17,177 · $17,829+12.3%

0.03%Expense ratio$3 · $15 on $10k · lower wins0.15%

1.14%12-mo yield$114 · $112 on $10k1.12%

−8.9%Worst dropSmaller wins−9.0%

13.6%VolatilityLower wins15.1%

5–1IVV wins

$10,000 · 5 yearsAll three, one scale

Shared top holdingsIVV · FLQL

7.9%AAPL8.6%

6.9%NVDA6.3%

6.3%MSFT5.9%

4.0%AMZN3.6%

Held in common56.1%

End-of-day Nov 6, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Three

5Y3 funds

#
1	BFLQL	Franklin U.S. Large Cap Multifactor Index ETFRead Desk	0.15%	1.12%	+0.6%	+7.4%	+8.4%	+21.5%	+12.3%	−9.0%	$2.0B
2	AIVV	iShares Core S&P 500 ETFRead Desk	0.03%	1.14%	+0.3%	+8.7%	+9.8%	+21.8%	+11.4%	−8.9%	$850.0B
3	SPY	State Street SPDR S&P 500 ETFRead Desk	0.09%	1.03%	+0.3%	+8.7%	+9.7%	+21.7%	+11.3%	−8.9%	$818.5B

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Three

5Y3 funds

#
1	BFLQL	Franklin U.S. Large Cap Multifactor Index ETFRead Desk	0.15%	1.12%	+0.6%	+7.4%	+8.4%	+21.5%	+12.3%	−9.0%	$2.0B
2	AIVV	iShares Core S&P 500 ETFRead Desk	0.03%	1.14%	+0.3%	+8.7%	+9.8%	+21.8%	+11.4%	−8.9%	$850.0B
3	SPY	State Street SPDR S&P 500 ETFRead Desk	0.09%	1.03%	+0.3%	+8.7%	+9.7%	+21.7%	+11.3%	−8.9%	$818.5B

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

IVV vs FLQL

IVV

iShares Core S&P 500

$17,177

FLQL

Franklin U.S. Large Cap Multifactor Index

$17,829

MeasureIVVFLQL

Fee0.03%0.15%

Cost on $10k a year$3$15

Yield1.14%1.12%

5 years, per year+11.4%+12.3%

3 years, per year+21.8%+21.5%

Worst drop · 1Y−8.9%−9.0%

Volatility · 1Y13.6%15.1%

4–1measures won
IVV first

56.1%

holdings shared

Nov 6, 2026 · $10,000 five years ago, dividends reinvested

SPYM vs SPY

YTD

SPDRSPYM

+8.8%

SPYSPDR

+8.7%

+8.8%Year to date+8.7%

1.1%Yield1.0%

$182BAssets$819B

2–0SPYM wins

End-of-day Nov 6, 2026

VOO vs IVV

YTD

VanguardVOO

+8.7%

IVViShares

+8.7%

+8.7%Year to date+8.7%

1.1%Yield1.1%

$1.00TAssets$850B

0–0level

End-of-day Nov 6, 2026

SCHD vs VIG

YTD

SchwabSCHD

+31.4%

VIGVanguard

+12.1%

+31.4%Year to date+12.1%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 6, 2026

Overlap: IVV, FLQL, SPY

Today

99.9%most shared, IVV and SPY

IVVFLQLSPY

IVV—56.1%99.9%

FLQL56.1%—56.1%

SPY99.9%56.1%—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$111most kept, IVV

IVV$114 − $3 = $111

FLQL$112 − $15 = $97

SPY$103 − $9 = $94

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee