IVV vs QLV

AIVV

BQLV

Measures won3–3level · of 6 · 5Y

$10,000 · 5Y$17,151IVV · SPY $17,099

Lowest cost0.03%IVV · $3 on $10k

Most income1.45%QLV · $145 on $10k

Smallest drop−6.2%QLV · worst fall in 1Y

Held in common45.5%IVV and QLV

IVV

QLV

iShares Core S&P 500 ETF · $850BNorthern Trust US Quality Low Volatility ETF · $188M

+22.1%3 years · per year$18,221 · $16,587+18.4%

+11.4%5 years · per year$17,151 · $16,186+10.1%

0.03%Expense ratio$3 · $9 on $10k · lower wins0.09%

1.14%12-mo yield$114 · $145 on $10k1.45%

−8.9%Worst dropSmaller wins−6.2%

13.6%VolatilityLower wins8.3%

3–3Level

$10,000 · 5 yearsAll three, one scale

Shared top holdingsIVV · QLV

6.2%MSFT6.7%

7.7%AAPL6.1%

7.3%NVDA5.6%

3.9%AMZN2.5%

Held in common45.5%

End-of-day Nov 5, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Three

5Y3 funds

#
1	AIVV	iShares Core S&P 500 ETFRead Desk	0.03%	1.14%	−4.4%	+8.4%	+9.7%	+22.1%	+11.4%	−8.9%	$850.0B
2	SPY	State Street SPDR S&P 500 ETFRead Desk	0.09%	1.03%	−4.4%	+8.3%	+9.7%	+22.0%	+11.3%	−8.9%	$818.5B
3	BQLV	Northern Trust US Quality Low Volatility ETFRead Desk	0.09%	1.45%	−2.5%	+13.7%	+15.9%	+18.4%	+10.1%	−6.2%	$188M

End-of-day Nov 5, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Three

5Y3 funds

#
1	AIVV	iShares Core S&P 500 ETFRead Desk	0.03%	1.14%	−4.4%	+8.4%	+9.7%	+22.1%	+11.4%	−8.9%	$850.0B
2	SPY	State Street SPDR S&P 500 ETFRead Desk	0.09%	1.03%	−4.4%	+8.3%	+9.7%	+22.0%	+11.3%	−8.9%	$818.5B
3	BQLV	Northern Trust US Quality Low Volatility ETFRead Desk	0.09%	1.45%	−2.5%	+13.7%	+15.9%	+18.4%	+10.1%	−6.2%	$188M

End-of-day Nov 5, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

IVV vs QLV

IVV

iShares Core S&P 500

$17,152

QLV

Northern Trust US Quality Low Volatility

$16,186

MeasureIVVQLV

Fee0.03%0.09%

Cost on $10k a year$3$9

Yield1.14%1.45%

5 years, per year+11.4%+10.1%

3 years, per year+22.1%+18.4%

Worst drop · 1Y−8.9%−6.2%

Volatility · 1Y13.6%8.3%

3–3measures won
level

45.5%

holdings shared

Nov 5, 2026 · $10,000 five years ago, dividends reinvested

SPYM vs SPY

YTD

SPDRSPYM

+8.4%

SPYSPDR

+8.3%

+8.4%Year to date+8.3%

1.1%Yield1.0%

$182BAssets$819B

2–0SPYM wins

End-of-day Nov 5, 2026

VOO vs IVV

YTD

VanguardVOO

+8.4%

IVViShares

+8.4%

+8.4%Year to date+8.4%

1.1%Yield1.1%

$1.00TAssets$850B

0–0level

End-of-day Nov 5, 2026

SCHD vs VIG

YTD

SchwabSCHD

+32.3%

VIGVanguard

+12.5%

+32.3%Year to date+12.5%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 5, 2026

Overlap: IVV, QLV, SPY

Today

99.9%most shared, IVV and SPY

IVVQLVSPY

IVV—45.5%99.9%

QLV45.5%—45.5%

SPY99.9%45.5%—

End-of-day Nov 5, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$136most kept, QLV

QLV$145 − $9 = $136

IVV$114 − $3 = $111

SPY$103 − $9 = $94

KeptFee

End-of-day Nov 5, 2026 · yield in dollars minus the fee