JUST vs SCHD

AJUST

BSCHD

Measures won2–4SCHD wins · of 6 · 5Y

$10,000 · 5Y$17,177VOO · JUST $16,961

Lowest cost0.03%VOO · $3 on $10k

Most income3.00%SCHD · $300 on $10k

Smallest drop−6.9%SCHD · worst fall in 1Y

Held in common8.4%JUST and SCHD

JUST

SCHD

Goldman Sachs JUST U.S. Large Cap Equity ETF · $566MSchwab U.S. Dividend Equity ETF · $120B

+21.9%3 years · per year$18,097 · $17,266+20.0%

+11.1%5 years · per year$16,961 · $16,267+10.2%

0.20%Expense ratio$20 · $6 on $10k · lower wins0.06%

0.97%12-mo yield$97 · $300 on $10k3.00%

−8.8%Worst dropSmaller wins−6.9%

13.4%VolatilityLower wins11.7%

2–4SCHD wins

$10,000 · 5 yearsAll three, one scale

Shared top holdingsJUST · SCHD

0.8%PG4.5%

0.8%KO4.3%

0.7%HD4.3%

0.6%MRK3.8%

Held in common8.4%

End-of-day Nov 6, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Three

5Y3 funds

#
1	VOO	Vanguard S&P 500 ETFRead Desk	0.03%	1.10%	+0.3%	+8.7%	+9.8%	+21.8%	+11.4%	−8.9%	$1.00T
2	AJUST	Goldman Sachs JUST U.S. Large Cap Equity ETFRead Desk	0.20%	0.97%	+0.1%	+10.1%	+11.4%	+21.9%	+11.1%	−8.8%	$566M
3	BSCHD	Schwab U.S. Dividend Equity ETFRead Desk	0.06%	3.00%	−0.7%	+31.4%	+37.0%	+20.0%	+10.2%	−6.9%	$120.5B

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Three

5Y3 funds

#
1	VOO	Vanguard S&P 500 ETFRead Desk	0.03%	1.10%	+0.3%	+8.7%	+9.8%	+21.8%	+11.4%	−8.9%	$1.00T
2	AJUST	Goldman Sachs JUST U.S. Large Cap Equity ETFRead Desk	0.20%	0.97%	+0.1%	+10.1%	+11.4%	+21.9%	+11.1%	−8.8%	$566M
3	BSCHD	Schwab U.S. Dividend Equity ETFRead Desk	0.06%	3.00%	−0.7%	+31.4%	+37.0%	+20.0%	+10.2%	−6.9%	$120.5B

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

JUST vs SCHD

JUST

Goldman Sachs JUST U.S. Large Cap Equity

$16,962

SCHD

Schwab U.S. Dividend Equity

$16,267

MeasureJUSTSCHD

Fee0.20%0.06%

Cost on $10k a year$20$6

Yield0.97%3.00%

5 years, per year+11.1%+10.2%

3 years, per year+21.9%+20.0%

Worst drop · 1Y−8.8%−6.9%

Volatility · 1Y13.4%11.7%

4–2measures won
SCHD first

8.4%

holdings shared

Nov 6, 2026 · $10,000 five years ago, dividends reinvested

SCHD vs VIG

YTD

SchwabSCHD

+31.4%

VIGVanguard

+12.1%

+31.4%Year to date+12.1%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 6, 2026

SPYM vs SPY

YTD

SPDRSPYM

+8.8%

SPYSPDR

+8.7%

+8.8%Year to date+8.7%

1.1%Yield1.0%

$182BAssets$819B

2–0SPYM wins

End-of-day Nov 6, 2026

VOO vs IVV

YTD

VanguardVOO

+8.7%

IVViShares

+8.7%

+8.7%Year to date+8.7%

1.1%Yield1.1%

$1.00TAssets$850B

0–0level

End-of-day Nov 6, 2026

Overlap: JUST, SCHD, VOO

Today

76.0%most shared, JUST and VOO

JUSTSCHDVOO

JUST—8.4%76.0%

SCHD8.4%—7.6%

VOO76.0%7.6%—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$294most kept, SCHD

SCHD$300 − $6 = $294

VOO$110 − $3 = $107

JUST$97 − $20 = $77

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee