SHM vs MUB

ASHM

BMUB

Measures won3–3level · of 6 · 5Y

$10,000 · 5Y$17,151IVV · SHM $10,567

Lowest cost0.03%IVV · $3 on $10k

Most income4.12%BND · $412 on $10k

Smallest drop−2.7%SHM · worst fall in 1Y

Held in common[…]SHM and MUB

SHM

MUB

State Street SPDR Nuveen ICE Short Term Municipal Bond ETF · $3.5BiShares National Muni Bond ETF · $54.9B

+3.4%3 years · per year$11,058 · $11,418+4.5%

+1.1%5 years · per year$10,567 · $10,414+0.8%

0.20%Expense ratio$20 · $5 on $10k · lower wins0.05%

2.70%12-mo yield$270 · $327 on $10k3.27%

−2.7%Worst dropSmaller wins−6.3%

1.8%VolatilityLower wins3.7%

3–3Level

$10,000 · 5 yearsAll four, one scale

Shared top holdingsSHM · MUB

They share no top holdings, or holdings aren’t on file […]

Held in common[…]

End-of-day Nov 5, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Four

5Y4 funds

#
1	IVV	iShares Core S&P 500 ETFRead Desk	0.03%	1.14%	−4.4%	+8.4%	+9.7%	+22.1%	+11.4%	−8.9%	$850.0B
2	ASHM	State Street SPDR Nuveen ICE Short Term Municipal Bond ETFRead Desk	0.20%	2.70%	+0.2%	+1.3%	+2.1%	+3.4%	+1.1%	−2.7%	$3.5B
3	BMUB	iShares National Muni Bond ETFRead Desk	0.05%	3.27%	+0.4%	+0.5%	+0.9%	+4.5%	+0.8%	−6.3%	$54.9B
4	BND	Vanguard Total Bond Market ETFRead Desk	0.03%	4.12%	+0.2%	+0.1%	+0.4%	+5.6%	0.0%	−4.5%	$161.4B

End-of-day Nov 5, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Four

5Y4 funds

#
1	IVV	iShares Core S&P 500 ETFRead Desk	0.03%	1.14%	−4.4%	+8.4%	+9.7%	+22.1%	+11.4%	−8.9%	$850.0B
2	ASHM	State Street SPDR Nuveen ICE Short Term Municipal Bond ETFRead Desk	0.20%	2.70%	+0.2%	+1.3%	+2.1%	+3.4%	+1.1%	−2.7%	$3.5B
3	BMUB	iShares National Muni Bond ETFRead Desk	0.05%	3.27%	+0.4%	+0.5%	+0.9%	+4.5%	+0.8%	−6.3%	$54.9B
4	BND	Vanguard Total Bond Market ETFRead Desk	0.03%	4.12%	+0.2%	+0.1%	+0.4%	+5.6%	0.0%	−4.5%	$161.4B

End-of-day Nov 5, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

SHM vs MUB

SHM

SPDR Nuveen ICE Short Term Municipal Bond

$10,567

MUB

iShares National Muni Bond

$10,414

MeasureSHMMUB

Fee0.20%0.05%

Cost on $10k a year$20$5

Yield2.70%3.27%

5 years, per year+1.1%+0.8%

3 years, per year+3.4%+4.5%

Worst drop · 1Y−2.7%−6.3%

Volatility · 1Y1.8%3.7%

3–3measures won
level

Nov 5, 2026 · $10,000 five years ago, dividends reinvested

SPYM vs SPY

YTD

SPDRSPYM

+8.4%

SPYSPDR

+8.3%

+8.4%Year to date+8.3%

1.1%Yield1.0%

$182BAssets$819B

2–0SPYM wins

End-of-day Nov 5, 2026

BND vs AGG

YTD

VanguardBND

+0.1%

AGGiShares

+0.1%

+0.1%Year to date+0.1%

4.1%Yield4.1%

$161BAssets$139B

0–0level

End-of-day Nov 5, 2026

VOO vs IVV

YTD

VanguardVOO

+8.4%

IVViShares

+8.4%

+8.4%Year to date+8.4%

1.1%Yield1.1%

$1.00TAssets$850B

0–0level

End-of-day Nov 5, 2026

Overlap: IVV, SHM, MUB, BND

Today

[…]holdings […]

IVVSHMMUBBND

IVV—[…][…][…]

SHM[…]—[…][…]

MUB[…][…]—[…]

BND[…][…][…]—

End-of-day Nov 5, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$409most kept, BND

BND$412 − $3 = $409

MUB$327 − $5 = $322

SHM$270 − $20 = $250

IVV$114 − $3 = $111

KeptFee

End-of-day Nov 5, 2026 · yield in dollars minus the fee