LEMB vs BNDX

ALEMB

BBNDX

Measures won2–4BNDX wins · of 6 · 5Y

$10,000 · 5Y$10,919LEMB · VCIT $10,508

Lowest cost0.03%VCIT · $3 on $10k

Most income5.02%VCIT · $502 on $10k

Smallest drop−3.2%BNDX · worst fall in 1Y

Held in common[…]LEMB and BNDX

LEMB

BNDX

iShares J.P. Morgan EM Local Currency Bond ETF · $783MVanguard Total International Bond ETF · $82.9B

+8.3%3 years · per year$12,714 · $11,463+4.7%

+1.8%5 years · per year$10,919 · $10,186+0.4%

0.30%Expense ratio$30 · $7 on $10k · lower wins0.07%

2.41%12-mo yield$241 · $464 on $10k4.64%

−6.0%Worst dropSmaller wins−3.2%

6.5%VolatilityLower wins3.8%

2–4BNDX wins

$10,000 · 5 yearsAll three, one scale

Shared top holdingsLEMB · BNDX

They share no top holdings, or holdings aren’t on file […]

Held in common[…]

End-of-day Nov 5, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Three

5Y3 funds

#
1	ALEMB	iShares J.P. Morgan EM Local Currency Bond ETFRead Desk	0.30%	2.41%	−0.2%	+1.4%	+4.8%	+8.3%	+1.8%	−6.0%	$783M
2	VCIT	Vanguard Intermediate-Term Corporate Bond ETFRead Desk	0.03%	5.02%	+0.2%	−0.6%	+0.3%	+7.3%	+1.0%	−4.9%	$66.6B
3	BBNDX	Vanguard Total International Bond ETFRead Desk	0.07%	4.64%	+0.1%	+0.8%	+0.2%	+4.7%	+0.4%	−3.2%	$82.9B

End-of-day Nov 5, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Three

5Y3 funds

#
1	ALEMB	iShares J.P. Morgan EM Local Currency Bond ETFRead Desk	0.30%	2.41%	−0.2%	+1.4%	+4.8%	+8.3%	+1.8%	−6.0%	$783M
2	VCIT	Vanguard Intermediate-Term Corporate Bond ETFRead Desk	0.03%	5.02%	+0.2%	−0.6%	+0.3%	+7.3%	+1.0%	−4.9%	$66.6B
3	BBNDX	Vanguard Total International Bond ETFRead Desk	0.07%	4.64%	+0.1%	+0.8%	+0.2%	+4.7%	+0.4%	−3.2%	$82.9B

End-of-day Nov 5, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

LEMB vs BNDX

LEMB

iShares J.P. Morgan EM Local Currency Bond

$10,920

BNDX

Vanguard Total International Bond

$10,186

MeasureLEMBBNDX

Fee0.30%0.07%

Cost on $10k a year$30$7

Yield2.41%4.64%

5 years, per year+1.8%+0.4%

3 years, per year+8.3%+4.7%

Worst drop · 1Y−6.0%−3.2%

Volatility · 1Y6.5%3.8%

4–2measures won
BNDX first

Nov 5, 2026 · $10,000 five years ago, dividends reinvested

SCHD vs VIG

YTD

SchwabSCHD

+32.3%

VIGVanguard

+12.5%

+32.3%Year to date+12.5%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 5, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+5.2%

+8.5%Year to date+5.2%

12.2%Yield8.1%

$42.6BAssets$46.8B

2–0JEPQ wins

End-of-day Nov 5, 2026

SPYM vs SPY

YTD

SPDRSPYM

+8.4%

SPYSPDR

+8.3%

+8.4%Year to date+8.3%

1.1%Yield1.0%

$182BAssets$819B

2–0SPYM wins

End-of-day Nov 5, 2026

Overlap: LEMB, BNDX, VCIT

Today

[…]holdings […]

LEMBBNDXVCIT

LEMB—[…][…]

BNDX[…]—[…]

VCIT[…][…]—

End-of-day Nov 5, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$499most kept, VCIT

VCIT$502 − $3 = $499

BNDX$464 − $7 = $457

LEMB$241 − $30 = $211

KeptFee

End-of-day Nov 5, 2026 · yield in dollars minus the fee