LCTD vs SCHF

ALCTD

BSCHF

Measures won3–3level · of 6 · 5Y

$10,000 · 5Y$15,351SCHF · VXUS $14,347

Lowest cost0.03%SCHF · $3 on $10k

Most income3.37%LCTD · $337 on $10k

Smallest drop−10.9%LCTD · worst fall in 1Y

Held in common49.1%LCTD and SCHF

LCTD

SCHF

iShares World ex U.S. Carbon Transition Readiness Aware Active ETF · $316MSchwab International Equity ETF · $67.8B

+18.4%3 years · per year$16,602 · $17,665+20.9%

+7.0%5 years · per year$14,010 · $15,351+8.9%

0.37%Expense ratio$37 · $3 on $10k · lower wins0.03%

3.37%12-mo yield$337 · $318 on $10k3.18%

−10.9%Worst dropSmaller wins−11.5%

15.6%VolatilityLower wins18.2%

3–3Level

$10,000 · 5 yearsAll three, one scale

Shared top holdingsLCTD · SCHF

2.5%ASML.AS2.0%

1.8%NOVN.SW1.1%

1.1%HSBA.L1.1%

2.2%RY.TO1.0%

Held in common49.1%

End-of-day Nov 5, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Three

5Y3 funds

#
1	BSCHF	Schwab International Equity ETFRead Desk	0.03%	3.18%	−3.7%	+10.8%	+16.4%	+20.9%	+8.9%	−11.5%	$67.8B
2	VXUS	Vanguard Total International Stock ETFRead Desk	0.05%	2.46%	−3.7%	+7.9%	+12.2%	+19.5%	+7.5%	−11.3%	$163.2B
3	ALCTD	iShares World ex U.S. Carbon Transition Readiness Aware Active ETFRead Desk	0.37%	3.37%	−2.7%	+7.7%	+12.1%	+18.4%	+7.0%	−10.9%	$316M

End-of-day Nov 5, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Three

5Y3 funds

#
1	BSCHF	Schwab International Equity ETFRead Desk	0.03%	3.18%	−3.7%	+10.8%	+16.4%	+20.9%	+8.9%	−11.5%	$67.8B
2	VXUS	Vanguard Total International Stock ETFRead Desk	0.05%	2.46%	−3.7%	+7.9%	+12.2%	+19.5%	+7.5%	−11.3%	$163.2B
3	ALCTD	iShares World ex U.S. Carbon Transition Readiness Aware Active ETFRead Desk	0.37%	3.37%	−2.7%	+7.7%	+12.1%	+18.4%	+7.0%	−10.9%	$316M

End-of-day Nov 5, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

LCTD vs SCHF

LCTD

iShares World ex U.S. Carbon Transition Readiness Aware Active

$14,010

SCHF

Schwab International Equity

$15,351

MeasureLCTDSCHF

Fee0.37%0.03%

Cost on $10k a year$37$3

Yield3.37%3.18%

5 years, per year+7.0%+8.9%

3 years, per year+18.4%+20.9%

Worst drop · 1Y−10.9%−11.5%

Volatility · 1Y15.6%18.2%

3–3measures won
level

49.1%

holdings shared

Nov 5, 2026 · $10,000 five years ago, dividends reinvested

VXUS vs IXUS

YTD

VanguardVXUS

+7.9%

IXUSiShares

+8.2%

+7.9%Year to date+8.2%

2.5%Yield3.1%

$163BAssets$56.4B

2–0IXUS wins

End-of-day Nov 5, 2026

SCHD vs VIG

YTD

SchwabSCHD

+32.3%

VIGVanguard

+12.5%

+32.3%Year to date+12.5%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 5, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+5.2%

+8.5%Year to date+5.2%

12.2%Yield8.1%

$42.6BAssets$46.8B

2–0JEPQ wins

End-of-day Nov 5, 2026

Overlap: LCTD, SCHF, VXUS

Today

49.1%most shared, LCTD and SCHF

LCTDSCHFVXUS

LCTD—49.1%1.9%

SCHF49.1%—6.3%

VXUS1.9%6.3%—

End-of-day Nov 5, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$315most kept, SCHF

SCHF$318 − $3 = $315

LCTD$337 − $37 = $300

VXUS$246 − $5 = $241

KeptFee

End-of-day Nov 5, 2026 · yield in dollars minus the fee