XLF vs NETL

AXLF

BNETL

Measures won4–2XLF wins · of 6 · 5Y

$10,000 · 5Y$21,281VGT · IVV $17,545

Lowest cost0.03%IVV · $3 on $10k

Most income5.14%NETL · $514 on $10k

Smallest drop−8.9%IVV · worst fall in 1Y

Held in common0.0%XLF and NETL

XLF

NETL

State Street Financial Select Sector SPDR ETF · $53.4BColterpoint Net Lease Real Estate ETF · $48M

+22.2%3 years · per year$18,230 · $12,949+9.0%

+9.4%5 years · per year$15,690 · $9,871−0.3%

0.08%Expense ratio$8 · $60 on $10k · lower wins0.60%

1.42%12-mo yield$142 · $514 on $10k5.14%

−14.8%Worst dropSmaller wins−16.7%

15.3%VolatilityLower wins15.0%

4–2XLF wins

$10,000 · 5 yearsAll four, one scale

Shared top holdingsXLF · NETL

They share no top holdings, or holdings aren’t on file […]

Held in common0.0%

End-of-day Nov 9, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Four

5Y4 funds

#
1	VGT	Vanguard Information Technology ETFRead Desk	0.09%	0.42%	+3.2%	+19.3%	+18.0%	+29.2%	+16.3%	−17.5%	$154.5B
2	IVV	iShares Core S&P 500 ETFRead Desk	0.03%	1.11%	+2.4%	+11.3%	+13.6%	+22.0%	+11.9%	−8.9%	$875.2B
3	AXLF	State Street Financial Select Sector SPDR ETFRead Desk	0.08%	1.42%	+1.5%	+7.2%	+12.4%	+22.2%	+9.4%	−14.8%	$53.4B
4	BNETL	Colterpoint Net Lease Real Estate ETFRead Desk	0.60%	5.14%	+1.4%	+7.6%	+8.6%	+9.0%	−0.3%	−16.7%	$48M

End-of-day Nov 9, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Four

5Y4 funds

#
1	VGT	Vanguard Information Technology ETFRead Desk	0.09%	0.42%	+3.2%	+19.3%	+18.0%	+29.2%	+16.3%	−17.5%	$154.5B
2	IVV	iShares Core S&P 500 ETFRead Desk	0.03%	1.11%	+2.4%	+11.3%	+13.6%	+22.0%	+11.9%	−8.9%	$875.2B
3	AXLF	State Street Financial Select Sector SPDR ETFRead Desk	0.08%	1.42%	+1.5%	+7.2%	+12.4%	+22.2%	+9.4%	−14.8%	$53.4B
4	BNETL	Colterpoint Net Lease Real Estate ETFRead Desk	0.60%	5.14%	+1.4%	+7.6%	+8.6%	+9.0%	−0.3%	−16.7%	$48M

End-of-day Nov 9, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

XLF vs NETL

XLF

Financial Select Sector SPDR

$15,690

NETL

Colterpoint Net Lease Real Estate

$9,871

MeasureXLFNETL

Fee0.08%0.60%

Cost on $10k a year$8$60

Yield1.42%5.14%

5 years, per year+9.4%−0.3%

3 years, per year+22.2%+9.0%

Worst drop · 1Y−14.8%−16.7%

Volatility · 1Y15.3%15.0%

4–2measures won
XLF first

0.0%

holdings shared

Nov 9, 2026 · $10,000 five years ago, dividends reinvested

SPYM vs SPY

YTD

SPDRSPYM

+11.3%

SPYSPDR

+11.2%

+11.3%Year to date+11.2%

1.0%Yield1.0%

$179BAssets$778B

1–0SPYM wins

End-of-day Nov 9, 2026

XLK vs VGT

YTD

SPDRXLK

+19.1%

VGTVanguard

+19.3%

+19.1%Year to date+19.3%

0.08% · $8Fee · on $10k a year0.09% · $9

$110BAssets$155B

1–1level

End-of-day Nov 9, 2026

VOO vs IVV

YTD

VanguardVOO

+11.3%

IVViShares

+11.3%

+11.3%Year to date+11.3%

1.1%Yield1.1%

$1.00TAssets$875B

0–0level

End-of-day Nov 9, 2026

Overlap: IVV, NETL, VGT, XLF

Today

35.9%most shared, IVV and VGT

IVVNETLVGTXLF

IVV—0.1%35.9%12.6%

NETL0.1%—0.0%0.0%

VGT35.9%0.0%—0.0%

XLF12.6%0.0%0.0%—

End-of-day Nov 9, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$454most kept, NETL

NETL$514 − $60 = $454

XLF$142 − $8 = $134

IVV$111 − $3 = $108

VGT$42 − $9 = $33

KeptFee

End-of-day Nov 9, 2026 · yield in dollars minus the fee