JUST vs SCHX

AJUST

BSCHX

Measures won4–2JUST wins · of 6 · 5Y

$10,000 · 5Y$17,177IVV · JUST $16,961

Lowest cost0.03%SCHX · $3 on $10k

Most income1.14%IVV · $114 on $10k

Smallest drop−8.8%JUST · worst fall in 1Y

Held in common77.3%JUST and SCHX

JUST

SCHX

Goldman Sachs JUST U.S. Large Cap Equity ETF · $543MSchwab U.S. Large-Cap ETF · $71.4B

+21.9%3 years · per year$18,097 · $18,059+21.8%

+11.1%5 years · per year$16,961 · $16,684+10.8%

0.20%Expense ratio$20 · $3 on $10k · lower wins0.03%

0.97%12-mo yield$97 · $108 on $10k1.08%

−8.8%Worst dropSmaller wins−9.0%

13.4%VolatilityLower wins13.7%

4–2JUST wins

$10,000 · 5 yearsAll three, one scale

Shared top holdingsJUST · SCHX

8.4%AAPL7.5%

7.2%NVDA6.6%

6.8%MSFT5.9%

5.3%AMZN3.8%

Held in common77.3%

End-of-day Nov 6, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Three

5Y3 funds

#
1	IVV	iShares Core S&P 500 ETFRead Desk	0.03%	1.14%	+0.3%	+8.7%	+9.8%	+21.8%	+11.4%	−8.9%	$852.9B
2	AJUST	Goldman Sachs JUST U.S. Large Cap Equity ETFRead Desk	0.20%	0.97%	+0.1%	+10.1%	+11.4%	+21.9%	+11.1%	−8.8%	$543M
3	BSCHX	Schwab U.S. Large-Cap ETFRead Desk	0.03%	1.08%	+0.3%	+8.4%	+9.3%	+21.8%	+10.8%	−9.0%	$71.4B

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Three

5Y3 funds

#
1	IVV	iShares Core S&P 500 ETFRead Desk	0.03%	1.14%	+0.3%	+8.7%	+9.8%	+21.8%	+11.4%	−8.9%	$852.9B
2	AJUST	Goldman Sachs JUST U.S. Large Cap Equity ETFRead Desk	0.20%	0.97%	+0.1%	+10.1%	+11.4%	+21.9%	+11.1%	−8.8%	$543M
3	BSCHX	Schwab U.S. Large-Cap ETFRead Desk	0.03%	1.08%	+0.3%	+8.4%	+9.3%	+21.8%	+10.8%	−9.0%	$71.4B

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

JUST vs SCHX

JUST

Goldman Sachs JUST U.S. Large Cap Equity

$16,962

SCHX

Schwab U.S. Large-Cap

$16,684

MeasureJUSTSCHX

Fee0.20%0.03%

Cost on $10k a year$20$3

Yield0.97%1.08%

5 years, per year+11.1%+10.8%

3 years, per year+21.9%+21.8%

Worst drop · 1Y−8.8%−9.0%

Volatility · 1Y13.4%13.7%

4–2measures won
JUST first

77.3%

holdings shared

Nov 6, 2026 · $10,000 five years ago, dividends reinvested

SPYM vs SPY

YTD

SPDRSPYM

+8.8%

SPYSPDR

+8.7%

+8.8%Year to date+8.7%

1.1%Yield1.0%

$182BAssets$819B

2–0SPYM wins

End-of-day Nov 6, 2026

VOO vs IVV

YTD

VanguardVOO

+8.7%

IVViShares

+8.7%

+8.7%Year to date+8.7%

1.1%Yield1.1%

$1.00TAssets$853B

0–0level

End-of-day Nov 6, 2026

SCHD vs VIG

YTD

SchwabSCHD

+31.4%

VIGVanguard

+12.1%

+31.4%Year to date+12.1%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 6, 2026

Overlap: JUST, SCHX, IVV

Today

94.6%most shared, SCHX and IVV

JUSTSCHXIVV

JUST—77.3%80.3%

SCHX77.3%—94.6%

IVV80.3%94.6%—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$111most kept, IVV

IVV$114 − $3 = $111

SCHX$108 − $3 = $105

JUST$97 − $20 = $77

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee