JMUB vs SHM

AJMUB

BSHM

Measures won4–2JMUB wins · of 6 · 5Y

$10,000 · 5Y$12,086SGOV · JMUB $10,620

Lowest cost0.07%BNDX · $7 on $10k

Most income4.64%BNDX · $464 on $10k

Smallest drop0.0%SGOV · worst fall in 1Y

Held in common[…]JMUB and SHM

JMUB

SHM

JPMorgan Municipal ETF · $9.0BState Street SPDR Nuveen ICE Short Term Municipal Bond ETF · $3.5B

+4.9%3 years · per year$11,552 · $11,058+3.4%

+1.2%5 years · per year$10,620 · $10,567+1.1%

0.18%Expense ratio$18 · $20 on $10k · lower wins0.20%

3.79%12-mo yield$379 · $270 on $10k2.70%

−5.9%Worst dropSmaller wins−2.7%

3.5%VolatilityLower wins1.8%

4–2JMUB wins

$10,000 · 5 yearsAll four, one scale

Shared top holdingsJMUB · SHM

They share no top holdings, or holdings aren’t on file […]

Held in common[…]

End-of-day Nov 5, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Four

5Y4 funds

#
1	SGOV	iShares 0-3 Month Treasury Bond ETFRead Desk	0.09%	3.63%	0.0%	+3.1%	+3.7%	+4.5%	+3.9%	0.0%	$116.8B
2	AJMUB	JPMorgan Municipal ETFRead Desk	0.18%	3.79%	+0.4%	+0.8%	+1.1%	+4.9%	+1.2%	−5.9%	$9.0B
3	BSHM	State Street SPDR Nuveen ICE Short Term Municipal Bond ETFRead Desk	0.20%	2.70%	+0.2%	+1.3%	+2.1%	+3.4%	+1.1%	−2.7%	$3.5B
4	BNDX	Vanguard Total International Bond ETFRead Desk	0.07%	4.64%	+0.1%	+0.8%	+0.2%	+4.7%	+0.4%	−3.2%	$82.9B

End-of-day Nov 5, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Four

5Y4 funds

#
1	SGOV	iShares 0-3 Month Treasury Bond ETFRead Desk	0.09%	3.63%	0.0%	+3.1%	+3.7%	+4.5%	+3.9%	0.0%	$116.8B
2	AJMUB	JPMorgan Municipal ETFRead Desk	0.18%	3.79%	+0.4%	+0.8%	+1.1%	+4.9%	+1.2%	−5.9%	$9.0B
3	BSHM	State Street SPDR Nuveen ICE Short Term Municipal Bond ETFRead Desk	0.20%	2.70%	+0.2%	+1.3%	+2.1%	+3.4%	+1.1%	−2.7%	$3.5B
4	BNDX	Vanguard Total International Bond ETFRead Desk	0.07%	4.64%	+0.1%	+0.8%	+0.2%	+4.7%	+0.4%	−3.2%	$82.9B

End-of-day Nov 5, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

JMUB vs SHM

JMUB

JPMorgan Municipal

$10,620

SHM

SPDR Nuveen ICE Short Term Municipal Bond

$10,567

MeasureJMUBSHM

Fee0.18%0.20%

Cost on $10k a year$18$20

Yield3.79%2.70%

5 years, per year+1.2%+1.1%

3 years, per year+4.9%+3.4%

Worst drop · 1Y−5.9%−2.7%

Volatility · 1Y3.5%1.8%

4–2measures won
JMUB first

Nov 5, 2026 · $10,000 five years ago, dividends reinvested

SGOV vs BIL

YTD

iSharesSGOV

+3.1%

BILSPDR

+3.1%

+3.1%Year to date+3.1%

3.6%Yield3.7%

$117BAssets$48.4B

1–0BIL wins

End-of-day Nov 5, 2026

SCHD vs VIG

YTD

SchwabSCHD

+32.3%

VIGVanguard

+12.5%

+32.3%Year to date+12.5%

3.0%Yield1.5%

$123BAssets$109B

2–0SCHD wins

End-of-day Nov 5, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+5.2%

+8.5%Year to date+5.2%

12.2%Yield8.1%

$42.1BAssets$46.1B

2–0JEPQ wins

End-of-day Nov 5, 2026

Overlap: JMUB, SHM, SGOV, BNDX

Today

[…]holdings […]

JMUBSHMSGOVBNDX

JMUB—[…][…][…]

SHM[…]—[…][…]

SGOV[…][…]—[…]

BNDX[…][…][…]—

End-of-day Nov 5, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$457most kept, BNDX

BNDX$464 − $7 = $457

JMUB$379 − $18 = $361

SGOV$363 − $9 = $354

SHM$270 − $20 = $250

KeptFee

End-of-day Nov 5, 2026 · yield in dollars minus the fee