IVV vs IPOS

AIVV

BIPOS

Measures won6–0IVV wins · of 6 · 5Y

$10,000 · 5Y$17,151IVV · SPY $17,099

Lowest cost0.03%IVV · $3 on $10k

Most income2.50%VEA · $250 on $10k

Smallest drop−8.9%SPY · worst fall in 1Y

Held in common0.0%IVV and IPOS

IVV

IPOS

iShares Core S&P 500 ETF · $850BRenaissance International IPO ETF · $9M

+22.1%3 years · per year$18,221 · $14,283+12.6%

+11.4%5 years · per year$17,151 · $6,155−9.2%

0.03%Expense ratio$3 · $80 on $10k · lower wins0.80%

1.14%12-mo yield$114 · $81 on $10k0.81%

−8.9%Worst dropSmaller wins−32.0%

13.6%VolatilityLower wins35.6%

6–0IVV wins

$10,000 · 5 yearsAll four, one scale

Shared top holdingsIVV · IPOS

They share no top holdings, or holdings aren’t on file […]

Held in common0.0%

End-of-day Nov 5, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Four

5Y4 funds

#
1	AIVV	iShares Core S&P 500 ETFRead Desk	0.03%	1.14%	−4.4%	+8.4%	+9.7%	+22.1%	+11.4%	−8.9%	$850.0B
2	SPY	State Street SPDR S&P 500 ETFRead Desk	0.09%	1.03%	−4.4%	+8.3%	+9.7%	+22.0%	+11.3%	−8.9%	$818.5B
3	VEA	Vanguard FTSE Developed Markets ETFRead Desk	0.03%	2.50%	−3.7%	+10.2%	+16.0%	+20.9%	+8.7%	−11.6%	$231.6B
4	BIPOS	Renaissance International IPO ETFRead Desk	0.80%	0.81%	−4.9%	+5.6%	+4.2%	+12.6%	−9.2%	−32.0%	$9M

End-of-day Nov 5, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Four

5Y4 funds

#
1	AIVV	iShares Core S&P 500 ETFRead Desk	0.03%	1.14%	−4.4%	+8.4%	+9.7%	+22.1%	+11.4%	−8.9%	$850.0B
2	SPY	State Street SPDR S&P 500 ETFRead Desk	0.09%	1.03%	−4.4%	+8.3%	+9.7%	+22.0%	+11.3%	−8.9%	$818.5B
3	VEA	Vanguard FTSE Developed Markets ETFRead Desk	0.03%	2.50%	−3.7%	+10.2%	+16.0%	+20.9%	+8.7%	−11.6%	$231.6B
4	BIPOS	Renaissance International IPO ETFRead Desk	0.80%	0.81%	−4.9%	+5.6%	+4.2%	+12.6%	−9.2%	−32.0%	$9M

End-of-day Nov 5, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

IVV vs IPOS

IVV

iShares Core S&P 500

$17,152

IPOS

Renaissance International IPO

$6,155

MeasureIVVIPOS

Fee0.03%0.80%

Cost on $10k a year$3$80

Yield1.14%0.81%

5 years, per year+11.4%−9.2%

3 years, per year+22.1%+12.6%

Worst drop · 1Y−8.9%−32.0%

Volatility · 1Y13.6%35.6%

6–0measures won
IVV first

0.0%

holdings shared

Nov 5, 2026 · $10,000 five years ago, dividends reinvested

SPYM vs SPY

YTD

SPDRSPYM

+8.4%

SPYSPDR

+8.3%

+8.4%Year to date+8.3%

1.1%Yield1.0%

$182BAssets$819B

2–0SPYM wins

End-of-day Nov 5, 2026

VEA vs IEFA

YTD

VanguardVEA

+10.2%

IEFAiShares

+8.5%

+10.2%Year to date+8.5%

2.5%Yield3.4%

$232BAssets$189B

1–1level

End-of-day Nov 5, 2026

VOO vs IVV

YTD

VanguardVOO

+8.4%

IVViShares

+8.4%

+8.4%Year to date+8.4%

1.1%Yield1.1%

$1.00TAssets$850B

0–0level

End-of-day Nov 5, 2026

Overlap: IVV, IPOS, SPY, VEA

Today

99.9%most shared, IVV and SPY

IVVIPOSSPYVEA

IVV—0.0%99.9%0.0%

IPOS0.0%—0.0%0.0%

SPY99.9%0.0%—0.0%

VEA0.0%0.0%0.0%—

End-of-day Nov 5, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$247most kept, VEA

VEA$250 − $3 = $247

IVV$114 − $3 = $111

SPY$103 − $9 = $94

IPOS$81 − $80 = $1

KeptFee

End-of-day Nov 5, 2026 · yield in dollars minus the fee