LEMB vs ICVT

ALEMB

BICVT

Measures won3–3level · of 6 · 5Y

$10,000 · 5Y$11,499ICVT · LEMB $10,919

Lowest cost0.03%VCIT · $3 on $10k

Most income5.02%VCIT · $502 on $10k

Smallest drop−4.9%VCIT · worst fall in 1Y

Held in common[…]LEMB and ICVT

LEMB

ICVT

iShares J.P. Morgan EM Local Currency Bond ETF · $775MiShares Convertible Bond ETF · $7.1B

+8.3%3 years · per year$12,714 · $15,083+14.7%

+1.8%5 years · per year$10,919 · $11,499+2.8%

0.30%Expense ratio$30 · $20 on $10k · lower wins0.20%

2.41%12-mo yield$241 · $163 on $10k1.63%

−6.0%Worst dropSmaller wins−18.6%

6.5%VolatilityLower wins18.7%

3–3Level

$10,000 · 5 yearsAll three, one scale

Shared top holdingsLEMB · ICVT

They share no top holdings, or holdings aren’t on file […]

Held in common[…]

End-of-day Nov 5, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Three

5Y3 funds

#
1	BICVT	iShares Convertible Bond ETFRead Desk	0.20%	1.63%	−3.5%	+3.2%	+0.6%	+14.7%	+2.8%	−18.6%	$7.1B
2	ALEMB	iShares J.P. Morgan EM Local Currency Bond ETFRead Desk	0.30%	2.41%	−0.2%	+1.4%	+4.8%	+8.3%	+1.8%	−6.0%	$775M
3	VCIT	Vanguard Intermediate-Term Corporate Bond ETFRead Desk	0.03%	5.02%	+0.2%	−0.6%	+0.3%	+7.3%	+1.0%	−4.9%	$66.6B

End-of-day Nov 5, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Three

5Y3 funds

#
1	BICVT	iShares Convertible Bond ETFRead Desk	0.20%	1.63%	−3.5%	+3.2%	+0.6%	+14.7%	+2.8%	−18.6%	$7.1B
2	ALEMB	iShares J.P. Morgan EM Local Currency Bond ETFRead Desk	0.30%	2.41%	−0.2%	+1.4%	+4.8%	+8.3%	+1.8%	−6.0%	$775M
3	VCIT	Vanguard Intermediate-Term Corporate Bond ETFRead Desk	0.03%	5.02%	+0.2%	−0.6%	+0.3%	+7.3%	+1.0%	−4.9%	$66.6B

End-of-day Nov 5, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

LEMB vs ICVT

LEMB

iShares J.P. Morgan EM Local Currency Bond

$10,920

ICVT

iShares Convertible Bond

$11,499

MeasureLEMBICVT

Fee0.30%0.20%

Cost on $10k a year$30$20

Yield2.41%1.63%

5 years, per year+1.8%+2.8%

3 years, per year+8.3%+14.7%

Worst drop · 1Y−6.0%−18.6%

Volatility · 1Y6.5%18.7%

3–3measures won
level

Nov 5, 2026 · $10,000 five years ago, dividends reinvested

SCHD vs VIG

YTD

SchwabSCHD

+32.3%

VIGVanguard

+12.5%

+32.3%Year to date+12.5%

3.0%Yield1.5%

$123BAssets$109B

2–0SCHD wins

End-of-day Nov 5, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+5.2%

+8.5%Year to date+5.2%

12.2%Yield8.1%

$42.1BAssets$46.1B

2–0JEPQ wins

End-of-day Nov 5, 2026

SPYM vs SPY

YTD

SPDRSPYM

+8.4%

SPYSPDR

+8.3%

+8.4%Year to date+8.3%

1.1%Yield1.0%

$182BAssets$805B

2–0SPYM wins

End-of-day Nov 5, 2026

Overlap: LEMB, ICVT, VCIT

Today

[…]holdings […]

LEMBICVTVCIT

LEMB—[…][…]

ICVT[…]—[…]

VCIT[…][…]—

End-of-day Nov 5, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$499most kept, VCIT

VCIT$502 − $3 = $499

LEMB$241 − $30 = $211

ICVT$163 − $20 = $143

KeptFee

End-of-day Nov 5, 2026 · yield in dollars minus the fee