LCTO vs DFAC

ALCTO

BDFAC

Measures won0–2DFAC wins · of 6 · 5Y

$10,000 · 5Y$17,177VOO · DFAC $16,525

Lowest cost0.03%VOO · $3 on $10k

Most income1.10%VOO · $110 on $10k

Smallest drop−8.5%DFAC · worst fall in 1Y

Held in common0.0%LCTO and DFAC

LCTO

DFAC

Kurv ETF Trust - Kurv U.S. Large Cap TaxOptimized ETF · $0MDimensional - US Core Equity 2 ETF · $85.7B

[…]3 years · per year[…] · $17,722+21.0%

[…]5 years · per year[…] · $16,525+10.6%

1.00%Expense ratio$100 · $21 on $10k · lower wins0.21%

0.57%12-mo yield$57 · $90 on $10k0.90%

[…]Worst dropSmaller wins−8.5%

[…]VolatilityLower wins12.9%

0–2DFAC wins

$10,000 · 5 yearsAll three, one scale

Shared top holdingsLCTO · DFAC

They share no top holdings, or holdings aren’t on file […]

Held in common0.0%

End-of-day Nov 6, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Three

5Y3 funds

#
1	VOO	Vanguard S&P 500 ETFRead Desk	0.03%	1.10%	+0.3%	+8.7%	+9.8%	+21.8%	+11.4%	−8.9%	$1.00T
2	BDFAC	Dimensional - US Core Equity 2 ETFRead Desk	0.21%	0.90%	+0.2%	+11.4%	+13.8%	+21.0%	+10.6%	−8.5%	$85.7B
3	ALCTO	Kurv ETF Trust - Kurv U.S. Large Cap TaxOptimized ETFRead Desk	1.00%	0.57%	+0.4%	new	new	new	new	[…]	$499K

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Three

5Y3 funds

#
1	VOO	Vanguard S&P 500 ETFRead Desk	0.03%	1.10%	+0.3%	+8.7%	+9.8%	+21.8%	+11.4%	−8.9%	$1.00T
2	BDFAC	Dimensional - US Core Equity 2 ETFRead Desk	0.21%	0.90%	+0.2%	+11.4%	+13.8%	+21.0%	+10.6%	−8.5%	$85.7B
3	ALCTO	Kurv ETF Trust - Kurv U.S. Large Cap TaxOptimized ETFRead Desk	1.00%	0.57%	+0.4%	new	new	new	new	[…]	$499K

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

LCTO vs DFAC

LCTO

Kurv ETF Trust - Kurv U.S. Large Cap TaxOptimized

[…]

DFAC

Dimensional - US Core Equity 2

$16,525

MeasureLCTODFAC

Fee1.00%0.21%

Cost on $10k a year$100$21

Yield0.57%0.90%

5 years, per year[…]+10.6%

3 years, per year[…]+21.0%

Worst drop · 1Y[…]−8.5%

Volatility · 1Y[…]12.9%

2–0measures won
DFAC first

0.0%

holdings shared

Nov 6, 2026 · $10,000 five years ago, dividends reinvested

SPYM vs SPY

YTD

SPDRSPYM

+8.8%

SPYSPDR

+8.7%

+8.8%Year to date+8.7%

1.1%Yield1.0%

$182BAssets$819B

2–0SPYM wins

End-of-day Nov 6, 2026

VOO vs IVV

YTD

VanguardVOO

+8.7%

IVViShares

+8.7%

+8.7%Year to date+8.7%

1.1%Yield1.1%

$1.00TAssets$850B

0–0level

End-of-day Nov 6, 2026

SCHD vs VIG

YTD

SchwabSCHD

+31.4%

VIGVanguard

+12.1%

+31.4%Year to date+12.1%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 6, 2026

Overlap: LCTO, DFAC, VOO

Today

67.3%most shared, DFAC and VOO

LCTODFACVOO

LCTO—0.0%0.0%

DFAC0.0%—67.3%

VOO0.0%67.3%—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$107most kept, VOO

VOO$110 − $3 = $107

DFAC$90 − $21 = $69

LCTO$57 − $100 = −$43

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee