AGG vs SHM

AAGG

BSHM

Measures won3–3level · of 6 · 5Y

$10,000 · 5Y$10,619JMUB · SHM $10,564

Lowest cost0.03%AGG · $3 on $10k

Most income4.12%AGG · $412 on $10k

Smallest drop−2.7%SHM · worst fall in 1Y

Held in common[…]AGG and SHM

AGG

SHM

iShares Core U.S. Aggregate Bond ETF · $139BState Street SPDR Nuveen ICE Short Term Municipal Bond ETF · $3.5B

+5.2%3 years · per year$11,649 · $11,042+3.4%

−0.1%5 years · per year$9,970 · $10,564+1.1%

0.03%Expense ratio$3 · $20 on $10k · lower wins0.20%

4.12%12-mo yield$412 · $270 on $10k2.70%

−4.6%Worst dropSmaller wins−2.7%

4.1%VolatilityLower wins1.8%

3–3Level

$10,000 · 5 yearsAll four, one scale

Shared top holdingsAGG · SHM

They share no top holdings, or holdings aren’t on file […]

Held in common[…]

End-of-day Nov 6, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Four

5Y4 funds

#
1	JMUB	JPMorgan Municipal ETFRead Desk	0.18%	3.79%	+0.1%	+0.9%	+1.4%	+4.8%	+1.2%	−5.9%	$9.1B
2	BSHM	State Street SPDR Nuveen ICE Short Term Municipal Bond ETFRead Desk	0.20%	2.70%	+0.1%	+1.4%	+2.0%	+3.4%	+1.1%	−2.7%	$3.5B
3	BND	Vanguard Total Bond Market ETFRead Desk	0.03%	4.12%	−0.1%	0.0%	+0.6%	+5.2%	−0.1%	−4.5%	$161.4B
4	AAGG	iShares Core U.S. Aggregate Bond ETFRead Desk	0.03%	4.12%	−0.1%	0.0%	+0.7%	+5.2%	−0.1%	−4.6%	$139.1B

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Four

5Y4 funds

#
1	JMUB	JPMorgan Municipal ETFRead Desk	0.18%	3.79%	+0.1%	+0.9%	+1.4%	+4.8%	+1.2%	−5.9%	$9.1B
2	BSHM	State Street SPDR Nuveen ICE Short Term Municipal Bond ETFRead Desk	0.20%	2.70%	+0.1%	+1.4%	+2.0%	+3.4%	+1.1%	−2.7%	$3.5B
3	BND	Vanguard Total Bond Market ETFRead Desk	0.03%	4.12%	−0.1%	0.0%	+0.6%	+5.2%	−0.1%	−4.5%	$161.4B
4	AAGG	iShares Core U.S. Aggregate Bond ETFRead Desk	0.03%	4.12%	−0.1%	0.0%	+0.7%	+5.2%	−0.1%	−4.6%	$139.1B

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

AGG vs SHM

AGG

iShares Core U.S. Aggregate Bond

$9,970

SHM

SPDR Nuveen ICE Short Term Municipal Bond

$10,564

MeasureAGGSHM

Fee0.03%0.20%

Cost on $10k a year$3$20

Yield4.12%2.70%

5 years, per year−0.1%+1.1%

3 years, per year+5.2%+3.4%

Worst drop · 1Y−4.6%−2.7%

Volatility · 1Y4.1%1.8%

3–3measures won
level

Nov 6, 2026 · $10,000 five years ago, dividends reinvested

SCHD vs VIG

YTD

SchwabSCHD

+31.4%

VIGVanguard

+12.1%

+31.4%Year to date+12.1%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 6, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+3.2%

JEPIJ.P. Morgan

+5.3%

+3.2%Year to date+5.3%

12.8%Yield8.1%

$42.6BAssets$46.8B

1–1level

End-of-day Nov 6, 2026

SPYM vs SPY

YTD

SPDRSPYM

+8.8%

SPYSPDR

+8.7%

+8.8%Year to date+8.7%

1.1%Yield1.0%

$182BAssets$819B

2–0SPYM wins

End-of-day Nov 6, 2026

Overlap: JMUB, SHM, AGG, BND

Today

[…]holdings […]

JMUBSHMAGGBND

JMUB—[…][…][…]

SHM[…]—[…][…]

AGG[…][…]—[…]

BND[…][…][…]—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$409most kept, AGG

AGG$412 − $3 = $409

BND$412 − $3 = $409

JMUB$379 − $18 = $361

SHM$270 − $20 = $250

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee