IVV vs VUSB

AIVV

BVUSB

Measures won3–3level · of 6 · 5Y

$10,000 · 5Y$17,545IVV · SPY $17,493

Lowest cost0.03%IVV · $3 on $10k

Most income4.27%VUSB · $427 on $10k

Smallest drop0.0%SGOV · worst fall in 1Y

Held in common[…]IVV and VUSB

IVV

VUSB

iShares Core S&P 500 ETF · $875BVanguard Ultra-Short Bond ETF · $9.9B

+22.0%3 years · per year$18,159 · $11,635+5.2%

+11.9%5 years · per year$17,545 · $12,028+3.8%

0.03%Expense ratio$3 · $10 on $10k · lower wins0.10%

1.11%12-mo yield$111 · $427 on $10k4.27%

−8.9%Worst dropSmaller wins−0.4%

13.8%VolatilityLower wins0.7%

3–3Level

$10,000 · 5 yearsAll four, one scale

Shared top holdingsIVV · VUSB

They share no top holdings, or holdings aren’t on file […]

Held in common[…]

End-of-day Nov 9, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Four

5Y4 funds

#
1	AIVV	iShares Core S&P 500 ETFRead Desk	0.03%	1.11%	+2.4%	+11.3%	+13.6%	+22.0%	+11.9%	−8.9%	$875.2B
2	SPY	State Street SPDR S&P 500 ETFRead Desk	0.09%	1.01%	+2.4%	+11.2%	+13.5%	+21.9%	+11.8%	−8.9%	$777.9B
3	SGOV	iShares 0-3 Month Treasury Bond ETFRead Desk	0.09%	3.63%	0.0%	+3.2%	+3.8%	+4.5%	+3.9%	0.0%	$116.4B
4	BVUSB	Vanguard Ultra-Short Bond ETFRead Desk	0.10%	4.27%	0.0%	+3.0%	+3.7%	+5.2%	+3.8%	−0.4%	$9.9B

End-of-day Nov 9, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Four

5Y4 funds

#
1	AIVV	iShares Core S&P 500 ETFRead Desk	0.03%	1.11%	+2.4%	+11.3%	+13.6%	+22.0%	+11.9%	−8.9%	$875.2B
2	SPY	State Street SPDR S&P 500 ETFRead Desk	0.09%	1.01%	+2.4%	+11.2%	+13.5%	+21.9%	+11.8%	−8.9%	$777.9B
3	SGOV	iShares 0-3 Month Treasury Bond ETFRead Desk	0.09%	3.63%	0.0%	+3.2%	+3.8%	+4.5%	+3.9%	0.0%	$116.4B
4	BVUSB	Vanguard Ultra-Short Bond ETFRead Desk	0.10%	4.27%	0.0%	+3.0%	+3.7%	+5.2%	+3.8%	−0.4%	$9.9B

End-of-day Nov 9, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

IVV vs VUSB

IVV

iShares Core S&P 500

$17,545

VUSB

Vanguard Ultra-Short Bond

$12,028

MeasureIVVVUSB

Fee0.03%0.10%

Cost on $10k a year$3$10

Yield1.11%4.27%

5 years, per year+11.9%+3.8%

3 years, per year+22.0%+5.2%

Worst drop · 1Y−8.9%−0.4%

Volatility · 1Y13.8%0.7%

3–3measures won
level

Nov 9, 2026 · $10,000 five years ago, dividends reinvested

SPYM vs SPY

YTD

SPDRSPYM

+11.3%

SPYSPDR

+11.2%

+11.3%Year to date+11.2%

1.0%Yield1.0%

$179BAssets$778B

1–0SPYM wins

End-of-day Nov 9, 2026

SGOV vs BIL

YTD

iSharesSGOV

+3.2%

BILSPDR

+3.1%

+3.2%Year to date+3.1%

3.6%Yield3.7%

$116BAssets$48.7B

1–1level

End-of-day Nov 9, 2026

VOO vs IVV

YTD

VanguardVOO

+11.3%

IVViShares

+11.3%

+11.3%Year to date+11.3%

1.1%Yield1.1%

$1.00TAssets$875B

0–0level

End-of-day Nov 9, 2026

Overlap: IVV, VUSB, SGOV, SPY

Today

99.9%most shared, IVV and SPY

IVVVUSBSGOVSPY

IVV—[…][…]99.9%

VUSB[…]—[…][…]

SGOV[…][…]—[…]

SPY99.9%[…][…]—

End-of-day Nov 9, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$417most kept, VUSB

VUSB$427 − $10 = $417

SGOV$363 − $9 = $354

IVV$111 − $3 = $108

SPY$101 − $9 = $92

KeptFee

End-of-day Nov 9, 2026 · yield in dollars minus the fee