IWB vs HAPI

AIWB

BHAPI

Measures won2–3HAPI wins · of 6 · 5Y

$10,000 · 5Y$17,585VTV · IWB $16,575

Lowest cost0.03%VTV · $3 on $10k

Most income1.87%VTV · $187 on $10k

Smallest drop−6.4%VTV · worst fall in 1Y

Held in common48.3%IWB and HAPI

IWB

HAPI

iShares Russell 1000 ETF · $46.4BHarbor Human Capital Factor US Large Cap ETF (HAPI) · $503M

+21.6%3 years · per year$17,966 · $18,006+21.7%

+10.6%5 years · per year$16,575 · […][…]

0.15%Expense ratio$15 · $35 on $10k · lower wins0.35%

0.95%12-mo yield$95 · $80 on $10k0.80%

−8.9%Worst dropSmaller wins−8.1%

13.6%VolatilityLower wins12.7%

2–3HAPI wins

$10,000 · 5 yearsAll four, one scale

Shared top holdingsIWB · HAPI

7.1%AAPL6.2%

5.8%MSFT6.2%

6.6%NVDA4.6%

3.6%AMZN6.0%

Held in common48.3%

End-of-day Nov 6, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Four

5Y4 funds

#
1	VTV	Vanguard Morningstar Value ETFRead Desk	0.03%	1.87%	−0.4%	+18.5%	+22.9%	+20.9%	+12.0%	−6.4%	$184.2B
2	AIWB	iShares Russell 1000 ETFRead Desk	0.15%	0.95%	+0.4%	+8.5%	+9.6%	+21.6%	+10.6%	−8.9%	$46.4B
3	VUG	Vanguard Morningstar Growth ETFRead Desk	0.03%	0.42%	+0.9%	+1.4%	+0.2%	+22.6%	+10.0%	−15.1%	$232.9B
4	BHAPI	Harbor Human Capital Factor US Large Cap ETF (HAPI)Read Desk	0.35%	0.80%	−0.2%	+8.0%	+9.9%	+21.7%	new	−8.1%	$503M

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Four

5Y4 funds

#
1	VTV	Vanguard Morningstar Value ETFRead Desk	0.03%	1.87%	−0.4%	+18.5%	+22.9%	+20.9%	+12.0%	−6.4%	$184.2B
2	AIWB	iShares Russell 1000 ETFRead Desk	0.15%	0.95%	+0.4%	+8.5%	+9.6%	+21.6%	+10.6%	−8.9%	$46.4B
3	VUG	Vanguard Morningstar Growth ETFRead Desk	0.03%	0.42%	+0.9%	+1.4%	+0.2%	+22.6%	+10.0%	−15.1%	$232.9B
4	BHAPI	Harbor Human Capital Factor US Large Cap ETF (HAPI)Read Desk	0.35%	0.80%	−0.2%	+8.0%	+9.9%	+21.7%	new	−8.1%	$503M

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

IWB vs HAPI

IWB

iShares Russell 1000

$16,575

HAPI

Harbor Human Capital Factor US Large Cap ETF (HAPI)

[…]

MeasureIWBHAPI

Fee0.15%0.35%

Cost on $10k a year$15$35

Yield0.95%0.80%

5 years, per year+10.6%[…]

3 years, per year+21.6%+21.7%

Worst drop · 1Y−8.9%−8.1%

Volatility · 1Y13.6%12.7%

3–2measures won
HAPI first

48.3%

holdings shared

Nov 6, 2026 · $10,000 five years ago, dividends reinvested

VUG vs SCHG

YTD

VanguardVUG

+1.4%

SCHGSchwab

+1.9%

+1.4%Year to date+1.9%

0.03% · $3Fee · on $10k a year0.04% · $4

$233BAssets$59.1B

1–1level

End-of-day Nov 6, 2026

VTV vs SCHV

YTD

VanguardVTV

+18.5%

SCHVSchwab

+16.2%

+18.5%Year to date+16.2%

1.9%Yield1.8%

$184BAssets$15.4B

2–0VTV wins

End-of-day Nov 6, 2026

SCHD vs VIG

YTD

SchwabSCHD

+31.4%

VIGVanguard

+12.1%

+31.4%Year to date+12.1%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 6, 2026

Overlap: IWB, HAPI, VTV, VUG

Today

52.0%most shared, IWB and VUG

IWBHAPIVTVVUG

IWB—48.3%40.8%52.0%

HAPI48.3%—35.4%43.6%

VTV40.8%35.4%—1.9%

VUG52.0%43.6%1.9%—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$184most kept, VTV

VTV$187 − $3 = $184

IWB$95 − $15 = $80

HAPI$80 − $35 = $45

VUG$42 − $3 = $39

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee