JAAA vs SCHD

AJAAA

BSCHD

Measures won3–3level · of 6 · 5Y

$10,000 · 5Y$16,267SCHD · JAAA $12,819

Lowest cost0.06%SCHD · $6 on $10k

Most income4.81%JAAA · $481 on $10k

Smallest drop0.0%SGOV · worst fall in 1Y

Held in common[…]JAAA and SCHD

JAAA

SCHD

Janus Henderson AAA CLO ETF · $32.5BSchwab U.S. Dividend Equity ETF · $120B

+6.1%3 years · per year$11,940 · $17,266+20.0%

+5.1%5 years · per year$12,819 · $16,267+10.2%

0.20%Expense ratio$20 · $6 on $10k · lower wins0.06%

4.81%12-mo yield$481 · $300 on $10k3.00%

−0.4%Worst dropSmaller wins−6.9%

0.7%VolatilityLower wins11.7%

3–3Level

$10,000 · 5 yearsAll three, one scale

Shared top holdingsJAAA · SCHD

They share no top holdings, or holdings aren’t on file […]

Held in common[…]

End-of-day Nov 6, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Three

5Y3 funds

#
1	BSCHD	Schwab U.S. Dividend Equity ETFRead Desk	0.06%	3.00%	−0.7%	+31.4%	+37.0%	+20.0%	+10.2%	−6.9%	$119.9B
2	AJAAA	Janus Henderson AAA CLO ETFRead Desk	0.20%	4.81%	0.0%	+3.9%	+4.8%	+6.1%	+5.1%	−0.4%	$32.5B
3	SGOV	iShares 0-3 Month Treasury Bond ETFRead Desk	0.09%	3.63%	0.0%	+3.2%	+3.8%	+4.5%	+3.9%	0.0%	$116.5B

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Three

5Y3 funds

#
1	BSCHD	Schwab U.S. Dividend Equity ETFRead Desk	0.06%	3.00%	−0.7%	+31.4%	+37.0%	+20.0%	+10.2%	−6.9%	$119.9B
2	AJAAA	Janus Henderson AAA CLO ETFRead Desk	0.20%	4.81%	0.0%	+3.9%	+4.8%	+6.1%	+5.1%	−0.4%	$32.5B
3	SGOV	iShares 0-3 Month Treasury Bond ETFRead Desk	0.09%	3.63%	0.0%	+3.2%	+3.8%	+4.5%	+3.9%	0.0%	$116.5B

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

JAAA vs SCHD

JAAA

Janus Henderson AAA CLO

$12,819

SCHD

Schwab U.S. Dividend Equity

$16,267

MeasureJAAASCHD

Fee0.20%0.06%

Cost on $10k a year$20$6

Yield4.81%3.00%

5 years, per year+5.1%+10.2%

3 years, per year+6.1%+20.0%

Worst drop · 1Y−0.4%−6.9%

Volatility · 1Y0.7%11.7%

3–3measures won
level

Nov 6, 2026 · $10,000 five years ago, dividends reinvested

SCHD vs VIG

YTD

SchwabSCHD

+31.4%

VIGVanguard

+12.1%

+31.4%Year to date+12.1%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 6, 2026

SGOV vs BIL

YTD

iSharesSGOV

+3.2%

BILSPDR

+3.1%

+3.2%Year to date+3.1%

3.6%Yield3.7%

$117BAssets$48.4B

1–1level

End-of-day Nov 6, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+3.2%

JEPIJ.P. Morgan

+5.3%

+3.2%Year to date+5.3%

12.8%Yield8.1%

$42.6BAssets$46.8B

1–1level

End-of-day Nov 6, 2026

Overlap: JAAA, SCHD, SGOV

Today

[…]holdings […]

JAAASCHDSGOV

JAAA—[…][…]

SCHD[…]—[…]

SGOV[…][…]—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$461most kept, JAAA

JAAA$481 − $20 = $461

SGOV$363 − $9 = $354

SCHD$300 − $6 = $294

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee