VCIT vs SHM

AVCIT

BSHM

Measures won3–3level · of 6 · 5Y

$10,000 · 5Y$10,572JMUB · SHM $10,542

Lowest cost0.03%VCIT · $3 on $10k

Most income5.03%VCIT · $503 on $10k

Smallest drop−2.7%SHM · worst fall in 1Y

Held in common[…]VCIT and SHM

VCIT

SHM

Vanguard Intermediate-Term Corporate Bond ETF · $66.6BState Street SPDR Nuveen ICE Short Term Municipal Bond ETF · $3.5B

+7.2%3 years · per year$12,336 · $11,066+3.4%

+0.9%5 years · per year$10,469 · $10,542+1.1%

0.03%Expense ratio$3 · $20 on $10k · lower wins0.20%

5.03%12-mo yield$503 · $271 on $10k2.71%

−4.9%Worst dropSmaller wins−2.7%

4.5%VolatilityLower wins1.8%

3–3Level

$10,000 · 5 yearsAll three, one scale

Shared top holdingsVCIT · SHM

They share no top holdings, or holdings aren’t on file […]

Held in common[…]

End-of-day Nov 4, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Three

5Y3 funds

#
1	JMUB	JPMorgan Municipal ETFRead Desk	0.18%	3.81%	+0.4%	+0.3%	+0.8%	+4.7%	+1.1%	−5.9%	$9.0B
2	BSHM	State Street SPDR Nuveen ICE Short Term Municipal Bond ETFRead Desk	0.20%	2.71%	+0.1%	+1.1%	+1.7%	+3.4%	+1.1%	−2.7%	$3.5B
3	AVCIT	Vanguard Intermediate-Term Corporate Bond ETFRead Desk	0.03%	5.03%	+0.6%	−0.9%	+0.1%	+7.2%	+0.9%	−4.9%	$66.6B

End-of-day Nov 4, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Three

5Y3 funds

#
1	JMUB	JPMorgan Municipal ETFRead Desk	0.18%	3.81%	+0.4%	+0.3%	+0.8%	+4.7%	+1.1%	−5.9%	$9.0B
2	BSHM	State Street SPDR Nuveen ICE Short Term Municipal Bond ETFRead Desk	0.20%	2.71%	+0.1%	+1.1%	+1.7%	+3.4%	+1.1%	−2.7%	$3.5B
3	AVCIT	Vanguard Intermediate-Term Corporate Bond ETFRead Desk	0.03%	5.03%	+0.6%	−0.9%	+0.1%	+7.2%	+0.9%	−4.9%	$66.6B

End-of-day Nov 4, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

VCIT vs SHM

VCIT

Vanguard Intermediate-Term Corporate Bond

$10,469

SHM

SPDR Nuveen ICE Short Term Municipal Bond

$10,542

MeasureVCITSHM

Fee0.03%0.20%

Cost on $10k a year$3$20

Yield5.03%2.71%

5 years, per year+0.9%+1.1%

3 years, per year+7.2%+3.4%

Worst drop · 1Y−4.9%−2.7%

Volatility · 1Y4.5%1.8%

3–3measures won
level

Nov 4, 2026 · $10,000 five years ago, dividends reinvested

SCHD vs VIG

YTD

SchwabSCHD

+35.3%

VIGVanguard

+16.4%

+35.3%Year to date+16.4%

2.9%Yield1.4%

$121BAssets$109B

2–0SCHD wins

End-of-day Nov 4, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+8.8%

+8.5%Year to date+8.8%

12.2%Yield7.8%

$41.8BAssets$46.0B

1–1level

End-of-day Nov 4, 2026

SPYM vs SPY

YTD

SPDRSPYM

+13.4%

SPYSPDR

+13.3%

+13.4%Year to date+13.3%

1.0%Yield1.0%

$185BAssets$798B

1–0SPYM wins

End-of-day Nov 4, 2026

Overlap: JMUB, SHM, VCIT

Today

[…]holdings […]

JMUBSHMVCIT

JMUB—[…][…]

SHM[…]—[…]

VCIT[…][…]—

End-of-day Nov 4, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$500most kept, VCIT

VCIT$503 − $3 = $500

JMUB$381 − $18 = $363

SHM$271 − $20 = $251

KeptFee

End-of-day Nov 4, 2026 · yield in dollars minus the fee