LCTD vs FNDF

ALCTD

BFNDF

Measures won2–4FNDF wins · of 6 · 5Y

$10,000 · 5Y$18,637FNDF · LCTD $13,986

Lowest cost0.09%IEMG · $9 on $10k

Most income3.40%LCTD · $340 on $10k

Smallest drop−10.6%FNDF · worst fall in 1Y

Held in common39.4%LCTD and FNDF

LCTD

FNDF

iShares World ex U.S. Carbon Transition Readiness Aware Active ETF · $314MSchwab Fundamental International Large Company Index ETF · $25.2B

+17.7%3 years · per year$16,325 · $18,863+23.6%

+6.9%5 years · per year$13,986 · $18,637+13.3%

0.37%Expense ratio$37 · $25 on $10k · lower wins0.25%

3.40%12-mo yield$340 · $310 on $10k3.10%

−10.9%Worst dropSmaller wins−10.6%

15.6%VolatilityLower wins16.6%

2–4FNDF wins

$10,000 · 5 yearsAll three, one scale

Shared top holdingsLCTD · FNDF

1.1%HSBA.L1.0%

0.9%SHEL.L2.9%

0.9%TTE.PA1.8%

0.9%7203.T1.3%

Held in common39.4%

End-of-day Nov 6, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Three

5Y3 funds

#
1	BFNDF	Schwab Fundamental International Large Company Index ETFRead Desk	0.25%	3.10%	−0.9%	+17.4%	+24.6%	+23.6%	+13.3%	−10.6%	$25.2B
2	ALCTD	iShares World ex U.S. Carbon Transition Readiness Aware Active ETFRead Desk	0.37%	3.40%	−0.8%	+6.8%	+10.5%	+17.7%	+6.9%	−10.9%	$314M
3	IEMG	iShares Core MSCI Emerging Markets ETFRead Desk	0.09%	2.49%	+2.1%	+8.3%	+8.8%	+19.3%	+6.0%	−17.8%	$142.1B

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Three

5Y3 funds

#
1	BFNDF	Schwab Fundamental International Large Company Index ETFRead Desk	0.25%	3.10%	−0.9%	+17.4%	+24.6%	+23.6%	+13.3%	−10.6%	$25.2B
2	ALCTD	iShares World ex U.S. Carbon Transition Readiness Aware Active ETFRead Desk	0.37%	3.40%	−0.8%	+6.8%	+10.5%	+17.7%	+6.9%	−10.9%	$314M
3	IEMG	iShares Core MSCI Emerging Markets ETFRead Desk	0.09%	2.49%	+2.1%	+8.3%	+8.8%	+19.3%	+6.0%	−17.8%	$142.1B

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

LCTD vs FNDF

LCTD

iShares World ex U.S. Carbon Transition Readiness Aware Active

$13,986

FNDF

Schwab Fundamental International Large Company Index

$18,636

MeasureLCTDFNDF

Fee0.37%0.25%

Cost on $10k a year$37$25

Yield3.40%3.10%

5 years, per year+6.9%+13.3%

3 years, per year+17.7%+23.6%

Worst drop · 1Y−10.9%−10.6%

Volatility · 1Y15.6%16.6%

4–2measures won
FNDF first

39.4%

holdings shared

Nov 6, 2026 · $10,000 five years ago, dividends reinvested

VWO vs IEMG

YTD

VanguardVWO

+3.2%

IEMGiShares

+8.3%

+3.2%Year to date+8.3%

2.2%Yield2.5%

$125BAssets$142B

2–0IEMG wins

End-of-day Nov 6, 2026

SCHD vs VIG

YTD

SchwabSCHD

+31.4%

VIGVanguard

+12.1%

+31.4%Year to date+12.1%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 6, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+3.2%

JEPIJ.P. Morgan

+5.3%

+3.2%Year to date+5.3%

12.8%Yield8.1%

$40.7BAssets$45.2B

1–1level

End-of-day Nov 6, 2026

Overlap: LCTD, FNDF, IEMG

Today

39.4%most shared, LCTD and FNDF

LCTDFNDFIEMG

LCTD—39.4%0.0%

FNDF39.4%—5.9%

IEMG0.0%5.9%—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$303most kept, LCTD

LCTD$340 − $37 = $303

FNDF$310 − $25 = $285

IEMG$249 − $9 = $240

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee