IWB vs HAPI

AIWB

BHAPI

Measures won2–3HAPI wins · of 6 · 5Y

$10,000 · 5Y$16,924IWB · IWF $15,892

Lowest cost0.06%IJR · $6 on $10k

Most income1.21%IJR · $121 on $10k

Smallest drop−8.1%HAPI · worst fall in 1Y

Held in common48.6%IWB and HAPI

IWB

HAPI

iShares Russell 1000 ETF · $46.6BHarbor Human Capital Factor US Large Cap ETF (HAPI) · $483M

+21.8%3 years · per year$18,056 · $18,105+21.9%

+11.1%5 years · per year$16,924 · […][…]

0.15%Expense ratio$15 · $35 on $10k · lower wins0.35%

0.93%12-mo yield$93 · $78 on $10k0.78%

−8.9%Worst dropSmaller wins−8.1%

13.8%VolatilityLower wins12.9%

2–3HAPI wins

$10,000 · 5 yearsAll four, one scale

Shared top holdingsIWB · HAPI

7.3%AAPL6.2%

5.8%MSFT6.1%

6.4%NVDA4.7%

3.7%AMZN6.0%

Held in common48.6%

End-of-day Nov 9, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Four

5Y4 funds

#
1	AIWB	iShares Russell 1000 ETFRead Desk	0.15%	0.93%	+2.4%	+11.2%	+13.5%	+21.8%	+11.1%	−8.9%	$46.6B
2	IWF	iShares Russell 1000 Growth ETFRead Desk	0.18%	0.38%	+2.9%	−2.5%	−2.2%	+19.8%	+9.7%	−14.6%	$114.6B
3	IJR	iShares Core S&P Small-Cap ETFRead Desk	0.06%	1.21%	+3.0%	+18.9%	+22.8%	+17.4%	+5.8%	−9.7%	$103.8B
4	BHAPI	Harbor Human Capital Factor US Large Cap ETF (HAPI)Read Desk	0.35%	0.78%	+2.4%	+10.6%	+13.6%	+21.9%	new	−8.1%	$483M

End-of-day Nov 9, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Four

5Y4 funds

#
1	AIWB	iShares Russell 1000 ETFRead Desk	0.15%	0.93%	+2.4%	+11.2%	+13.5%	+21.8%	+11.1%	−8.9%	$46.6B
2	IWF	iShares Russell 1000 Growth ETFRead Desk	0.18%	0.38%	+2.9%	−2.5%	−2.2%	+19.8%	+9.7%	−14.6%	$114.6B
3	IJR	iShares Core S&P Small-Cap ETFRead Desk	0.06%	1.21%	+3.0%	+18.9%	+22.8%	+17.4%	+5.8%	−9.7%	$103.8B
4	BHAPI	Harbor Human Capital Factor US Large Cap ETF (HAPI)Read Desk	0.35%	0.78%	+2.4%	+10.6%	+13.6%	+21.9%	new	−8.1%	$483M

End-of-day Nov 9, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

IWB vs HAPI

IWB

iShares Russell 1000

$16,924

HAPI

Harbor Human Capital Factor US Large Cap ETF (HAPI)

[…]

MeasureIWBHAPI

Fee0.15%0.35%

Cost on $10k a year$15$35

Yield0.93%0.78%

5 years, per year+11.1%[…]

3 years, per year+21.8%+21.9%

Worst drop · 1Y−8.9%−8.1%

Volatility · 1Y13.8%12.9%

3–2measures won
HAPI first

48.6%

holdings shared

Nov 9, 2026 · $10,000 five years ago, dividends reinvested

VUG vs SCHG

YTD

VanguardVUG

+4.2%

SCHGSchwab

+4.8%

+4.2%Year to date+4.8%

0.03% · $3Fee · on $10k a year0.04% · $4

$233BAssets$59.7B

1–1level

End-of-day Nov 9, 2026

SCHD vs VIG

YTD

SchwabSCHD

+33.2%

VIGVanguard

+14.8%

+33.2%Year to date+14.8%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 9, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+6.6%

JEPIJ.P. Morgan

+7.5%

+6.6%Year to date+7.5%

12.4%Yield7.9%

$40.7BAssets$45.2B

1–1level

End-of-day Nov 9, 2026

Overlap: IWB, HAPI, IJR, IWF

Today

55.0%most shared, IWB and IWF

IWBHAPIIJRIWF

IWB—48.6%0.4%55.0%

HAPI48.6%—0.1%44.0%

IJR0.4%0.1%—0.1%

IWF55.0%44.0%0.1%—

End-of-day Nov 9, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$115most kept, IJR

IJR$121 − $6 = $115

IWB$93 − $15 = $78

HAPI$78 − $35 = $43

IWF$38 − $18 = $20

KeptFee

End-of-day Nov 9, 2026 · yield in dollars minus the fee