IVV vs FNCL

AIVV

BFNCL

Measures won4–2IVV wins · of 6 · 5Y

$10,000 · 5Y$17,545IVV · VOO $17,543

Lowest cost0.03%IVV · $3 on $10k

Most income1.58%FNCL · $158 on $10k

Smallest drop−8.9%IVV · worst fall in 1Y

Held in common12.2%IVV and FNCL

IVV

FNCL

iShares Core S&P 500 ETF · $875BFidelity MSCI Financials Index ETF · $2.3B

+22.0%3 years · per year$18,159 · $18,458+22.7%

+11.9%5 years · per year$17,545 · $15,532+9.2%

0.03%Expense ratio$3 · $8 on $10k · lower wins0.08%

1.11%12-mo yield$111 · $158 on $10k1.58%

−8.9%Worst dropSmaller wins−14.8%

13.8%VolatilityLower wins15.4%

4–2IVV wins

$10,000 · 5 yearsAll four, one scale

Shared top holdingsIVV · FNCL

1.7%BRK-B9.0%

1.4%JPM9.9%

1.1%V7.9%

0.8%MA5.9%

Held in common12.2%

End-of-day Nov 9, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Four

5Y4 funds

#
1	AIVV	iShares Core S&P 500 ETFRead Desk	0.03%	1.11%	+2.4%	+11.3%	+13.6%	+22.0%	+11.9%	−8.9%	$875.2B
2	VOO	Vanguard S&P 500 ETFRead Desk	0.03%	1.07%	+2.3%	+11.3%	+13.6%	+22.0%	+11.9%	−8.9%	$1.00T
3	VTI	Vanguard Morningstar Total Stock Market ETFRead Desk	0.03%	1.06%	+2.5%	+11.6%	+13.9%	+21.8%	+10.8%	−8.9%	$689.2B
4	BFNCL	Fidelity MSCI Financials Index ETFRead Desk	0.08%	1.58%	+1.5%	+6.8%	+12.3%	+22.7%	+9.2%	−14.8%	$2.3B

End-of-day Nov 9, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Four

5Y4 funds

#
1	AIVV	iShares Core S&P 500 ETFRead Desk	0.03%	1.11%	+2.4%	+11.3%	+13.6%	+22.0%	+11.9%	−8.9%	$875.2B
2	VOO	Vanguard S&P 500 ETFRead Desk	0.03%	1.07%	+2.3%	+11.3%	+13.6%	+22.0%	+11.9%	−8.9%	$1.00T
3	VTI	Vanguard Morningstar Total Stock Market ETFRead Desk	0.03%	1.06%	+2.5%	+11.6%	+13.9%	+21.8%	+10.8%	−8.9%	$689.2B
4	BFNCL	Fidelity MSCI Financials Index ETFRead Desk	0.08%	1.58%	+1.5%	+6.8%	+12.3%	+22.7%	+9.2%	−14.8%	$2.3B

End-of-day Nov 9, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

IVV vs FNCL

IVV

iShares Core S&P 500

$17,545

FNCL

Fidelity MSCI Financials Index

$15,532

MeasureIVVFNCL

Fee0.03%0.08%

Cost on $10k a year$3$8

Yield1.11%1.58%

5 years, per year+11.9%+9.2%

3 years, per year+22.0%+22.7%

Worst drop · 1Y−8.9%−14.8%

Volatility · 1Y13.8%15.4%

4–2measures won
IVV first

12.2%

holdings shared

Nov 9, 2026 · $10,000 five years ago, dividends reinvested

SPYM vs SPY

YTD

SPDRSPYM

+11.3%

SPYSPDR

+11.2%

+11.3%Year to date+11.2%

1.0%Yield1.0%

$179BAssets$778B

1–0SPYM wins

End-of-day Nov 9, 2026

VTI vs ITOT

YTD

VanguardVTI

+11.6%

ITOTiShares

+11.5%

+11.6%Year to date+11.5%

1.1%Yield1.0%

$689BAssets$95.6B

2–0VTI wins

End-of-day Nov 9, 2026

SCHD vs VIG

YTD

SchwabSCHD

+33.2%

VIGVanguard

+14.8%

+33.2%Year to date+14.8%

3.0%Yield1.5%

$122BAssets$109B

2–0SCHD wins

End-of-day Nov 9, 2026

Overlap: IVV, FNCL, VTI, VOO

Today

92.7%most shared, IVV and VOO

IVVFNCLVTIVOO

IVV—12.2%86.0%92.7%

FNCL12.2%—11.3%11.0%

VTI86.0%11.3%—89.0%

VOO92.7%11.0%89.0%—

End-of-day Nov 9, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$150most kept, FNCL

FNCL$158 − $8 = $150

IVV$111 − $3 = $108

VOO$107 − $3 = $104

VTI$106 − $3 = $103

KeptFee

End-of-day Nov 9, 2026 · yield in dollars minus the fee