IWF vs HAPI

AIWF

BHAPI

Measures won1–4HAPI wins · of 6 · 5Y

$10,000 · 5Y$17,626VTV · DFAC $16,526

Lowest cost0.03%VTV · $3 on $10k

Most income1.86%VTV · $186 on $10k

Smallest drop−6.4%VTV · worst fall in 1Y

Held in common43.8%IWF and HAPI

IWF

HAPI

iShares Russell 1000 Growth ETF · $113BHarbor Human Capital Factor US Large Cap ETF (HAPI) · $503M

+19.5%3 years · per year$17,073 · $18,219+22.1%

+8.9%5 years · per year$15,330 · […][…]

0.18%Expense ratio$18 · $35 on $10k · lower wins0.35%

0.39%12-mo yield$39 · $80 on $10k0.80%

−14.6%Worst dropSmaller wins−8.1%

19.3%VolatilityLower wins12.8%

1–4HAPI wins

$10,000 · 5 yearsAll four, one scale

Shared top holdingsIWF · HAPI

6.4%MSFT6.2%

8.5%AAPL6.1%

14.6%NVDA4.9%

5.3%GOOGL4.2%

Held in common43.8%

End-of-day Nov 5, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Four

5Y4 funds

#
1	VTV	Vanguard Morningstar Value ETFRead Desk	0.03%	1.86%	−3.1%	+19.0%	+24.0%	+21.3%	+12.0%	−6.4%	$184.2B
2	DFAC	Dimensional - US Core Equity 2 ETFRead Desk	0.21%	0.90%	−4.0%	+11.2%	+14.3%	+21.2%	+10.6%	−8.5%	$85.7B
3	AIWF	iShares Russell 1000 Growth ETFRead Desk	0.18%	0.39%	−6.4%	−6.5%	−7.6%	+19.5%	+8.9%	−14.6%	$112.9B
4	BHAPI	Harbor Human Capital Factor US Large Cap ETF (HAPI)Read Desk	0.35%	0.80%	−3.7%	+8.2%	+10.5%	+22.1%	new	−8.1%	$503M

End-of-day Nov 5, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Four

5Y4 funds

#
1	VTV	Vanguard Morningstar Value ETFRead Desk	0.03%	1.86%	−3.1%	+19.0%	+24.0%	+21.3%	+12.0%	−6.4%	$184.2B
2	DFAC	Dimensional - US Core Equity 2 ETFRead Desk	0.21%	0.90%	−4.0%	+11.2%	+14.3%	+21.2%	+10.6%	−8.5%	$85.7B
3	AIWF	iShares Russell 1000 Growth ETFRead Desk	0.18%	0.39%	−6.4%	−6.5%	−7.6%	+19.5%	+8.9%	−14.6%	$112.9B
4	BHAPI	Harbor Human Capital Factor US Large Cap ETF (HAPI)Read Desk	0.35%	0.80%	−3.7%	+8.2%	+10.5%	+22.1%	new	−8.1%	$503M

End-of-day Nov 5, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

IWF vs HAPI

IWF

iShares Russell 1000 Growth

$15,330

HAPI

Harbor Human Capital Factor US Large Cap ETF (HAPI)

[…]

MeasureIWFHAPI

Fee0.18%0.35%

Cost on $10k a year$18$35

Yield0.39%0.80%

5 years, per year+8.9%[…]

3 years, per year+19.5%+22.1%

Worst drop · 1Y−14.6%−8.1%

Volatility · 1Y19.3%12.8%

4–1measures won
HAPI first

43.8%

holdings shared

Nov 5, 2026 · $10,000 five years ago, dividends reinvested

VUG vs SCHG

YTD

VanguardVUG

+0.5%

SCHGSchwab

+0.9%

+0.5%Year to date+0.9%

0.03% · $3Fee · on $10k a year0.04% · $4

$233BAssets$59.1B

1–1level

End-of-day Nov 5, 2026

VTV vs SCHV

YTD

VanguardVTV

+19.0%

SCHVSchwab

+16.6%

+19.0%Year to date+16.6%

1.9%Yield1.8%

$184BAssets$15.4B

2–0VTV wins

End-of-day Nov 5, 2026

SCHD vs VIG

YTD

SchwabSCHD

+32.3%

VIGVanguard

+12.5%

+32.3%Year to date+12.5%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 5, 2026

Overlap: IWF, HAPI, VTV, DFAC

Today

43.8%most shared, IWF and HAPI

IWFHAPIVTVDFAC

IWF—43.8%11.9%40.8%

HAPI43.8%—35.3%41.9%

VTV11.9%35.3%—37.7%

DFAC40.8%41.9%37.7%—

End-of-day Nov 5, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$183most kept, VTV

VTV$186 − $3 = $183

DFAC$90 − $21 = $69

HAPI$80 − $35 = $45

IWF$39 − $18 = $21

KeptFee

End-of-day Nov 5, 2026 · yield in dollars minus the fee