IVV vs SCHR

AIVV

BSCHR

Measures won2–3SCHR wins · of 6 · 5Y

$10,000 · 5Y$17,545IVV · VCIT $10,510

Lowest cost0.03%IVV · $3 on $10k

Most income5.02%VCIT · $502 on $10k

Smallest drop−4.5%SCHR · worst fall in 1Y

Held in common0.0%IVV and SCHR

IVV

SCHR

iShares Core S&P 500 ETF · $875BSchwab Intermediate-Term U.S. Treasury ETF · $13.8B

+22.0%3 years · per year$18,159 · $11,344+4.3%

+11.9%5 years · per year$17,545 · $10,105+0.2%

0.03%Expense ratio$3 · $3 on $10k · lower wins0.03%

1.11%12-mo yield$111 · $402 on $10k4.02%

−8.9%Worst dropSmaller wins−4.5%

13.8%VolatilityLower wins3.6%

2–3SCHR wins

$10,000 · 5 yearsAll four, one scale

Shared top holdingsIVV · SCHR

They share no top holdings, or holdings aren’t on file […]

Held in common0.0%

End-of-day Nov 9, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Four

5Y4 funds

#
1	AIVV	iShares Core S&P 500 ETFRead Desk	0.03%	1.11%	+2.4%	+11.3%	+13.6%	+22.0%	+11.9%	−8.9%	$875.2B
2	VCIT	Vanguard Intermediate-Term Corporate Bond ETFRead Desk	0.03%	5.02%	+0.1%	−0.7%	0.0%	+6.6%	+1.0%	−4.9%	$66.6B
3	BSCHR	Schwab Intermediate-Term U.S. Treasury ETFRead Desk	0.03%	4.02%	−0.1%	−0.5%	−0.1%	+4.3%	+0.2%	−4.5%	$13.8B
4	AGG	iShares Core U.S. Aggregate Bond ETFRead Desk	0.03%	4.12%	0.0%	0.0%	+0.3%	+5.0%	0.0%	−4.6%	$139.1B

End-of-day Nov 9, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Four

5Y4 funds

#
1	AIVV	iShares Core S&P 500 ETFRead Desk	0.03%	1.11%	+2.4%	+11.3%	+13.6%	+22.0%	+11.9%	−8.9%	$875.2B
2	VCIT	Vanguard Intermediate-Term Corporate Bond ETFRead Desk	0.03%	5.02%	+0.1%	−0.7%	0.0%	+6.6%	+1.0%	−4.9%	$66.6B
3	BSCHR	Schwab Intermediate-Term U.S. Treasury ETFRead Desk	0.03%	4.02%	−0.1%	−0.5%	−0.1%	+4.3%	+0.2%	−4.5%	$13.8B
4	AGG	iShares Core U.S. Aggregate Bond ETFRead Desk	0.03%	4.12%	0.0%	0.0%	+0.3%	+5.0%	0.0%	−4.6%	$139.1B

End-of-day Nov 9, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

IVV vs SCHR

IVV

iShares Core S&P 500

$17,545

SCHR

Schwab Intermediate-Term U.S. Treasury

$10,105

MeasureIVVSCHR

Fee0.03%0.03%

Cost on $10k a year$3$3

Yield1.11%4.02%

5 years, per year+11.9%+0.2%

3 years, per year+22.0%+4.3%

Worst drop · 1Y−8.9%−4.5%

Volatility · 1Y13.8%3.6%

3–2measures won
SCHR first

0.0%

holdings shared

Nov 9, 2026 · $10,000 five years ago, dividends reinvested

SPYM vs SPY

YTD

SPDRSPYM

+11.3%

SPYSPDR

+11.2%

+11.3%Year to date+11.2%

1.0%Yield1.0%

$179BAssets$778B

1–0SPYM wins

End-of-day Nov 9, 2026

BND vs AGG

YTD

VanguardBND

+0.0%

AGGiShares

+0.0%

+0.0%Year to date+0.0%

4.1%Yield4.1%

$161BAssets$139B

0–0level

End-of-day Nov 9, 2026

VOO vs IVV

YTD

VanguardVOO

+11.3%

IVViShares

+11.3%

+11.3%Year to date+11.3%

1.1%Yield1.1%

$1.00TAssets$875B

0–0level

End-of-day Nov 9, 2026

Overlap: IVV, SCHR, VCIT, AGG

Today

0.0%most shared, IVV and SCHR

IVVSCHRVCITAGG

IVV—0.0%[…][…]

SCHR0.0%—[…][…]

VCIT[…][…]—[…]

AGG[…][…][…]—

End-of-day Nov 9, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$499most kept, VCIT

VCIT$502 − $3 = $499

AGG$412 − $3 = $409

SCHR$402 − $3 = $399

IVV$111 − $3 = $108

KeptFee

End-of-day Nov 9, 2026 · yield in dollars minus the fee