KBWB vs FNCL

AKBWB

BFNCL

Measures won2–4FNCL wins · of 6 · 5Y

$10,000 · 5Y$15,503XLF · FNCL $15,425

Lowest cost0.08%FNCL · $8 on $10k

Most income2.12%KBWB · $212 on $10k

Smallest drop−14.8%FNCL · worst fall in 1Y

Held in common31.1%KBWB and FNCL

KBWB

FNCL

Invesco KBW Bank ETF · $6.7BFidelity MSCI Financials Index ETF · $2.2B

+35.9%3 years · per year$25,073 · $18,881+23.6%

+7.1%5 years · per year$14,116 · $15,425+9.1%

0.35%Expense ratio$35 · $8 on $10k · lower wins0.08%

2.12%12-mo yield$212 · $159 on $10k1.59%

−16.4%Worst dropSmaller wins−14.8%

20.5%VolatilityLower wins15.3%

2–4FNCL wins

$10,000 · 5 yearsAll three, one scale

Shared top holdingsKBWB · FNCL

8.2%JPM10.1%

6.9%BAC3.6%

7.5%GS3.0%

8.4%WFC2.9%

Held in common31.1%

End-of-day Nov 5, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Three

5Y3 funds

#
1	XLF	State Street Financial Select Sector SPDR ETFRead Desk	0.08%	1.44%	−2.9%	+6.3%	+11.4%	+23.0%	+9.2%	−14.8%	$53.8B
2	BFNCL	Fidelity MSCI Financials Index ETFRead Desk	0.08%	1.59%	−2.8%	+5.8%	+11.3%	+23.6%	+9.1%	−14.8%	$2.2B
3	AKBWB	Invesco KBW Bank ETFRead Desk	0.35%	2.12%	−3.5%	+6.2%	+17.1%	+35.9%	+7.1%	−16.4%	$6.7B

End-of-day Nov 5, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Three

5Y3 funds

#
1	XLF	State Street Financial Select Sector SPDR ETFRead Desk	0.08%	1.44%	−2.9%	+6.3%	+11.4%	+23.0%	+9.2%	−14.8%	$53.8B
2	BFNCL	Fidelity MSCI Financials Index ETFRead Desk	0.08%	1.59%	−2.8%	+5.8%	+11.3%	+23.6%	+9.1%	−14.8%	$2.2B
3	AKBWB	Invesco KBW Bank ETFRead Desk	0.35%	2.12%	−3.5%	+6.2%	+17.1%	+35.9%	+7.1%	−16.4%	$6.7B

End-of-day Nov 5, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

KBWB vs FNCL

KBWB

Invesco KBW Bank

$14,116

FNCL

Fidelity MSCI Financials Index

$15,425

MeasureKBWBFNCL

Fee0.35%0.08%

Cost on $10k a year$35$8

Yield2.12%1.59%

5 years, per year+7.1%+9.1%

3 years, per year+35.9%+23.6%

Worst drop · 1Y−16.4%−14.8%

Volatility · 1Y20.5%15.3%

4–2measures won
FNCL first

31.1%

holdings shared

Nov 5, 2026 · $10,000 five years ago, dividends reinvested

SCHD vs VIG

YTD

SchwabSCHD

+32.3%

VIGVanguard

+12.5%

+32.3%Year to date+12.5%

3.0%Yield1.5%

$123BAssets$109B

2–0SCHD wins

End-of-day Nov 5, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+5.2%

+8.5%Year to date+5.2%

12.2%Yield8.1%

$42.1BAssets$46.1B

2–0JEPQ wins

End-of-day Nov 5, 2026

SPYM vs SPY

YTD

SPDRSPYM

+8.4%

SPYSPDR

+8.3%

+8.4%Year to date+8.3%

1.1%Yield1.0%

$182BAssets$805B

2–0SPYM wins

End-of-day Nov 5, 2026

Overlap: KBWB, FNCL, XLF

Today

83.9%most shared, FNCL and XLF

KBWBFNCLXLF

KBWB—31.1%32.9%

FNCL31.1%—83.9%

XLF32.9%83.9%—

End-of-day Nov 5, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$177most kept, KBWB

KBWB$212 − $35 = $177

FNCL$159 − $8 = $151

XLF$144 − $8 = $136

KeptFee

End-of-day Nov 5, 2026 · yield in dollars minus the fee