IYC vs XLY

AIYC

BXLY

Measures won4–2IYC wins · of 6 · 5Y

$10,000 · 5Y$17,749VOO · IYC $12,629

Lowest cost0.03%VOO · $3 on $10k

Most income1.07%VOO · $107 on $10k

Smallest drop−8.9%VOO · worst fall in 1Y

Held in common61.4%IYC and XLY

IYC

XLY

iShares U.S. Consumer Discretionary ETF · $1.3BState Street Consumer Discretionary Select Sector SPDR ETF · $22.7B

+18.0%3 years · per year$16,410 · $16,081+17.2%

+4.8%5 years · per year$12,629 · $12,388+4.4%

0.37%Expense ratio$37 · $8 on $10k · lower wins0.08%

0.52%12-mo yield$52 · $80 on $10k0.80%

−12.0%Worst dropSmaller wins−15.0%

15.5%VolatilityLower wins19.1%

4–2IYC wins

$10,000 · 5 yearsAll three, one scale

Shared top holdingsIYC · XLY

13.2%AMZN21.5%

8.2%TSLA18.8%

4.4%HD5.4%

3.3%MCD4.4%

Held in common61.4%

End-of-day Nov 3, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Three

5Y3 funds

#
1	VOO	Vanguard S&P 500 ETFRead Desk	0.03%	1.07%	+0.3%	+11.5%	+11.9%	+24.1%	+12.2%	−8.9%	$1.00T
2	AIYC	iShares U.S. Consumer Discretionary ETFRead Desk	0.37%	0.52%	−0.6%	−0.7%	−0.7%	+18.0%	+4.8%	−12.0%	$1.3B
3	BXLY	State Street Consumer Discretionary Select Sector SPDR ETFRead Desk	0.08%	0.80%	−0.7%	−1.1%	−1.4%	+17.2%	+4.4%	−15.0%	$22.7B

End-of-day Nov 3, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Three

5Y3 funds

#
1	VOO	Vanguard S&P 500 ETFRead Desk	0.03%	1.07%	+0.3%	+11.5%	+11.9%	+24.1%	+12.2%	−8.9%	$1.00T
2	AIYC	iShares U.S. Consumer Discretionary ETFRead Desk	0.37%	0.52%	−0.6%	−0.7%	−0.7%	+18.0%	+4.8%	−12.0%	$1.3B
3	BXLY	State Street Consumer Discretionary Select Sector SPDR ETFRead Desk	0.08%	0.80%	−0.7%	−1.1%	−1.4%	+17.2%	+4.4%	−15.0%	$22.7B

End-of-day Nov 3, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

IYC vs XLY

IYC

iShares U.S. Consumer Discretionary

$12,629

XLY

Consumer Discretionary Select Sector SPDR

$12,388

MeasureIYCXLY

Fee0.37%0.08%

Cost on $10k a year$37$8

Yield0.52%0.80%

5 years, per year+4.8%+4.4%

3 years, per year+18.0%+17.2%

Worst drop · 1Y−12.0%−15.0%

Volatility · 1Y15.5%19.1%

4–2measures won
IYC first

61.4%

holdings shared

Nov 3, 2026 · $10,000 five years ago, dividends reinvested

SPYM vs SPY

YTD

SPDRSPYM

+11.5%

SPYSPDR

+11.5%

+11.5%Year to date+11.5%

1.0%Yield1.0%

$185BAssets$798B

0–0level

End-of-day Nov 3, 2026

VOO vs IVV

YTD

VanguardVOO

+11.5%

IVViShares

+11.6%

+11.5%Year to date+11.6%

1.1%Yield1.1%

$1.00TAssets$872B

1–0IVV wins

End-of-day Nov 3, 2026

SCHD vs VIG

YTD

SchwabSCHD

+32.8%

VIGVanguard

+14.0%

+32.8%Year to date+14.0%

3.0%Yield1.5%

$121BAssets$109B

2–0SCHD wins

End-of-day Nov 3, 2026

Overlap: IYC, XLY, VOO

Today

61.4%most shared, IYC and XLY

IYCXLYVOO

IYC—61.4%11.4%

XLY61.4%—8.6%

VOO11.4%8.6%—

End-of-day Nov 3, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$104most kept, VOO

VOO$107 − $3 = $104

XLY$80 − $8 = $72

IYC$52 − $37 = $15

KeptFee

End-of-day Nov 3, 2026 · yield in dollars minus the fee