IVV vs USMF

AIVV

BUSMF

Measures won4–2IVV wins · of 6 · 5Y

$10,000 · 5Y$17,151IVV · VTI $16,332

Lowest cost0.03%IVV · $3 on $10k

Most income1.36%USMF · $136 on $10k

Smallest drop−8.9%IVV · worst fall in 1Y

Held in common32.6%IVV and USMF

IVV

USMF

iShares Core S&P 500 ETF · $850BWisdomTree U.S. Multifactor Fund · $253M

+22.1%3 years · per year$18,221 · $13,453+10.4%

+11.4%5 years · per year$17,151 · $12,889+5.2%

0.03%Expense ratio$3 · $28 on $10k · lower wins0.28%

1.14%12-mo yield$114 · $136 on $10k1.36%

−8.9%Worst dropSmaller wins−10.6%

13.6%VolatilityLower wins13.0%

4–2IVV wins

$10,000 · 5 yearsAll three, one scale

Shared top holdingsIVV · USMF

7.7%AAPL4.7%

7.3%NVDA3.7%

2.6%GOOGL3.4%

1.7%LLY1.7%

Held in common32.6%

End-of-day Nov 5, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Three

5Y3 funds

#
1	AIVV	iShares Core S&P 500 ETFRead Desk	0.03%	1.14%	−4.4%	+8.4%	+9.7%	+22.1%	+11.4%	−8.9%	$850.0B
2	VTI	Vanguard Morningstar Total Stock Market ETFRead Desk	0.03%	1.10%	−4.4%	+8.4%	+9.9%	+21.9%	+10.3%	−8.9%	$689.2B
3	BUSMF	WisdomTree U.S. Multifactor FundRead Desk	0.28%	1.36%	−5.1%	−4.4%	−2.5%	+10.4%	+5.2%	−10.6%	$253M

End-of-day Nov 5, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Three

5Y3 funds

#
1	AIVV	iShares Core S&P 500 ETFRead Desk	0.03%	1.14%	−4.4%	+8.4%	+9.7%	+22.1%	+11.4%	−8.9%	$850.0B
2	VTI	Vanguard Morningstar Total Stock Market ETFRead Desk	0.03%	1.10%	−4.4%	+8.4%	+9.9%	+21.9%	+10.3%	−8.9%	$689.2B
3	BUSMF	WisdomTree U.S. Multifactor FundRead Desk	0.28%	1.36%	−5.1%	−4.4%	−2.5%	+10.4%	+5.2%	−10.6%	$253M

End-of-day Nov 5, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

IVV vs USMF

IVV

iShares Core S&P 500

$17,152

USMF

WisdomTree U.S. Multifactor Fund

$12,889

MeasureIVVUSMF

Fee0.03%0.28%

Cost on $10k a year$3$28

Yield1.14%1.36%

5 years, per year+11.4%+5.2%

3 years, per year+22.1%+10.4%

Worst drop · 1Y−8.9%−10.6%

Volatility · 1Y13.6%13.0%

4–2measures won
IVV first

32.6%

holdings shared

Nov 5, 2026 · $10,000 five years ago, dividends reinvested

SPYM vs SPY

YTD

SPDRSPYM

+8.4%

SPYSPDR

+8.3%

+8.4%Year to date+8.3%

1.1%Yield1.0%

$182BAssets$819B

2–0SPYM wins

End-of-day Nov 5, 2026

VTI vs ITOT

YTD

VanguardVTI

+8.4%

ITOTiShares

+8.4%

+8.4%Year to date+8.4%

1.1%Yield1.1%

$689BAssets$92.8B

0–0level

End-of-day Nov 5, 2026

VOO vs IVV

YTD

VanguardVOO

+8.4%

IVViShares

+8.4%

+8.4%Year to date+8.4%

1.1%Yield1.1%

$1.00TAssets$850B

0–0level

End-of-day Nov 5, 2026

Overlap: IVV, USMF, VTI

Today

86.5%most shared, IVV and VTI

IVVUSMFVTI

IVV—32.6%86.5%

USMF32.6%—33.5%

VTI86.5%33.5%—

End-of-day Nov 5, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$111most kept, IVV

IVV$114 − $3 = $111

USMF$136 − $28 = $108

VTI$110 − $3 = $107

KeptFee

End-of-day Nov 5, 2026 · yield in dollars minus the fee