LCTD vs SCHF

ALCTD

BSCHF

Measures won3–3level · of 6 · 5Y

$10,000 · 5Y$15,397SCHF · VEA $15,197

Lowest cost0.03%SCHF · $3 on $10k

Most income3.40%LCTD · $340 on $10k

Smallest drop−10.9%LCTD · worst fall in 1Y

Held in common49.0%LCTD and SCHF

LCTD

SCHF

iShares World ex U.S. Carbon Transition Readiness Aware Active ETF · $316MSchwab International Equity ETF · $67.8B

+17.7%3 years · per year$16,325 · $17,419+20.3%

+6.9%5 years · per year$13,986 · $15,397+9.0%

0.37%Expense ratio$37 · $3 on $10k · lower wins0.03%

3.40%12-mo yield$340 · $319 on $10k3.19%

−10.9%Worst dropSmaller wins−11.5%

15.6%VolatilityLower wins18.2%

3–3Level

$10,000 · 5 yearsAll three, one scale

Shared top holdingsLCTD · SCHF

2.3%ASML.AS1.9%

1.8%NOVN.SW1.1%

1.1%HSBA.L1.0%

2.1%RY.TO1.0%

Held in common49.0%

End-of-day Nov 6, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Three

5Y3 funds

#
1	BSCHF	Schwab International Equity ETFRead Desk	0.03%	3.19%	−0.3%	+10.4%	+15.3%	+20.3%	+9.0%	−11.5%	$67.8B
2	VEA	Vanguard FTSE Developed Markets ETFRead Desk	0.03%	2.51%	−0.4%	+9.7%	+14.8%	+20.3%	+8.7%	−11.6%	$231.6B
3	ALCTD	iShares World ex U.S. Carbon Transition Readiness Aware Active ETFRead Desk	0.37%	3.40%	−0.8%	+6.8%	+10.5%	+17.7%	+6.9%	−10.9%	$316M

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Three

5Y3 funds

#
1	BSCHF	Schwab International Equity ETFRead Desk	0.03%	3.19%	−0.3%	+10.4%	+15.3%	+20.3%	+9.0%	−11.5%	$67.8B
2	VEA	Vanguard FTSE Developed Markets ETFRead Desk	0.03%	2.51%	−0.4%	+9.7%	+14.8%	+20.3%	+8.7%	−11.6%	$231.6B
3	ALCTD	iShares World ex U.S. Carbon Transition Readiness Aware Active ETFRead Desk	0.37%	3.40%	−0.8%	+6.8%	+10.5%	+17.7%	+6.9%	−10.9%	$316M

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

LCTD vs SCHF

LCTD

iShares World ex U.S. Carbon Transition Readiness Aware Active

$13,986

SCHF

Schwab International Equity

$15,397

MeasureLCTDSCHF

Fee0.37%0.03%

Cost on $10k a year$37$3

Yield3.40%3.19%

5 years, per year+6.9%+9.0%

3 years, per year+17.7%+20.3%

Worst drop · 1Y−10.9%−11.5%

Volatility · 1Y15.6%18.2%

3–3measures won
level

49.0%

holdings shared

Nov 6, 2026 · $10,000 five years ago, dividends reinvested

VEA vs IEFA

YTD

VanguardVEA

+9.7%

IEFAiShares

+7.7%

+9.7%Year to date+7.7%

2.5%Yield3.5%

$232BAssets$189B

1–1level

End-of-day Nov 6, 2026

SCHD vs VIG

YTD

SchwabSCHD

+31.4%

VIGVanguard

+12.1%

+31.4%Year to date+12.1%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 6, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+3.2%

JEPIJ.P. Morgan

+5.3%

+3.2%Year to date+5.3%

12.8%Yield8.1%

$42.6BAssets$46.8B

1–1level

End-of-day Nov 6, 2026

Overlap: LCTD, SCHF, VEA

Today

84.3%most shared, SCHF and VEA

LCTDSCHFVEA

LCTD—49.0%44.2%

SCHF49.0%—84.3%

VEA44.2%84.3%—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$316most kept, SCHF

SCHF$319 − $3 = $316

LCTD$340 − $37 = $303

VEA$251 − $3 = $248

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee