JUST vs SPY

AJUST

BSPY

Measures won3–3level · of 6 · 5Y

$10,000 · 5Y$17,099SPY · JUST $16,980

Lowest cost0.09%SPY · $9 on $10k

Most income1.03%SPY · $103 on $10k

Smallest drop−8.8%JUST · worst fall in 1Y

Held in common80.3%JUST and SPY

JUST

SPY

Goldman Sachs JUST U.S. Large Cap Equity ETF · $566MState Street SPDR S&P 500 ETF · $819B

+22.2%3 years · per year$18,255 · $18,174+22.0%

+11.2%5 years · per year$16,980 · $17,099+11.3%

0.20%Expense ratio$20 · $9 on $10k · lower wins0.09%

0.98%12-mo yield$98 · $103 on $10k1.03%

−8.8%Worst dropSmaller wins−8.9%

13.4%VolatilityLower wins13.6%

3–3Level

$10,000 · 5 yearsOne scale

Shared top holdingsJUST · SPY

8.2%AAPL7.7%

7.6%NVDA7.3%

6.7%MSFT6.2%

5.2%AMZN3.9%

Held in common80.3%

End-of-day Nov 5, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

Both

5Y2 funds

#			Trend
1	BSPY	State Street SPDR S&P 500 ETFRead Desk		0.09%	1.03%	−4.4%	+8.3%	+9.7%	+22.0%	+11.3%	−8.9%	$818.5B
2	AJUST	Goldman Sachs JUST U.S. Large Cap Equity ETFRead Desk		0.20%	0.98%	−4.0%	+10.0%	+11.8%	+22.2%	+11.2%	−8.8%	$566M

End-of-day Nov 5, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Both

5Y2 funds

#			Trend
1	BSPY	State Street SPDR S&P 500 ETFRead Desk		0.09%	1.03%	−4.4%	+8.3%	+9.7%	+22.0%	+11.3%	−8.9%	$818.5B
2	AJUST	Goldman Sachs JUST U.S. Large Cap Equity ETFRead Desk		0.20%	0.98%	−4.0%	+10.0%	+11.8%	+22.2%	+11.2%	−8.8%	$566M

End-of-day Nov 5, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

JUST vs SPY

JUST

Goldman Sachs JUST U.S. Large Cap Equity

$16,980

SPY

SPDR S&P 500

$17,099

MeasureJUSTSPY

Fee0.20%0.09%

Cost on $10k a year$20$9

Yield0.98%1.03%

5 years, per year+11.2%+11.3%

3 years, per year+22.2%+22.0%

Worst drop · 1Y−8.8%−8.9%

Volatility · 1Y13.4%13.6%

3–2measures won
JUST first

80.3%

holdings shared

Nov 5, 2026 · $10,000 five years ago, dividends reinvested

SPYM vs SPY

YTD

SPDRSPYM

+8.4%

SPYSPDR

+8.3%

+8.4%Year to date+8.3%

1.1%Yield1.0%

$182BAssets$819B

2–0SPYM wins

End-of-day Nov 5, 2026

SCHD vs VIG

YTD

SchwabSCHD

+32.3%

VIGVanguard

+12.5%

+32.3%Year to date+12.5%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 5, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+5.2%

+8.5%Year to date+5.2%

12.2%Yield8.1%

$42.6BAssets$46.8B

2–0JEPQ wins

End-of-day Nov 5, 2026

Overlap: JUST, SPY

Today

80.3%most shared, JUST and SPY

JUSTSPY

JUST—80.3%

SPY80.3%—

End-of-day Nov 5, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$94most kept, SPY

SPY$103 − $9 = $94

JUST$98 − $20 = $78

KeptFee

End-of-day Nov 5, 2026 · yield in dollars minus the fee