SGOV vs JMST

ASGOV

BJMST

Measures won6–0SGOV wins · of 6 · 5Y

$10,000 · 5Y$12,425PULS · SGOV $12,086

Lowest cost0.03%BND · $3 on $10k

Most income4.36%PULS · $436 on $10k

Smallest drop0.0%SGOV · worst fall in 1Y

Held in common[…]SGOV and JMST

SGOV

JMST

iShares 0-3 Month Treasury Bond ETF · $117BJPMorgan Ultra-Short Municipal Income ETF · $8.4B

+4.5%3 years · per year$11,417 · $11,050+3.4%

+3.9%5 years · per year$12,086 · $11,308+2.5%

0.09%Expense ratio$9 · $18 on $10k · lower wins0.18%

3.63%12-mo yield$363 · $255 on $10k2.54%

0.0%Worst dropSmaller wins−0.6%

0.2%VolatilityLower wins0.7%

6–0SGOV wins

$10,000 · 5 yearsAll four, one scale

Shared top holdingsSGOV · JMST

They share no top holdings, or holdings aren’t on file […]

Held in common[…]

End-of-day Nov 5, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Four

5Y4 funds

#
1	PULS	PGIM Ultra Short Bond ETFRead Desk	0.15%	4.36%	0.0%	+3.4%	+4.1%	+5.3%	+4.4%	−0.1%	$19.8B
2	ASGOV	iShares 0-3 Month Treasury Bond ETFRead Desk	0.09%	3.63%	0.0%	+3.1%	+3.7%	+4.5%	+3.9%	0.0%	$116.9B
3	BJMST	JPMorgan Ultra-Short Municipal Income ETFRead Desk	0.18%	2.54%	+0.1%	+2.1%	+2.7%	+3.4%	+2.5%	−0.6%	$8.4B
4	BND	Vanguard Total Bond Market ETFRead Desk	0.03%	4.12%	+0.2%	+0.1%	+0.4%	+5.6%	0.0%	−4.5%	$161.4B

End-of-day Nov 5, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Four

5Y4 funds

#
1	PULS	PGIM Ultra Short Bond ETFRead Desk	0.15%	4.36%	0.0%	+3.4%	+4.1%	+5.3%	+4.4%	−0.1%	$19.8B
2	ASGOV	iShares 0-3 Month Treasury Bond ETFRead Desk	0.09%	3.63%	0.0%	+3.1%	+3.7%	+4.5%	+3.9%	0.0%	$116.9B
3	BJMST	JPMorgan Ultra-Short Municipal Income ETFRead Desk	0.18%	2.54%	+0.1%	+2.1%	+2.7%	+3.4%	+2.5%	−0.6%	$8.4B
4	BND	Vanguard Total Bond Market ETFRead Desk	0.03%	4.12%	+0.2%	+0.1%	+0.4%	+5.6%	0.0%	−4.5%	$161.4B

End-of-day Nov 5, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

SGOV vs JMST

SGOV

iShares 0-3 Month Treasury Bond

$12,086

JMST

JPMorgan Ultra-Short Municipal Income

$11,308

MeasureSGOVJMST

Fee0.09%0.18%

Cost on $10k a year$9$18

Yield3.63%2.54%

5 years, per year+3.9%+2.5%

3 years, per year+4.5%+3.4%

Worst drop · 1Y+0.0%−0.6%

Volatility · 1Y0.2%0.7%

6–0measures won
SGOV first

Nov 5, 2026 · $10,000 five years ago, dividends reinvested

BND vs AGG

YTD

VanguardBND

+0.1%

AGGiShares

+0.1%

+0.1%Year to date+0.1%

4.1%Yield4.1%

$161BAssets$139B

0–0level

End-of-day Nov 5, 2026

SGOV vs BIL

YTD

iSharesSGOV

+3.1%

BILSPDR

+3.1%

+3.1%Year to date+3.1%

3.6%Yield3.7%

$117BAssets$48.4B

1–0BIL wins

End-of-day Nov 5, 2026

SCHD vs VIG

YTD

SchwabSCHD

+32.3%

VIGVanguard

+12.5%

+32.3%Year to date+12.5%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 5, 2026

Overlap: JMST, PULS, SGOV, BND

Today

[…]holdings […]

JMSTPULSSGOVBND

JMST—[…][…][…]

PULS[…]—[…][…]

SGOV[…][…]—[…]

BND[…][…][…]—

End-of-day Nov 5, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$421most kept, PULS

PULS$436 − $15 = $421

BND$412 − $3 = $409

SGOV$363 − $9 = $354

JMST$255 − $18 = $237

KeptFee

End-of-day Nov 5, 2026 · yield in dollars minus the fee