LCTD vs FNDF

ALCTD

BFNDF

Measures won2–4FNDF wins · of 6 · 5Y

$10,000 · 5Y$19,326FNDF · VEA $15,147

Lowest cost0.03%VEA · $3 on $10k

Most income3.37%LCTD · $337 on $10k

Smallest drop−10.6%FNDF · worst fall in 1Y

Held in common39.3%LCTD and FNDF

LCTD

FNDF

iShares World ex U.S. Carbon Transition Readiness Aware Active ETF · $325MSchwab Fundamental International Large Company Index ETF · $25.9B

+18.4%3 years · per year$16,602 · $19,830+25.6%

+7.0%5 years · per year$14,010 · $19,326+14.1%

0.37%Expense ratio$37 · $25 on $10k · lower wins0.25%

3.37%12-mo yield$337 · $299 on $10k2.99%

−10.9%Worst dropSmaller wins−10.6%

15.6%VolatilityLower wins16.4%

2–4FNDF wins

$10,000 · 5 yearsAll three, one scale

Shared top holdingsLCTD · FNDF

1.1%HSBA.L1.0%

0.9%SHEL.L2.9%

0.9%TTE.PA1.8%

0.8%BHP.AX1.0%

Held in common39.3%

End-of-day Nov 5, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Three

5Y3 funds

#
1	BFNDF	Schwab Fundamental International Large Company Index ETFRead Desk	0.25%	2.99%	+2.2%	+21.8%	+28.6%	+25.6%	+14.1%	−10.6%	$25.9B
2	VEA	Vanguard FTSE Developed Markets ETFRead Desk	0.03%	2.50%	−3.7%	+10.2%	+16.0%	+20.9%	+8.7%	−11.6%	$231.6B
3	ALCTD	iShares World ex U.S. Carbon Transition Readiness Aware Active ETFRead Desk	0.37%	3.37%	−2.7%	+7.7%	+12.1%	+18.4%	+7.0%	−10.9%	$325M

End-of-day Nov 5, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Three

5Y3 funds

#
1	BFNDF	Schwab Fundamental International Large Company Index ETFRead Desk	0.25%	2.99%	+2.2%	+21.8%	+28.6%	+25.6%	+14.1%	−10.6%	$25.9B
2	VEA	Vanguard FTSE Developed Markets ETFRead Desk	0.03%	2.50%	−3.7%	+10.2%	+16.0%	+20.9%	+8.7%	−11.6%	$231.6B
3	ALCTD	iShares World ex U.S. Carbon Transition Readiness Aware Active ETFRead Desk	0.37%	3.37%	−2.7%	+7.7%	+12.1%	+18.4%	+7.0%	−10.9%	$325M

End-of-day Nov 5, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

LCTD vs FNDF

LCTD

iShares World ex U.S. Carbon Transition Readiness Aware Active

$14,010

FNDF

Schwab Fundamental International Large Company Index

$19,326

MeasureLCTDFNDF

Fee0.37%0.25%

Cost on $10k a year$37$25

Yield3.37%2.99%

5 years, per year+7.0%+14.1%

3 years, per year+18.4%+25.6%

Worst drop · 1Y−10.9%−10.6%

Volatility · 1Y15.6%16.4%

4–2measures won
FNDF first

39.3%

holdings shared

Nov 5, 2026 · $10,000 five years ago, dividends reinvested

VEA vs IEFA

YTD

VanguardVEA

+10.2%

IEFAiShares

+8.5%

+10.2%Year to date+8.5%

2.5%Yield3.4%

$232BAssets$193B

1–1level

End-of-day Nov 5, 2026

SCHD vs VIG

YTD

SchwabSCHD

+32.3%

VIGVanguard

+12.5%

+32.3%Year to date+12.5%

3.0%Yield1.5%

$123BAssets$109B

2–0SCHD wins

End-of-day Nov 5, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+5.2%

+8.5%Year to date+5.2%

12.2%Yield8.1%

$42.1BAssets$46.1B

2–0JEPQ wins

End-of-day Nov 5, 2026

Overlap: LCTD, FNDF, VEA

Today

60.4%most shared, FNDF and VEA

LCTDFNDFVEA

LCTD—39.3%44.3%

FNDF39.3%—60.4%

VEA44.3%60.4%—

End-of-day Nov 5, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$300most kept, LCTD

LCTD$337 − $37 = $300

FNDF$299 − $25 = $274

VEA$250 − $3 = $247

KeptFee

End-of-day Nov 5, 2026 · yield in dollars minus the fee