IVV vs UDEC

AIVV

BUDEC

Measures won4–2IVV wins · of 6 · 5Y

$10,000 · 5Y$17,177IVV · SPY $17,118

Lowest cost0.03%IVV · $3 on $10k

Most income1.14%IVV · $114 on $10k

Smallest drop−4.4%UDEC · worst fall in 1Y

Held in common[…]IVV and UDEC

IVV

UDEC

iShares Core S&P 500 ETF · $850BInnovator U.S. Equity Ultra Buffer ETF - December · $228M

+21.8%3 years · per year$18,084 · $14,521+13.2%

+11.4%5 years · per year$17,177 · $14,136+7.2%

0.03%Expense ratio$3 · $79 on $10k · lower wins0.79%

1.14%12-mo yield$114 · $0 on $10k0.00%

−8.9%Worst dropSmaller wins−4.4%

13.6%VolatilityLower wins6.9%

4–2IVV wins

$10,000 · 5 yearsAll three, one scale

Shared top holdingsIVV · UDEC

They share no top holdings, or holdings aren’t on file […]

Held in common[…]

End-of-day Nov 6, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Three

5Y3 funds

#
1	AIVV	iShares Core S&P 500 ETFRead Desk	0.03%	1.14%	+0.3%	+8.7%	+9.8%	+21.8%	+11.4%	−8.9%	$850.0B
2	SPY	State Street SPDR S&P 500 ETFRead Desk	0.09%	1.03%	+0.3%	+8.7%	+9.7%	+21.7%	+11.3%	−8.9%	$818.5B
3	BUDEC	Innovator U.S. Equity Ultra Buffer ETF - DecemberRead Desk	0.79%	0.00%	+0.3%	+6.2%	+8.3%	+13.2%	+7.2%	−4.4%	$228M

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Three

5Y3 funds

#
1	AIVV	iShares Core S&P 500 ETFRead Desk	0.03%	1.14%	+0.3%	+8.7%	+9.8%	+21.8%	+11.4%	−8.9%	$850.0B
2	SPY	State Street SPDR S&P 500 ETFRead Desk	0.09%	1.03%	+0.3%	+8.7%	+9.7%	+21.7%	+11.3%	−8.9%	$818.5B
3	BUDEC	Innovator U.S. Equity Ultra Buffer ETF - DecemberRead Desk	0.79%	0.00%	+0.3%	+6.2%	+8.3%	+13.2%	+7.2%	−4.4%	$228M

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

IVV vs UDEC

IVV

iShares Core S&P 500

$17,177

UDEC

Innovator U.S. Equity Ultra Buffer ETF - December

$14,136

MeasureIVVUDEC

Fee0.03%0.79%

Cost on $10k a year$3$79

Yield1.14%0.00%

5 years, per year+11.4%+7.2%

3 years, per year+21.8%+13.2%

Worst drop · 1Y−8.9%−4.4%

Volatility · 1Y13.6%6.9%

4–2measures won
IVV first

Nov 6, 2026 · $10,000 five years ago, dividends reinvested

SPYM vs SPY

YTD

SPDRSPYM

+8.8%

SPYSPDR

+8.7%

+8.8%Year to date+8.7%

1.1%Yield1.0%

$182BAssets$819B

2–0SPYM wins

End-of-day Nov 6, 2026

VOO vs IVV

YTD

VanguardVOO

+8.7%

IVViShares

+8.7%

+8.7%Year to date+8.7%

1.1%Yield1.1%

$1.00TAssets$850B

0–0level

End-of-day Nov 6, 2026

SCHD vs VIG

YTD

SchwabSCHD

+31.4%

VIGVanguard

+12.1%

+31.4%Year to date+12.1%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 6, 2026

Overlap: IVV, UDEC, SPY

Today

99.9%most shared, IVV and SPY

IVVUDECSPY

IVV—[…]99.9%

UDEC[…]—[…]

SPY99.9%[…]—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$111most kept, IVV

IVV$114 − $3 = $111

SPY$103 − $9 = $94

UDEC$0 − $79 = −$79

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee