IVV vs USMF

AIVV

BUSMF

Measures won4–2IVV wins · of 6 · 5Y

$10,000 · 5Y$17,545IVV · SPY $17,493

Lowest cost0.03%IVV · $3 on $10k

Most income1.32%USMF · $132 on $10k

Smallest drop−8.9%SPY · worst fall in 1Y

Held in common32.2%IVV and USMF

IVV

USMF

iShares Core S&P 500 ETF · $853BWisdomTree U.S. Multifactor Fund · $232M

+22.0%3 years · per year$18,159 · $13,624+10.9%

+11.9%5 years · per year$17,545 · $13,215+5.7%

0.03%Expense ratio$3 · $28 on $10k · lower wins0.28%

1.11%12-mo yield$111 · $132 on $10k1.32%

−8.9%Worst dropSmaller wins−10.6%

13.8%VolatilityLower wins13.3%

4–2IVV wins

$10,000 · 5 yearsAll four, one scale

Shared top holdingsIVV · USMF

7.9%AAPL4.9%

7.1%NVDA3.5%

2.6%GOOGL3.6%

1.7%LLY1.7%

Held in common32.2%

End-of-day Nov 9, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Four

5Y4 funds

#
1	AIVV	iShares Core S&P 500 ETFRead Desk	0.03%	1.11%	+2.4%	+11.3%	+13.6%	+22.0%	+11.9%	−8.9%	$852.9B
2	SPY	State Street SPDR S&P 500 ETFRead Desk	0.09%	1.01%	+2.4%	+11.2%	+13.5%	+21.9%	+11.8%	−8.9%	$777.9B
3	VUG	Vanguard Morningstar Growth ETFRead Desk	0.03%	0.41%	+2.8%	+4.2%	+4.7%	+22.9%	+10.6%	−15.1%	$232.9B
4	BUSMF	WisdomTree U.S. Multifactor FundRead Desk	0.28%	1.32%	+3.0%	−1.3%	+0.5%	+10.9%	+5.7%	−10.6%	$232M

End-of-day Nov 9, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Four

5Y4 funds

#
1	AIVV	iShares Core S&P 500 ETFRead Desk	0.03%	1.11%	+2.4%	+11.3%	+13.6%	+22.0%	+11.9%	−8.9%	$852.9B
2	SPY	State Street SPDR S&P 500 ETFRead Desk	0.09%	1.01%	+2.4%	+11.2%	+13.5%	+21.9%	+11.8%	−8.9%	$777.9B
3	VUG	Vanguard Morningstar Growth ETFRead Desk	0.03%	0.41%	+2.8%	+4.2%	+4.7%	+22.9%	+10.6%	−15.1%	$232.9B
4	BUSMF	WisdomTree U.S. Multifactor FundRead Desk	0.28%	1.32%	+3.0%	−1.3%	+0.5%	+10.9%	+5.7%	−10.6%	$232M

End-of-day Nov 9, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

IVV vs USMF

IVV

iShares Core S&P 500

$17,545

USMF

WisdomTree U.S. Multifactor Fund

$13,215

MeasureIVVUSMF

Fee0.03%0.28%

Cost on $10k a year$3$28

Yield1.11%1.32%

5 years, per year+11.9%+5.7%

3 years, per year+22.0%+10.9%

Worst drop · 1Y−8.9%−10.6%

Volatility · 1Y13.8%13.3%

4–2measures won
IVV first

32.2%

holdings shared

Nov 9, 2026 · $10,000 five years ago, dividends reinvested

SPYM vs SPY

YTD

SPDRSPYM

+11.3%

SPYSPDR

+11.2%

+11.3%Year to date+11.2%

1.0%Yield1.0%

$179BAssets$778B

1–0SPYM wins

End-of-day Nov 9, 2026

VUG vs SCHG

YTD

VanguardVUG

+4.2%

SCHGSchwab

+4.8%

+4.2%Year to date+4.8%

0.03% · $3Fee · on $10k a year0.04% · $4

$233BAssets$59.7B

1–1level

End-of-day Nov 9, 2026

VOO vs IVV

YTD

VanguardVOO

+11.3%

IVViShares

+11.3%

+11.3%Year to date+11.3%

1.1%Yield1.1%

$1.00TAssets$853B

0–0level

End-of-day Nov 9, 2026

Overlap: IVV, USMF, SPY, VUG

Today

99.9%most shared, IVV and SPY

IVVUSMFSPYVUG

IVV—32.2%99.9%55.1%

USMF32.2%—32.2%26.0%

SPY99.9%32.2%—55.1%

VUG55.1%26.0%55.1%—

End-of-day Nov 9, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$108most kept, IVV

IVV$111 − $3 = $108

USMF$132 − $28 = $104

SPY$101 − $9 = $92

VUG$41 − $3 = $38

KeptFee

End-of-day Nov 9, 2026 · yield in dollars minus the fee