IWB vs HAPI

AIWB

BHAPI

Measures won2–3HAPI wins · of 6 · 5Y

$10,000 · 5Y$16,543IWB · VUG $16,052

Lowest cost0.03%VO · $3 on $10k

Most income1.39%VO · $139 on $10k

Smallest drop−8.1%HAPI · worst fall in 1Y

Held in common48.4%IWB and HAPI

IWB

HAPI

iShares Russell 1000 ETF · $48.5BHarbor Human Capital Factor US Large Cap ETF (HAPI) · $503M

+21.8%3 years · per year$18,083 · $18,219+22.1%

+10.6%5 years · per year$16,543 · […][…]

0.15%Expense ratio$15 · $35 on $10k · lower wins0.35%

0.95%12-mo yield$95 · $80 on $10k0.80%

−8.9%Worst dropSmaller wins−8.1%

13.6%VolatilityLower wins12.8%

2–3HAPI wins

$10,000 · 5 yearsAll four, one scale

Shared top holdingsIWB · HAPI

7.1%AAPL6.1%

5.8%MSFT6.2%

6.6%NVDA4.9%

3.6%AMZN5.9%

Held in common48.4%

End-of-day Nov 5, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Four

5Y4 funds

#
1	AIWB	iShares Russell 1000 ETFRead Desk	0.15%	0.95%	−4.3%	+8.1%	+9.6%	+21.8%	+10.6%	−8.9%	$48.5B
2	VUG	Vanguard Morningstar Growth ETFRead Desk	0.03%	0.43%	−5.5%	+0.5%	−0.6%	+22.8%	+9.9%	−15.1%	$232.9B
3	VO	Vanguard Morningstar Mid-Cap ETFRead Desk	0.03%	1.39%	−3.5%	+10.7%	+12.4%	+18.9%	+6.4%	−8.2%	$103.4B
4	BHAPI	Harbor Human Capital Factor US Large Cap ETF (HAPI)Read Desk	0.35%	0.80%	−3.7%	+8.2%	+10.5%	+22.1%	new	−8.1%	$503M

End-of-day Nov 5, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Four

5Y4 funds

#
1	AIWB	iShares Russell 1000 ETFRead Desk	0.15%	0.95%	−4.3%	+8.1%	+9.6%	+21.8%	+10.6%	−8.9%	$48.5B
2	VUG	Vanguard Morningstar Growth ETFRead Desk	0.03%	0.43%	−5.5%	+0.5%	−0.6%	+22.8%	+9.9%	−15.1%	$232.9B
3	VO	Vanguard Morningstar Mid-Cap ETFRead Desk	0.03%	1.39%	−3.5%	+10.7%	+12.4%	+18.9%	+6.4%	−8.2%	$103.4B
4	BHAPI	Harbor Human Capital Factor US Large Cap ETF (HAPI)Read Desk	0.35%	0.80%	−3.7%	+8.2%	+10.5%	+22.1%	new	−8.1%	$503M

End-of-day Nov 5, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

IWB vs HAPI

IWB

iShares Russell 1000

$16,543

HAPI

Harbor Human Capital Factor US Large Cap ETF (HAPI)

[…]

MeasureIWBHAPI

Fee0.15%0.35%

Cost on $10k a year$15$35

Yield0.95%0.80%

5 years, per year+10.6%[…]

3 years, per year+21.8%+22.1%

Worst drop · 1Y−8.9%−8.1%

Volatility · 1Y13.6%12.8%

3–2measures won
HAPI first

48.4%

holdings shared

Nov 5, 2026 · $10,000 five years ago, dividends reinvested

VUG vs SCHG

YTD

VanguardVUG

+0.5%

SCHGSchwab

+0.9%

+0.5%Year to date+0.9%

0.03% · $3Fee · on $10k a year0.04% · $4

$233BAssets$62.5B

1–1level

End-of-day Nov 5, 2026

SCHD vs VIG

YTD

SchwabSCHD

+32.3%

VIGVanguard

+12.5%

+32.3%Year to date+12.5%

3.0%Yield1.5%

$123BAssets$109B

2–0SCHD wins

End-of-day Nov 5, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+5.2%

+8.5%Year to date+5.2%

12.2%Yield8.1%

$42.1BAssets$46.1B

2–0JEPQ wins

End-of-day Nov 5, 2026

Overlap: IWB, HAPI, VO, VUG

Today

52.0%most shared, IWB and VUG

IWBHAPIVOVUG

IWB—48.4%15.9%52.0%

HAPI48.4%—13.5%43.9%

VO15.9%13.5%—10.2%

VUG52.0%43.9%10.2%—

End-of-day Nov 5, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$136most kept, VO

VO$139 − $3 = $136

IWB$95 − $15 = $80

HAPI$80 − $35 = $45

VUG$43 − $3 = $40

KeptFee

End-of-day Nov 5, 2026 · yield in dollars minus the fee