JUST vs SCHD

AJUST

BSCHD

Measures won2–4SCHD wins · of 6 · 5Y

$10,000 · 5Y$18,118IVV · JUST $17,833

Lowest cost0.03%IVV · $3 on $10k

Most income2.91%SCHD · $291 on $10k

Smallest drop−6.9%SCHD · worst fall in 1Y

Held in common8.1%JUST and SCHD

JUST

SCHD

Goldman Sachs JUST U.S. Large Cap Equity ETF · $557MSchwab U.S. Dividend Equity ETF · $123B

+24.1%3 years · per year$19,130 · $17,908+21.4%

+12.3%5 years · per year$17,833 · $16,881+11.0%

0.20%Expense ratio$20 · $6 on $10k · lower wins0.06%

0.94%12-mo yield$94 · $291 on $10k2.91%

−8.8%Worst dropSmaller wins−6.9%

12.8%VolatilityLower wins11.5%

2–4SCHD wins

$10,000 · 5 yearsAll three, one scale

Shared top holdingsJUST · SCHD

0.8%PG4.3%

0.7%KO4.2%

0.7%HD4.1%

0.6%UNH4.0%

Held in common8.1%

End-of-day Nov 4, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Three

5Y3 funds

#
1	IVV	iShares Core S&P 500 ETFRead Desk	0.03%	1.09%	+1.6%	+13.4%	+13.5%	+24.2%	+12.6%	−8.9%	$886.8B
2	AJUST	Goldman Sachs JUST U.S. Large Cap Equity ETFRead Desk	0.20%	0.94%	+1.7%	+14.6%	+15.2%	+24.1%	+12.3%	−8.8%	$557M
3	BSCHD	Schwab U.S. Dividend Equity ETFRead Desk	0.06%	2.91%	+1.9%	+35.3%	+41.6%	+21.4%	+11.0%	−6.9%	$122.9B

End-of-day Nov 4, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Three

5Y3 funds

#
1	IVV	iShares Core S&P 500 ETFRead Desk	0.03%	1.09%	+1.6%	+13.4%	+13.5%	+24.2%	+12.6%	−8.9%	$886.8B
2	AJUST	Goldman Sachs JUST U.S. Large Cap Equity ETFRead Desk	0.20%	0.94%	+1.7%	+14.6%	+15.2%	+24.1%	+12.3%	−8.8%	$557M
3	BSCHD	Schwab U.S. Dividend Equity ETFRead Desk	0.06%	2.91%	+1.9%	+35.3%	+41.6%	+21.4%	+11.0%	−6.9%	$122.9B

End-of-day Nov 4, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

JUST vs SCHD

JUST

Goldman Sachs JUST U.S. Large Cap Equity

$17,833

SCHD

Schwab U.S. Dividend Equity

$16,881

MeasureJUSTSCHD

Fee0.20%0.06%

Cost on $10k a year$20$6

Yield0.94%2.91%

5 years, per year+12.3%+11.0%

3 years, per year+24.1%+21.4%

Worst drop · 1Y−8.8%−6.9%

Volatility · 1Y12.8%11.5%

4–2measures won
SCHD first

8.1%

holdings shared

Nov 4, 2026 · $10,000 five years ago, dividends reinvested

SCHD vs VIG

YTD

SchwabSCHD

+35.3%

VIGVanguard

+16.4%

+35.3%Year to date+16.4%

2.9%Yield1.4%

$123BAssets$109B

2–0SCHD wins

End-of-day Nov 4, 2026

SPYM vs SPY

YTD

SPDRSPYM

+13.4%

SPYSPDR

+13.3%

+13.4%Year to date+13.3%

1.0%Yield1.0%

$182BAssets$805B

1–0SPYM wins

End-of-day Nov 4, 2026

VOO vs IVV

YTD

VanguardVOO

+13.4%

IVViShares

+13.4%

+13.4%Year to date+13.4%

1.1%Yield1.1%

$1.00TAssets$887B

0–0level

End-of-day Nov 4, 2026

Overlap: JUST, SCHD, IVV

Today

80.2%most shared, JUST and IVV

JUSTSCHDIVV

JUST—8.1%80.2%

SCHD8.1%—8.4%

IVV80.2%8.4%—

End-of-day Nov 4, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$285most kept, SCHD

SCHD$291 − $6 = $285

IVV$109 − $3 = $106

JUST$94 − $20 = $74

KeptFee

End-of-day Nov 4, 2026 · yield in dollars minus the fee