IVV vs SCHR

AIVV

BSCHR

Measures won2–3SCHR wins · of 6 · 5Y

$10,000 · 5Y$17,509QQQ · IVV $17,177

Lowest cost0.03%IVV · $3 on $10k

Most income5.02%VCIT · $502 on $10k

Smallest drop−4.5%SCHR · worst fall in 1Y

Held in common0.0%IVV and SCHR

IVV

SCHR

iShares Core S&P 500 ETF · $853BSchwab Intermediate-Term U.S. Treasury ETF · $13.7B

+21.8%3 years · per year$18,084 · $11,385+4.4%

+11.4%5 years · per year$17,177 · $10,117+0.2%

0.03%Expense ratio$3 · $3 on $10k · lower wins0.03%

1.14%12-mo yield$114 · $402 on $10k4.02%

−8.9%Worst dropSmaller wins−4.5%

13.6%VolatilityLower wins3.6%

2–3SCHR wins

$10,000 · 5 yearsAll four, one scale

Shared top holdingsIVV · SCHR

They share no top holdings, or holdings aren’t on file […]

Held in common0.0%

End-of-day Nov 6, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Four

5Y4 funds

#
1	QQQ	Invesco QQQ Trust, Series 1Read Desk	0.18%	0.47%	+1.4%	+7.2%	+5.8%	+23.2%	+11.9%	−14.8%	$446.1B
2	AIVV	iShares Core S&P 500 ETFRead Desk	0.03%	1.14%	+0.3%	+8.7%	+9.8%	+21.8%	+11.4%	−8.9%	$852.9B
3	VCIT	Vanguard Intermediate-Term Corporate Bond ETFRead Desk	0.03%	5.02%	−0.1%	−0.8%	+0.4%	+6.9%	+1.0%	−4.9%	$66.6B
4	BSCHR	Schwab Intermediate-Term U.S. Treasury ETFRead Desk	0.03%	4.02%	−0.1%	−0.4%	+0.4%	+4.4%	+0.2%	−4.5%	$13.7B

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Four

5Y4 funds

#
1	QQQ	Invesco QQQ Trust, Series 1Read Desk	0.18%	0.47%	+1.4%	+7.2%	+5.8%	+23.2%	+11.9%	−14.8%	$446.1B
2	AIVV	iShares Core S&P 500 ETFRead Desk	0.03%	1.14%	+0.3%	+8.7%	+9.8%	+21.8%	+11.4%	−8.9%	$852.9B
3	VCIT	Vanguard Intermediate-Term Corporate Bond ETFRead Desk	0.03%	5.02%	−0.1%	−0.8%	+0.4%	+6.9%	+1.0%	−4.9%	$66.6B
4	BSCHR	Schwab Intermediate-Term U.S. Treasury ETFRead Desk	0.03%	4.02%	−0.1%	−0.4%	+0.4%	+4.4%	+0.2%	−4.5%	$13.7B

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

IVV vs SCHR

IVV

iShares Core S&P 500

$17,177

SCHR

Schwab Intermediate-Term U.S. Treasury

$10,117

MeasureIVVSCHR

Fee0.03%0.03%

Cost on $10k a year$3$3

Yield1.14%4.02%

5 years, per year+11.4%+0.2%

3 years, per year+21.8%+4.4%

Worst drop · 1Y−8.9%−4.5%

Volatility · 1Y13.6%3.6%

3–2measures won
SCHR first

0.0%

holdings shared

Nov 6, 2026 · $10,000 five years ago, dividends reinvested

SPYM vs SPY

YTD

SPDRSPYM

+8.8%

SPYSPDR

+8.7%

+8.8%Year to date+8.7%

1.1%Yield1.0%

$178BAssets$778B

2–0SPYM wins

End-of-day Nov 6, 2026

QQQM vs QQQ

YTD

InvescoQQQM

+7.2%

QQQInvesco

+7.2%

+7.2%Year to date+7.2%

0.15% · $15Fee · on $10k a year0.18% · $18

$103BAssets$446B

1–0QQQM wins

End-of-day Nov 6, 2026

VOO vs IVV

YTD

VanguardVOO

+8.7%

IVViShares

+8.7%

+8.7%Year to date+8.7%

1.1%Yield1.1%

$1.00TAssets$853B

0–0level

End-of-day Nov 6, 2026

Overlap: IVV, SCHR, VCIT, QQQ

Today

52.1%most shared, IVV and QQQ

IVVSCHRVCITQQQ

IVV—0.0%[…]52.1%

SCHR0.0%—[…]0.0%

VCIT[…][…]—[…]

QQQ52.1%0.0%[…]—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$499most kept, VCIT

VCIT$502 − $3 = $499

SCHR$402 − $3 = $399

IVV$114 − $3 = $111

QQQ$47 − $18 = $29

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee