IVV vs MSSM

AIVV

BMSSM

Measures won3–1IVV wins · of 6 · 5Y

$10,000 · 5Y$17,177IVV · SPY $17,118

Lowest cost0.03%IVV · $3 on $10k

Most income2.79%MSSM · $279 on $10k

Smallest drop−8.9%SPY · worst fall in 1Y

Held in common2.4%IVV and MSSM

IVV

MSSM

iShares Core S&P 500 ETF · $853BMorgan Stanley Pathway Funds - Small-Mid Cap Equity ETF · $688M

+21.8%3 years · per year$18,084 · […][…]

+11.4%5 years · per year$17,177 · […][…]

0.03%Expense ratio$3 · $89 on $10k · lower wins0.89%

1.14%12-mo yield$114 · $279 on $10k2.79%

−8.9%Worst dropSmaller wins−9.5%

13.6%VolatilityLower wins17.5%

3–1IVV wins

$10,000 · 5 yearsAll three, one scale

Shared top holdingsIVV · MSSM

0.1%MRNA0.6%

0.1%BE0.1%

0.1%DVN0.2%

0.1%VST0.1%

Held in common2.4%

End-of-day Nov 6, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Three

5Y3 funds

#
1	AIVV	iShares Core S&P 500 ETFRead Desk	0.03%	1.14%	+0.3%	+8.7%	+9.8%	+21.8%	+11.4%	−8.9%	$852.9B
2	SPY	State Street SPDR S&P 500 ETFRead Desk	0.09%	1.03%	+0.3%	+8.7%	+9.7%	+21.7%	+11.3%	−8.9%	$777.7B
3	BMSSM	Morgan Stanley Pathway Funds - Small-Mid Cap Equity ETFRead Desk	0.89%	2.79%	+0.5%	+12.8%	+15.2%	new	new	−9.5%	$688M

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Three

5Y3 funds

#
1	AIVV	iShares Core S&P 500 ETFRead Desk	0.03%	1.14%	+0.3%	+8.7%	+9.8%	+21.8%	+11.4%	−8.9%	$852.9B
2	SPY	State Street SPDR S&P 500 ETFRead Desk	0.09%	1.03%	+0.3%	+8.7%	+9.7%	+21.7%	+11.3%	−8.9%	$777.7B
3	BMSSM	Morgan Stanley Pathway Funds - Small-Mid Cap Equity ETFRead Desk	0.89%	2.79%	+0.5%	+12.8%	+15.2%	new	new	−9.5%	$688M

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

IVV vs MSSM

IVV

iShares Core S&P 500

$17,177

MSSM

Morgan Stanley Pathway Funds - Small-Mid Cap Equity

[…]

MeasureIVVMSSM

Fee0.03%0.89%

Cost on $10k a year$3$89

Yield1.14%2.79%

5 years, per year+11.4%[…]

3 years, per year+21.8%[…]

Worst drop · 1Y−8.9%−9.5%

Volatility · 1Y13.6%17.5%

3–1measures won
IVV first

2.4%

holdings shared

Nov 6, 2026 · $10,000 five years ago, dividends reinvested

SPYM vs SPY

YTD

SPDRSPYM

+8.8%

SPYSPDR

+8.7%

+8.8%Year to date+8.7%

1.1%Yield1.0%

$178BAssets$778B

2–0SPYM wins

End-of-day Nov 6, 2026

VOO vs IVV

YTD

VanguardVOO

+8.7%

IVViShares

+8.7%

+8.7%Year to date+8.7%

1.1%Yield1.1%

$1.00TAssets$853B

0–0level

End-of-day Nov 6, 2026

SCHD vs VIG

YTD

SchwabSCHD

+31.4%

VIGVanguard

+12.1%

+31.4%Year to date+12.1%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 6, 2026

Overlap: IVV, MSSM, SPY

Today

99.9%most shared, IVV and SPY

IVVMSSMSPY

IVV—2.4%99.9%

MSSM2.4%—2.4%

SPY99.9%2.4%—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$190most kept, MSSM

MSSM$279 − $89 = $190

IVV$114 − $3 = $111

SPY$103 − $9 = $94

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee