JMUB vs SPY

AJMUB

BSPY

Measures won3–3level · of 6 · 5Y

$10,000 · 5Y$17,493SPY · SGOV $12,091

Lowest cost0.09%SPY · $9 on $10k

Most income3.78%JMUB · $378 on $10k

Smallest drop0.0%SGOV · worst fall in 1Y

Held in common[…]JMUB and SPY

JMUB

SPY

JPMorgan Municipal ETF · $9.2BState Street SPDR S&P 500 ETF · $778B

+4.7%3 years · per year$11,475 · $18,118+21.9%

+1.3%5 years · per year$10,643 · $17,493+11.8%

0.18%Expense ratio$18 · $9 on $10k · lower wins0.09%

3.78%12-mo yield$378 · $101 on $10k1.01%

−5.9%Worst dropSmaller wins−8.9%

3.4%VolatilityLower wins13.7%

3–3Level

$10,000 · 5 yearsAll three, one scale

Shared top holdingsJMUB · SPY

They share no top holdings, or holdings aren’t on file […]

Held in common[…]

End-of-day Nov 9, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Three

5Y3 funds

#
1	BSPY	State Street SPDR S&P 500 ETFRead Desk	0.09%	1.01%	+2.4%	+11.2%	+13.5%	+21.9%	+11.8%	−8.9%	$777.9B
2	SGOV	iShares 0-3 Month Treasury Bond ETFRead Desk	0.09%	3.63%	0.0%	+3.2%	+3.8%	+4.5%	+3.9%	0.0%	$116.4B
3	AJMUB	JPMorgan Municipal ETFRead Desk	0.18%	3.78%	+0.2%	+1.0%	+1.4%	+4.7%	+1.3%	−5.9%	$9.2B

End-of-day Nov 9, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Three

5Y3 funds

#
1	BSPY	State Street SPDR S&P 500 ETFRead Desk	0.09%	1.01%	+2.4%	+11.2%	+13.5%	+21.9%	+11.8%	−8.9%	$777.9B
2	SGOV	iShares 0-3 Month Treasury Bond ETFRead Desk	0.09%	3.63%	0.0%	+3.2%	+3.8%	+4.5%	+3.9%	0.0%	$116.4B
3	AJMUB	JPMorgan Municipal ETFRead Desk	0.18%	3.78%	+0.2%	+1.0%	+1.4%	+4.7%	+1.3%	−5.9%	$9.2B

End-of-day Nov 9, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

JMUB vs SPY

JMUB

JPMorgan Municipal

$10,643

SPY

SPDR S&P 500

$17,493

MeasureJMUBSPY

Fee0.18%0.09%

Cost on $10k a year$18$9

Yield3.78%1.01%

5 years, per year+1.3%+11.8%

3 years, per year+4.7%+21.9%

Worst drop · 1Y−5.9%−8.9%

Volatility · 1Y3.4%13.7%

3–3measures won
level

Nov 9, 2026 · $10,000 five years ago, dividends reinvested

SPYM vs SPY

YTD

SPDRSPYM

+11.3%

SPYSPDR

+11.2%

+11.3%Year to date+11.2%

1.0%Yield1.0%

$179BAssets$778B

1–0SPYM wins

End-of-day Nov 9, 2026

SGOV vs BIL

YTD

iSharesSGOV

+3.2%

BILSPDR

+3.1%

+3.2%Year to date+3.1%

3.6%Yield3.7%

$116BAssets$48.7B

1–1level

End-of-day Nov 9, 2026

SCHD vs VIG

YTD

SchwabSCHD

+33.2%

VIGVanguard

+14.8%

+33.2%Year to date+14.8%

3.0%Yield1.5%

$122BAssets$109B

2–0SCHD wins

End-of-day Nov 9, 2026

Overlap: JMUB, SPY, SGOV

Today

[…]holdings […]

JMUBSPYSGOV

JMUB—[…][…]

SPY[…]—[…]

SGOV[…][…]—

End-of-day Nov 9, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$360most kept, JMUB

JMUB$378 − $18 = $360

SGOV$363 − $9 = $354

SPY$101 − $9 = $92

KeptFee

End-of-day Nov 9, 2026 · yield in dollars minus the fee