HAPI vs IVV

AHAPI

BIVV

Measures won2–3IVV wins · of 6 · 5Y

$10,000 · 5Y$17,545IVV · IWF $15,892

Lowest cost0.03%IVV · $3 on $10k

Most income1.21%IJH · $121 on $10k

Smallest drop−8.1%HAPI · worst fall in 1Y

Held in common50.7%HAPI and IVV

HAPI

IVV

Harbor Human Capital Factor US Large Cap ETF (HAPI) · $483MiShares Core S&P 500 ETF · $853B

+21.9%3 years · per year$18,105 · $18,159+22.0%

[…]5 years · per year[…] · $17,545+11.9%

0.35%Expense ratio$35 · $3 on $10k · lower wins0.03%

0.78%12-mo yield$78 · $111 on $10k1.11%

−8.1%Worst dropSmaller wins−8.9%

12.9%VolatilityLower wins13.8%

2–3IVV wins

$10,000 · 5 yearsAll four, one scale

Shared top holdingsHAPI · IVV

6.2%AAPL7.9%

6.1%MSFT6.2%

4.7%NVDA7.1%

6.0%AMZN4.0%

Held in common50.7%

End-of-day Nov 9, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Four

5Y4 funds

#
1	BIVV	iShares Core S&P 500 ETFRead Desk	0.03%	1.11%	+2.4%	+11.3%	+13.6%	+22.0%	+11.9%	−8.9%	$852.9B
2	IWF	iShares Russell 1000 Growth ETFRead Desk	0.18%	0.38%	+2.9%	−2.5%	−2.2%	+19.8%	+9.7%	−14.6%	$114.6B
3	IJH	iShares Core S&P Mid-Cap ETFRead Desk	0.05%	1.21%	+3.2%	+13.6%	+17.5%	+16.9%	+7.0%	−8.8%	$121.4B
4	AHAPI	Harbor Human Capital Factor US Large Cap ETF (HAPI)Read Desk	0.35%	0.78%	+2.4%	+10.6%	+13.6%	+21.9%	new	−8.1%	$483M

End-of-day Nov 9, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Four

5Y4 funds

#
1	BIVV	iShares Core S&P 500 ETFRead Desk	0.03%	1.11%	+2.4%	+11.3%	+13.6%	+22.0%	+11.9%	−8.9%	$852.9B
2	IWF	iShares Russell 1000 Growth ETFRead Desk	0.18%	0.38%	+2.9%	−2.5%	−2.2%	+19.8%	+9.7%	−14.6%	$114.6B
3	IJH	iShares Core S&P Mid-Cap ETFRead Desk	0.05%	1.21%	+3.2%	+13.6%	+17.5%	+16.9%	+7.0%	−8.8%	$121.4B
4	AHAPI	Harbor Human Capital Factor US Large Cap ETF (HAPI)Read Desk	0.35%	0.78%	+2.4%	+10.6%	+13.6%	+21.9%	new	−8.1%	$483M

End-of-day Nov 9, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

HAPI vs IVV

HAPI

Harbor Human Capital Factor US Large Cap ETF (HAPI)

[…]

IVV

iShares Core S&P 500

$17,545

MeasureHAPIIVV

Fee0.35%0.03%

Cost on $10k a year$35$3

Yield0.78%1.11%

5 years, per year[…]+11.9%

3 years, per year+21.9%+22.0%

Worst drop · 1Y−8.1%−8.9%

Volatility · 1Y12.9%13.8%

3–2measures won
IVV first

50.7%

holdings shared

Nov 9, 2026 · $10,000 five years ago, dividends reinvested

SPYM vs SPY

YTD

SPDRSPYM

+11.3%

SPYSPDR

+11.2%

+11.3%Year to date+11.2%

1.0%Yield1.0%

$179BAssets$778B

1–0SPYM wins

End-of-day Nov 9, 2026

VUG vs SCHG

YTD

VanguardVUG

+4.2%

SCHGSchwab

+4.8%

+4.2%Year to date+4.8%

0.03% · $3Fee · on $10k a year0.04% · $4

$233BAssets$59.7B

1–1level

End-of-day Nov 9, 2026

VOO vs IVV

YTD

VanguardVOO

+11.3%

IVViShares

+11.3%

+11.3%Year to date+11.3%

1.1%Yield1.1%

$1.00TAssets$853B

0–0level

End-of-day Nov 9, 2026

Overlap: IVV, HAPI, IJH, IWF

Today

56.0%most shared, IVV and IWF

IVVHAPIIJHIWF

IVV—50.7%0.0%56.0%

HAPI50.7%—0.2%44.0%

IJH0.0%0.2%—1.8%

IWF56.0%44.0%1.8%—

End-of-day Nov 9, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$116most kept, IJH

IJH$121 − $5 = $116

IVV$111 − $3 = $108

HAPI$78 − $35 = $43

IWF$38 − $18 = $20

KeptFee

End-of-day Nov 9, 2026 · yield in dollars minus the fee