KBWB vs XLF

AKBWB

BXLF

Measures won2–4XLF wins · of 6 · 5Y

$10,000 · 5Y$22,983XLK · VOO $17,749

Lowest cost0.03%VOO · $3 on $10k

Most income2.10%KBWB · $210 on $10k

Smallest drop−8.9%VOO · worst fall in 1Y

Held in common33.5%KBWB and XLF

KBWB

XLF

Invesco KBW Bank ETF · $6.8BState Street Financial Select Sector SPDR ETF · $54.2B

+37.8%3 years · per year$26,186 · $19,057+24.0%

+7.1%5 years · per year$14,091 · $15,353+9.0%

0.35%Expense ratio$35 · $8 on $10k · lower wins0.08%

2.10%12-mo yield$210 · $144 on $10k1.44%

−16.4%Worst dropSmaller wins−14.8%

20.0%VolatilityLower wins14.6%

2–4XLF wins

$10,000 · 5 yearsAll four, one scale

Shared top holdingsKBWB · XLF

8.1%JPM11.4%

6.8%BAC4.1%

7.4%GS3.4%

8.4%WFC3.2%

Held in common33.5%

End-of-day Nov 3, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Four

5Y4 funds

#
1	XLK	State Street Technology Select Sector SPDR ETFRead Desk	0.08%	0.47%	+1.3%	+23.0%	+18.0%	+30.7%	+18.1%	−15.9%	$115.0B
2	VOO	Vanguard S&P 500 ETFRead Desk	0.03%	1.07%	+0.3%	+11.5%	+11.9%	+24.1%	+12.2%	−8.9%	$1.00T
3	BXLF	State Street Financial Select Sector SPDR ETFRead Desk	0.08%	1.44%	−0.6%	+5.7%	+10.9%	+24.0%	+9.0%	−14.8%	$54.2B
4	AKBWB	Invesco KBW Bank ETFRead Desk	0.35%	2.10%	−0.5%	+7.5%	+18.3%	+37.8%	+7.1%	−16.4%	$6.8B

End-of-day Nov 3, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Four

5Y4 funds

#
1	XLK	State Street Technology Select Sector SPDR ETFRead Desk	0.08%	0.47%	+1.3%	+23.0%	+18.0%	+30.7%	+18.1%	−15.9%	$115.0B
2	VOO	Vanguard S&P 500 ETFRead Desk	0.03%	1.07%	+0.3%	+11.5%	+11.9%	+24.1%	+12.2%	−8.9%	$1.00T
3	BXLF	State Street Financial Select Sector SPDR ETFRead Desk	0.08%	1.44%	−0.6%	+5.7%	+10.9%	+24.0%	+9.0%	−14.8%	$54.2B
4	AKBWB	Invesco KBW Bank ETFRead Desk	0.35%	2.10%	−0.5%	+7.5%	+18.3%	+37.8%	+7.1%	−16.4%	$6.8B

End-of-day Nov 3, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

KBWB vs XLF

KBWB

Invesco KBW Bank

$14,091

XLF

Financial Select Sector SPDR

$15,353

MeasureKBWBXLF

Fee0.35%0.08%

Cost on $10k a year$35$8

Yield2.10%1.44%

5 years, per year+7.1%+9.0%

3 years, per year+37.8%+24.0%

Worst drop · 1Y−16.4%−14.8%

Volatility · 1Y20.0%14.6%

4–2measures won
XLF first

33.5%

holdings shared

Nov 3, 2026 · $10,000 five years ago, dividends reinvested

SPYM vs SPY

YTD

SPDRSPYM

+11.5%

SPYSPDR

+11.5%

+11.5%Year to date+11.5%

1.0%Yield1.0%

$185BAssets$798B

0–0level

End-of-day Nov 3, 2026

XLK vs VGT

YTD

SPDRXLK

+23.0%

VGTVanguard

+22.8%

+23.0%Year to date+22.8%

0.08% · $8Fee · on $10k a year0.09% · $9

$115BAssets$155B

2–0XLK wins

End-of-day Nov 3, 2026

VOO vs IVV

YTD

VanguardVOO

+11.5%

IVViShares

+11.6%

+11.5%Year to date+11.6%

1.1%Yield1.1%

$1.00TAssets$872B

1–0IVV wins

End-of-day Nov 3, 2026

Overlap: KBWB, XLF, VOO, XLK

Today

39.7%most shared, VOO and XLK

KBWBXLFVOOXLK

KBWB—33.5%4.3%0.0%

XLF33.5%—11.3%0.0%

VOO4.3%11.3%—39.7%

XLK0.0%0.0%39.7%—

End-of-day Nov 3, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$175most kept, KBWB

KBWB$210 − $35 = $175

XLF$144 − $8 = $136

VOO$107 − $3 = $104

XLK$47 − $8 = $39

KeptFee

End-of-day Nov 3, 2026 · yield in dollars minus the fee