IVV vs HAPI

AIVV

BHAPI

Measures won3–2IVV wins · of 6 · 5Y

$10,000 · 5Y$18,118IVV

Lowest cost0.03%IVV · $3 on $10k

Most income1.09%IVV · $109 on $10k

Smallest drop−8.1%HAPI · worst fall in 1Y

Held in common50.2%IVV and HAPI

IVV

HAPI

iShares Core S&P 500 ETF · $872BHarbor Human Capital Factor US Large Cap ETF (HAPI) · $491M

+24.2%3 years · per year$19,178 · $19,002+23.9%

+12.6%5 years · per year$18,118 · […][…]

0.03%Expense ratio$3 · $35 on $10k · lower wins0.35%

1.09%12-mo yield$109 · $77 on $10k0.77%

−8.9%Worst dropSmaller wins−8.1%

12.9%VolatilityLower wins12.2%

3–2IVV wins

$10,000 · 5 yearsOne scale

Shared top holdingsIVV · HAPI

5.9%MSFT5.9%

7.4%AAPL5.9%

7.7%NVDA5.1%

3.8%AMZN5.7%

Held in common50.2%

End-of-day Nov 4, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

Both

5Y2 funds

#			Trend
1	AIVV	iShares Core S&P 500 ETFRead Desk		0.03%	1.09%	+1.6%	+13.4%	+13.5%	+24.2%	+12.6%	−8.9%	$872.0B
2	BHAPI	Harbor Human Capital Factor US Large Cap ETF (HAPI)Read Desk		0.35%	0.77%	+2.0%	+12.3%	+13.6%	+23.9%	new	−8.1%	$491M

End-of-day Nov 4, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Both

5Y2 funds

#			Trend
1	AIVV	iShares Core S&P 500 ETFRead Desk		0.03%	1.09%	+1.6%	+13.4%	+13.5%	+24.2%	+12.6%	−8.9%	$872.0B
2	BHAPI	Harbor Human Capital Factor US Large Cap ETF (HAPI)Read Desk		0.35%	0.77%	+2.0%	+12.3%	+13.6%	+23.9%	new	−8.1%	$491M

End-of-day Nov 4, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

IVV vs HAPI

IVV

iShares Core S&P 500

$18,118

HAPI

Harbor Human Capital Factor US Large Cap ETF (HAPI)

[…]

MeasureIVVHAPI

Fee0.03%0.35%

Cost on $10k a year$3$35

Yield1.09%0.77%

5 years, per year+12.6%[…]

3 years, per year+24.2%+23.9%

Worst drop · 1Y−8.9%−8.1%

Volatility · 1Y12.9%12.2%

3–2measures won
IVV first

50.2%

holdings shared

Nov 4, 2026 · $10,000 five years ago, dividends reinvested

SPYM vs SPY

YTD

SPDRSPYM

+13.4%

SPYSPDR

+13.3%

+13.4%Year to date+13.3%

1.0%Yield1.0%

$185BAssets$798B

1–0SPYM wins

End-of-day Nov 4, 2026

VOO vs IVV

YTD

VanguardVOO

+13.4%

IVViShares

+13.4%

+13.4%Year to date+13.4%

1.1%Yield1.1%

$1.00TAssets$872B

0–0level

End-of-day Nov 4, 2026

SCHD vs VIG

YTD

SchwabSCHD

+35.3%

VIGVanguard

+16.4%

+35.3%Year to date+16.4%

2.9%Yield1.4%

$121BAssets$109B

2–0SCHD wins

End-of-day Nov 4, 2026

Overlap: IVV, HAPI

Today

50.2%most shared, IVV and HAPI

IVVHAPI

IVV—50.2%

HAPI50.2%—

End-of-day Nov 4, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$106most kept, IVV

IVV$109 − $3 = $106

HAPI$77 − $35 = $42

KeptFee

End-of-day Nov 4, 2026 · yield in dollars minus the fee