JHMU vs SUB

AJHMU

BSUB

Measures won2–3SUB wins · of 6 · 5Y

$10,000 · 5Y$12,091SGOV · SUB $10,861

Lowest cost0.03%VCIT · $3 on $10k

Most income5.02%VCIT · $502 on $10k

Smallest drop0.0%SGOV · worst fall in 1Y

Held in common[…]JHMU and SUB

JHMU

SUB

John Hancock Investments - Dynamic Municipal Bond ETF · $105MiShares Short-Term National Muni Bond ETF · $13.4B

+6.1%3 years · per year$11,949 · $11,021+3.3%

[…]5 years · per year[…] · $10,861+1.7%

0.39%Expense ratio$39 · $7 on $10k · lower wins0.07%

3.68%12-mo yield$368 · $257 on $10k2.57%

−6.1%Worst dropSmaller wins−1.9%

3.7%VolatilityLower wins1.4%

2–3SUB wins

$10,000 · 5 yearsAll four, one scale

Shared top holdingsJHMU · SUB

They share no top holdings, or holdings aren’t on file […]

Held in common[…]

End-of-day Nov 9, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Four

5Y4 funds

#
1	SGOV	iShares 0-3 Month Treasury Bond ETFRead Desk	0.09%	3.63%	0.0%	+3.2%	+3.8%	+4.5%	+3.9%	0.0%	$116.5B
2	BSUB	iShares Short-Term National Muni Bond ETFRead Desk	0.07%	2.57%	0.0%	+1.6%	+2.4%	+3.3%	+1.7%	−1.9%	$13.4B
3	VCIT	Vanguard Intermediate-Term Corporate Bond ETFRead Desk	0.03%	5.02%	+0.1%	−0.7%	0.0%	+6.6%	+1.0%	−4.9%	$66.6B
4	AJHMU	John Hancock Investments - Dynamic Municipal Bond ETFRead Desk	0.39%	3.68%	+0.2%	+1.8%	+2.4%	+6.1%	new	−6.1%	$105M

End-of-day Nov 9, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Four

5Y4 funds

#
1	SGOV	iShares 0-3 Month Treasury Bond ETFRead Desk	0.09%	3.63%	0.0%	+3.2%	+3.8%	+4.5%	+3.9%	0.0%	$116.5B
2	BSUB	iShares Short-Term National Muni Bond ETFRead Desk	0.07%	2.57%	0.0%	+1.6%	+2.4%	+3.3%	+1.7%	−1.9%	$13.4B
3	VCIT	Vanguard Intermediate-Term Corporate Bond ETFRead Desk	0.03%	5.02%	+0.1%	−0.7%	0.0%	+6.6%	+1.0%	−4.9%	$66.6B
4	AJHMU	John Hancock Investments - Dynamic Municipal Bond ETFRead Desk	0.39%	3.68%	+0.2%	+1.8%	+2.4%	+6.1%	new	−6.1%	$105M

End-of-day Nov 9, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

JHMU vs SUB

JHMU

John Hancock Investments - Dynamic Municipal Bond

[…]

SUB

iShares Short-Term National Muni Bond

$10,861

MeasureJHMUSUB

Fee0.39%0.07%

Cost on $10k a year$39$7

Yield3.68%2.57%

5 years, per year[…]+1.7%

3 years, per year+6.1%+3.3%

Worst drop · 1Y−6.1%−1.9%

Volatility · 1Y3.7%1.4%

3–2measures won
SUB first

Nov 9, 2026 · $10,000 five years ago, dividends reinvested

SGOV vs BIL

YTD

iSharesSGOV

+3.2%

BILSPDR

+3.1%

+3.2%Year to date+3.1%

3.6%Yield3.7%

$117BAssets$48.7B

1–1level

End-of-day Nov 9, 2026

SCHD vs VIG

YTD

SchwabSCHD

+33.2%

VIGVanguard

+14.8%

+33.2%Year to date+14.8%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 9, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+6.6%

JEPIJ.P. Morgan

+7.5%

+6.6%Year to date+7.5%

12.4%Yield7.9%

$40.7BAssets$45.2B

1–1level

End-of-day Nov 9, 2026

Overlap: JHMU, SUB, SGOV, VCIT

Today

[…]holdings […]

JHMUSUBSGOVVCIT

JHMU—[…][…][…]

SUB[…]—[…][…]

SGOV[…][…]—[…]

VCIT[…][…][…]—

End-of-day Nov 9, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$499most kept, VCIT

VCIT$502 − $3 = $499

SGOV$363 − $9 = $354

JHMU$368 − $39 = $329

SUB$257 − $7 = $250

KeptFee

End-of-day Nov 9, 2026 · yield in dollars minus the fee