SHM vs VCIT

ASHM

BVCIT

Measures won3–3level · of 6 · 5Y

$10,000 · 5Y$10,572JMUB · SHM $10,542

Lowest cost0.03%VCIT · $3 on $10k

Most income5.03%VCIT · $503 on $10k

Smallest drop−2.7%SHM · worst fall in 1Y

Held in common[…]SHM and VCIT

SHM

VCIT

State Street SPDR Nuveen ICE Short Term Municipal Bond ETF · $3.5BVanguard Intermediate-Term Corporate Bond ETF · $66.6B

+3.4%3 years · per year$11,066 · $12,336+7.2%

+1.1%5 years · per year$10,542 · $10,469+0.9%

0.20%Expense ratio$20 · $3 on $10k · lower wins0.03%

2.71%12-mo yield$271 · $503 on $10k5.03%

−2.7%Worst dropSmaller wins−4.9%

1.8%VolatilityLower wins4.5%

3–3Level

$10,000 · 5 yearsAll four, one scale

Shared top holdingsSHM · VCIT

They share no top holdings, or holdings aren’t on file […]

Held in common[…]

End-of-day Nov 4, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Four

5Y4 funds

#
1	JMUB	JPMorgan Municipal ETFRead Desk	0.18%	3.81%	+0.4%	+0.3%	+0.8%	+4.7%	+1.1%	−5.9%	$9.0B
2	ASHM	State Street SPDR Nuveen ICE Short Term Municipal Bond ETFRead Desk	0.20%	2.71%	+0.1%	+1.1%	+1.7%	+3.4%	+1.1%	−2.7%	$3.5B
3	BVCIT	Vanguard Intermediate-Term Corporate Bond ETFRead Desk	0.03%	5.03%	+0.6%	−0.9%	+0.1%	+7.2%	+0.9%	−4.9%	$66.6B
4	BND	Vanguard Total Bond Market ETFRead Desk	0.03%	4.13%	+0.4%	−0.1%	+0.3%	+5.5%	−0.1%	−4.5%	$161.4B

End-of-day Nov 4, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Four

5Y4 funds

#
1	JMUB	JPMorgan Municipal ETFRead Desk	0.18%	3.81%	+0.4%	+0.3%	+0.8%	+4.7%	+1.1%	−5.9%	$9.0B
2	ASHM	State Street SPDR Nuveen ICE Short Term Municipal Bond ETFRead Desk	0.20%	2.71%	+0.1%	+1.1%	+1.7%	+3.4%	+1.1%	−2.7%	$3.5B
3	BVCIT	Vanguard Intermediate-Term Corporate Bond ETFRead Desk	0.03%	5.03%	+0.6%	−0.9%	+0.1%	+7.2%	+0.9%	−4.9%	$66.6B
4	BND	Vanguard Total Bond Market ETFRead Desk	0.03%	4.13%	+0.4%	−0.1%	+0.3%	+5.5%	−0.1%	−4.5%	$161.4B

End-of-day Nov 4, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

SHM vs VCIT

SHM

SPDR Nuveen ICE Short Term Municipal Bond

$10,542

VCIT

Vanguard Intermediate-Term Corporate Bond

$10,469

MeasureSHMVCIT

Fee0.20%0.03%

Cost on $10k a year$20$3

Yield2.71%5.03%

5 years, per year+1.1%+0.9%

3 years, per year+3.4%+7.2%

Worst drop · 1Y−2.7%−4.9%

Volatility · 1Y1.8%4.5%

3–3measures won
level

Nov 4, 2026 · $10,000 five years ago, dividends reinvested

BND vs AGG

YTD

VanguardBND

−0.1%

AGGiShares

−0.2%

−0.1%Year to date−0.2%

4.1%Yield4.1%

$161BAssets$139B

1–0BND wins

End-of-day Nov 4, 2026

SCHD vs VIG

YTD

SchwabSCHD

+35.3%

VIGVanguard

+16.4%

+35.3%Year to date+16.4%

2.9%Yield1.4%

$121BAssets$109B

2–0SCHD wins

End-of-day Nov 4, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+8.8%

+8.5%Year to date+8.8%

12.2%Yield7.8%

$41.8BAssets$46.0B

1–1level

End-of-day Nov 4, 2026

Overlap: JMUB, SHM, VCIT, BND

Today

[…]holdings […]

JMUBSHMVCITBND

JMUB—[…][…][…]

SHM[…]—[…][…]

VCIT[…][…]—[…]

BND[…][…][…]—

End-of-day Nov 4, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$500most kept, VCIT

VCIT$503 − $3 = $500

BND$413 − $3 = $410

JMUB$381 − $18 = $363

SHM$271 − $20 = $251

KeptFee

End-of-day Nov 4, 2026 · yield in dollars minus the fee