IVV vs XLUI

AIVV

BXLUI

Measures won2–2level · of 6 · 5Y

$10,000 · 5Y$17,545IVV · SPY $17,493

Lowest cost0.03%IVV · $3 on $10k

Most income15.45%XLUI · $1,545 on $10k

Smallest drop−8.9%SPY · worst fall in 1Y

Held in common0.0%IVV and XLUI

IVV

XLUI

iShares Core S&P 500 ETF · $853BState Street Utilities Select Sector SPDR Premium Income ETF · $68M

+22.0%3 years · per year$18,159 · […][…]

+11.9%5 years · per year$17,545 · […][…]

0.03%Expense ratio$3 · $35 on $10k · lower wins0.35%

1.11%12-mo yield$111 · $1,545 on $10k15.45%

−8.9%Worst dropSmaller wins−12.3%

13.8%VolatilityLower wins12.1%

2–2Level

$10,000 · 5 yearsAll three, one scale

Shared top holdingsIVV · XLUI

They share no top holdings, or holdings aren’t on file […]

Held in common0.0%

End-of-day Nov 9, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Three

5Y3 funds

#
1	AIVV	iShares Core S&P 500 ETFRead Desk	0.03%	1.11%	+2.4%	+11.3%	+13.6%	+22.0%	+11.9%	−8.9%	$852.9B
2	SPY	State Street SPDR S&P 500 ETFRead Desk	0.09%	1.01%	+2.4%	+11.2%	+13.5%	+21.9%	+11.8%	−8.9%	$777.9B
3	BXLUI	State Street Utilities Select Sector SPDR Premium Income ETFRead Desk	0.35%	15.45%	+0.6%	+7.6%	+5.8%	new	new	−12.3%	$68M

End-of-day Nov 9, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Three

5Y3 funds

#
1	AIVV	iShares Core S&P 500 ETFRead Desk	0.03%	1.11%	+2.4%	+11.3%	+13.6%	+22.0%	+11.9%	−8.9%	$852.9B
2	SPY	State Street SPDR S&P 500 ETFRead Desk	0.09%	1.01%	+2.4%	+11.2%	+13.5%	+21.9%	+11.8%	−8.9%	$777.9B
3	BXLUI	State Street Utilities Select Sector SPDR Premium Income ETFRead Desk	0.35%	15.45%	+0.6%	+7.6%	+5.8%	new	new	−12.3%	$68M

End-of-day Nov 9, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

IVV vs XLUI

IVV

iShares Core S&P 500

$17,545

XLUI

Utilities Select Sector SPDR Premium Income

[…]

MeasureIVVXLUI

Fee0.03%0.35%

Cost on $10k a year$3$35

Yield1.11%15.45%

5 years, per year+11.9%[…]

3 years, per year+22.0%[…]

Worst drop · 1Y−8.9%−12.3%

Volatility · 1Y13.8%12.1%

2–2measures won
level

0.0%

holdings shared

Nov 9, 2026 · $10,000 five years ago, dividends reinvested

SPYM vs SPY

YTD

SPDRSPYM

+11.3%

SPYSPDR

+11.2%

+11.3%Year to date+11.2%

1.0%Yield1.0%

$179BAssets$778B

1–0SPYM wins

End-of-day Nov 9, 2026

VOO vs IVV

YTD

VanguardVOO

+11.3%

IVViShares

+11.3%

+11.3%Year to date+11.3%

1.1%Yield1.1%

$1.00TAssets$853B

0–0level

End-of-day Nov 9, 2026

SCHD vs VIG

YTD

SchwabSCHD

+33.2%

VIGVanguard

+14.8%

+33.2%Year to date+14.8%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 9, 2026

Overlap: IVV, XLUI, SPY

Today

99.9%most shared, IVV and SPY

IVVXLUISPY

IVV—0.0%99.9%

XLUI0.0%—0.0%

SPY99.9%0.0%—

End-of-day Nov 9, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$1,510most kept, XLUI

XLUI$1,545 − $35 = $1,510

IVV$111 − $3 = $108

SPY$101 − $9 = $92

KeptFee

End-of-day Nov 9, 2026 · yield in dollars minus the fee