IVV vs HAPI

AIVV

BHAPI

Measures won3–2IVV wins · of 6 · 5Y

$10,000 · 5Y$18,352VTV · IVV $18,118

Lowest cost0.03%IVV · $3 on $10k

Most income1.80%VTV · $180 on $10k

Smallest drop−6.4%VTV · worst fall in 1Y

Held in common50.2%IVV and HAPI

IVV

HAPI

iShares Core S&P 500 ETF · $887BHarbor Human Capital Factor US Large Cap ETF (HAPI) · $503M

+24.2%3 years · per year$19,178 · $19,002+23.9%

+12.6%5 years · per year$18,118 · […][…]

0.03%Expense ratio$3 · $35 on $10k · lower wins0.35%

1.09%12-mo yield$109 · $77 on $10k0.77%

−8.9%Worst dropSmaller wins−8.1%

12.9%VolatilityLower wins12.2%

3–2IVV wins

$10,000 · 5 yearsAll four, one scale

Shared top holdingsIVV · HAPI

5.9%MSFT5.9%

7.4%AAPL5.9%

7.7%NVDA5.1%

3.8%AMZN5.7%

Held in common50.2%

End-of-day Nov 4, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Four

5Y4 funds

#
1	VTV	Vanguard Morningstar Value ETFRead Desk	0.03%	1.80%	+1.5%	+22.8%	+27.5%	+22.9%	+12.9%	−6.4%	$184.2B
2	AIVV	iShares Core S&P 500 ETFRead Desk	0.03%	1.09%	+1.6%	+13.4%	+13.5%	+24.2%	+12.6%	−8.9%	$886.8B
3	VUG	Vanguard Morningstar Growth ETFRead Desk	0.03%	0.40%	+1.5%	+6.3%	+3.4%	+25.4%	+11.4%	−16.1%	$232.9B
4	BHAPI	Harbor Human Capital Factor US Large Cap ETF (HAPI)Read Desk	0.35%	0.77%	+2.0%	+12.3%	+13.6%	+23.9%	new	−8.1%	$503M

End-of-day Nov 4, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Four

5Y4 funds

#
1	VTV	Vanguard Morningstar Value ETFRead Desk	0.03%	1.80%	+1.5%	+22.8%	+27.5%	+22.9%	+12.9%	−6.4%	$184.2B
2	AIVV	iShares Core S&P 500 ETFRead Desk	0.03%	1.09%	+1.6%	+13.4%	+13.5%	+24.2%	+12.6%	−8.9%	$886.8B
3	VUG	Vanguard Morningstar Growth ETFRead Desk	0.03%	0.40%	+1.5%	+6.3%	+3.4%	+25.4%	+11.4%	−16.1%	$232.9B
4	BHAPI	Harbor Human Capital Factor US Large Cap ETF (HAPI)Read Desk	0.35%	0.77%	+2.0%	+12.3%	+13.6%	+23.9%	new	−8.1%	$503M

End-of-day Nov 4, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

IVV vs HAPI

IVV

iShares Core S&P 500

$18,118

HAPI

Harbor Human Capital Factor US Large Cap ETF (HAPI)

[…]

MeasureIVVHAPI

Fee0.03%0.35%

Cost on $10k a year$3$35

Yield1.09%0.77%

5 years, per year+12.6%[…]

3 years, per year+24.2%+23.9%

Worst drop · 1Y−8.9%−8.1%

Volatility · 1Y12.9%12.2%

3–2measures won
IVV first

50.2%

holdings shared

Nov 4, 2026 · $10,000 five years ago, dividends reinvested

SPYM vs SPY

YTD

SPDRSPYM

+13.4%

SPYSPDR

+13.3%

+13.4%Year to date+13.3%

1.0%Yield1.0%

$182BAssets$805B

1–0SPYM wins

End-of-day Nov 4, 2026

VUG vs SCHG

YTD

VanguardVUG

+6.3%

SCHGSchwab

+6.8%

+6.3%Year to date+6.8%

0.03% · $3Fee · on $10k a year0.04% · $4

$233BAssets$62.5B

1–1level

End-of-day Nov 4, 2026

VTV vs SCHV

YTD

VanguardVTV

+22.8%

SCHVSchwab

+20.4%

+22.8%Year to date+20.4%

1.8%Yield1.8%

$184BAssets$15.9B

1–0VTV wins

End-of-day Nov 4, 2026

Overlap: IVV, HAPI, VTV, VUG

Today

55.4%most shared, IVV and VUG

IVVHAPIVTVVUG

IVV—50.2%43.5%55.4%

HAPI50.2%—35.3%43.7%

VTV43.5%35.3%—1.9%

VUG55.4%43.7%1.9%—

End-of-day Nov 4, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$177most kept, VTV

VTV$180 − $3 = $177

IVV$109 − $3 = $106

HAPI$77 − $35 = $42

VUG$40 − $3 = $37

KeptFee

End-of-day Nov 4, 2026 · yield in dollars minus the fee