XLF vs NETL

AXLF

BNETL

Measures won4–2XLF wins · of 6 · 5Y

$10,000 · 5Y$17,177VOO · IVV $17,177

Lowest cost0.03%IVV · $3 on $10k

Most income5.22%NETL · $522 on $10k

Smallest drop−8.9%IVV · worst fall in 1Y

Held in common0.0%XLF and NETL

XLF

NETL

State Street Financial Select Sector SPDR ETF · $55.5BColterpoint Net Lease Real Estate ETF · $48M

+22.5%3 years · per year$18,391 · $13,159+9.6%

+9.1%5 years · per year$15,474 · $9,825−0.4%

0.08%Expense ratio$8 · $60 on $10k · lower wins0.60%

1.44%12-mo yield$144 · $522 on $10k5.22%

−14.8%Worst dropSmaller wins−16.7%

15.3%VolatilityLower wins14.9%

4–2XLF wins

$10,000 · 5 yearsAll four, one scale

Shared top holdingsXLF · NETL

They share no top holdings, or holdings aren’t on file […]

Held in common0.0%

End-of-day Nov 6, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Four

5Y4 funds

#
1	VOO	Vanguard S&P 500 ETFRead Desk	0.03%	1.10%	+0.3%	+8.7%	+9.8%	+21.8%	+11.4%	−8.9%	$1.00T
2	IVV	iShares Core S&P 500 ETFRead Desk	0.03%	1.14%	+0.3%	+8.7%	+9.8%	+21.8%	+11.4%	−8.9%	$850.0B
3	AXLF	State Street Financial Select Sector SPDR ETFRead Desk	0.08%	1.44%	−0.6%	+5.7%	+10.4%	+22.5%	+9.1%	−14.8%	$55.5B
4	BNETL	Colterpoint Net Lease Real Estate ETFRead Desk	0.60%	5.22%	−0.7%	+6.1%	+6.2%	+9.6%	−0.4%	−16.7%	$48M

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Four

5Y4 funds

#
1	VOO	Vanguard S&P 500 ETFRead Desk	0.03%	1.10%	+0.3%	+8.7%	+9.8%	+21.8%	+11.4%	−8.9%	$1.00T
2	IVV	iShares Core S&P 500 ETFRead Desk	0.03%	1.14%	+0.3%	+8.7%	+9.8%	+21.8%	+11.4%	−8.9%	$850.0B
3	AXLF	State Street Financial Select Sector SPDR ETFRead Desk	0.08%	1.44%	−0.6%	+5.7%	+10.4%	+22.5%	+9.1%	−14.8%	$55.5B
4	BNETL	Colterpoint Net Lease Real Estate ETFRead Desk	0.60%	5.22%	−0.7%	+6.1%	+6.2%	+9.6%	−0.4%	−16.7%	$48M

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

XLF vs NETL

XLF

Financial Select Sector SPDR

$15,474

NETL

Colterpoint Net Lease Real Estate

$9,825

MeasureXLFNETL

Fee0.08%0.60%

Cost on $10k a year$8$60

Yield1.44%5.22%

5 years, per year+9.1%−0.4%

3 years, per year+22.5%+9.6%

Worst drop · 1Y−14.8%−16.7%

Volatility · 1Y15.3%14.9%

4–2measures won
XLF first

0.0%

holdings shared

Nov 6, 2026 · $10,000 five years ago, dividends reinvested

SPYM vs SPY

YTD

SPDRSPYM

+8.8%

SPYSPDR

+8.7%

+8.8%Year to date+8.7%

1.1%Yield1.0%

$182BAssets$819B

2–0SPYM wins

End-of-day Nov 6, 2026

SCHD vs VIG

YTD

SchwabSCHD

+31.4%

VIGVanguard

+12.1%

+31.4%Year to date+12.1%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 6, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+3.2%

JEPIJ.P. Morgan

+5.3%

+3.2%Year to date+5.3%

12.8%Yield8.1%

$42.6BAssets$46.8B

1–1level

End-of-day Nov 6, 2026

Overlap: IVV, NETL, VOO, XLF

Today

92.2%most shared, IVV and VOO

IVVNETLVOOXLF

IVV—0.1%92.2%12.8%

NETL0.1%—0.1%0.0%

VOO92.2%0.1%—11.3%

XLF12.8%0.0%11.3%—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$462most kept, NETL

NETL$522 − $60 = $462

XLF$144 − $8 = $136

IVV$114 − $3 = $111

VOO$110 − $3 = $107

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee