HAPI vs IVV

AHAPI

BIVV

Measures won2–3IVV wins · of 6 · 5Y

$10,000 · 5Y$17,177VOO · IVV $17,177

Lowest cost0.03%IVV · $3 on $10k

Most income1.25%IJH · $125 on $10k

Smallest drop−8.1%HAPI · worst fall in 1Y

Held in common50.8%HAPI and IVV

HAPI

IVV

Harbor Human Capital Factor US Large Cap ETF (HAPI) · $484MiShares Core S&P 500 ETF · $853B

+21.7%3 years · per year$18,006 · $18,084+21.8%

[…]5 years · per year[…] · $17,177+11.4%

0.35%Expense ratio$35 · $3 on $10k · lower wins0.03%

0.80%12-mo yield$80 · $114 on $10k1.14%

−8.1%Worst dropSmaller wins−8.9%

12.7%VolatilityLower wins13.6%

2–3IVV wins

$10,000 · 5 yearsAll four, one scale

Shared top holdingsHAPI · IVV

6.2%AAPL7.9%

6.2%MSFT6.3%

4.6%NVDA6.9%

6.0%AMZN4.0%

Held in common50.8%

End-of-day Nov 6, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Four

5Y4 funds

#
1	VOO	Vanguard S&P 500 ETFRead Desk	0.03%	1.10%	+0.3%	+8.7%	+9.8%	+21.8%	+11.4%	−8.9%	$1.00T
2	BIVV	iShares Core S&P 500 ETFRead Desk	0.03%	1.14%	+0.3%	+8.7%	+9.8%	+21.8%	+11.4%	−8.9%	$852.9B
3	IJH	iShares Core S&P Mid-Cap ETFRead Desk	0.05%	1.25%	+0.6%	+9.5%	+12.9%	+16.5%	+6.7%	−8.8%	$121.4B
4	AHAPI	Harbor Human Capital Factor US Large Cap ETF (HAPI)Read Desk	0.35%	0.80%	−0.2%	+8.0%	+9.9%	+21.7%	new	−8.1%	$484M

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Four

5Y4 funds

#
1	VOO	Vanguard S&P 500 ETFRead Desk	0.03%	1.10%	+0.3%	+8.7%	+9.8%	+21.8%	+11.4%	−8.9%	$1.00T
2	BIVV	iShares Core S&P 500 ETFRead Desk	0.03%	1.14%	+0.3%	+8.7%	+9.8%	+21.8%	+11.4%	−8.9%	$852.9B
3	IJH	iShares Core S&P Mid-Cap ETFRead Desk	0.05%	1.25%	+0.6%	+9.5%	+12.9%	+16.5%	+6.7%	−8.8%	$121.4B
4	AHAPI	Harbor Human Capital Factor US Large Cap ETF (HAPI)Read Desk	0.35%	0.80%	−0.2%	+8.0%	+9.9%	+21.7%	new	−8.1%	$484M

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

HAPI vs IVV

HAPI

Harbor Human Capital Factor US Large Cap ETF (HAPI)

[…]

IVV

iShares Core S&P 500

$17,177

MeasureHAPIIVV

Fee0.35%0.03%

Cost on $10k a year$35$3

Yield0.80%1.14%

5 years, per year[…]+11.4%

3 years, per year+21.7%+21.8%

Worst drop · 1Y−8.1%−8.9%

Volatility · 1Y12.7%13.6%

3–2measures won
IVV first

50.8%

holdings shared

Nov 6, 2026 · $10,000 five years ago, dividends reinvested

SPYM vs SPY

YTD

SPDRSPYM

+8.8%

SPYSPDR

+8.7%

+8.8%Year to date+8.7%

1.1%Yield1.0%

$182BAssets$819B

2–0SPYM wins

End-of-day Nov 6, 2026

SCHD vs VIG

YTD

SchwabSCHD

+31.4%

VIGVanguard

+12.1%

+31.4%Year to date+12.1%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 6, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+3.2%

JEPIJ.P. Morgan

+5.3%

+3.2%Year to date+5.3%

12.8%Yield8.1%

$42.6BAssets$46.8B

1–1level

End-of-day Nov 6, 2026

Overlap: IVV, HAPI, VOO, IJH

Today

92.2%most shared, IVV and VOO

IVVHAPIVOOIJH

IVV—50.8%92.2%0.0%

HAPI50.8%—49.7%0.2%

VOO92.2%49.7%—0.1%

IJH0.0%0.2%0.1%—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$120most kept, IJH

IJH$125 − $5 = $120

IVV$114 − $3 = $111

VOO$110 − $3 = $107

HAPI$80 − $35 = $45

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee