LEMB vs ICVT

ALEMB

BICVT

Measures won3–3level · of 6 · 5Y

$10,000 · 5Y$11,630ICVT · LEMB $10,962

Lowest cost0.03%VCIT · $3 on $10k

Most income5.02%VCIT · $502 on $10k

Smallest drop−4.9%VCIT · worst fall in 1Y

Held in common[…]LEMB and ICVT

LEMB

ICVT

iShares J.P. Morgan EM Local Currency Bond ETF · $783MiShares Convertible Bond ETF · $6.9B

+8.0%3 years · per year$12,608 · $15,247+15.1%

+1.9%5 years · per year$10,962 · $11,630+3.1%

0.30%Expense ratio$30 · $20 on $10k · lower wins0.20%

2.41%12-mo yield$241 · $161 on $10k1.61%

−6.0%Worst dropSmaller wins−18.6%

6.5%VolatilityLower wins18.7%

3–3Level

$10,000 · 5 yearsAll four, one scale

Shared top holdingsLEMB · ICVT

They share no top holdings, or holdings aren’t on file […]

Held in common[…]

End-of-day Nov 6, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Four

5Y4 funds

#
1	BICVT	iShares Convertible Bond ETFRead Desk	0.20%	1.61%	+1.2%	+4.4%	+0.4%	+15.1%	+3.1%	−18.6%	$6.9B
2	ALEMB	iShares J.P. Morgan EM Local Currency Bond ETFRead Desk	0.30%	2.41%	0.0%	+1.4%	+4.5%	+8.0%	+1.9%	−6.0%	$783M
3	VCIT	Vanguard Intermediate-Term Corporate Bond ETFRead Desk	0.03%	5.02%	−0.1%	−0.8%	+0.4%	+6.9%	+1.0%	−4.9%	$66.6B
4	MUB	iShares National Muni Bond ETFRead Desk	0.05%	3.27%	+0.4%	+0.5%	+0.9%	+4.5%	+0.8%	−6.3%	$54.9B

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Four

5Y4 funds

#
1	BICVT	iShares Convertible Bond ETFRead Desk	0.20%	1.61%	+1.2%	+4.4%	+0.4%	+15.1%	+3.1%	−18.6%	$6.9B
2	ALEMB	iShares J.P. Morgan EM Local Currency Bond ETFRead Desk	0.30%	2.41%	0.0%	+1.4%	+4.5%	+8.0%	+1.9%	−6.0%	$783M
3	VCIT	Vanguard Intermediate-Term Corporate Bond ETFRead Desk	0.03%	5.02%	−0.1%	−0.8%	+0.4%	+6.9%	+1.0%	−4.9%	$66.6B
4	MUB	iShares National Muni Bond ETFRead Desk	0.05%	3.27%	+0.4%	+0.5%	+0.9%	+4.5%	+0.8%	−6.3%	$54.9B

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

LEMB vs ICVT

LEMB

iShares J.P. Morgan EM Local Currency Bond

$10,962

ICVT

iShares Convertible Bond

$11,630

MeasureLEMBICVT

Fee0.30%0.20%

Cost on $10k a year$30$20

Yield2.41%1.61%

5 years, per year+1.9%+3.1%

3 years, per year+8.0%+15.1%

Worst drop · 1Y−6.0%−18.6%

Volatility · 1Y6.5%18.7%

3–3measures won
level

Nov 6, 2026 · $10,000 five years ago, dividends reinvested

SCHD vs VIG

YTD

SchwabSCHD

+31.4%

VIGVanguard

+12.1%

+31.4%Year to date+12.1%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 6, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+3.2%

JEPIJ.P. Morgan

+5.3%

+3.2%Year to date+5.3%

12.8%Yield8.1%

$42.6BAssets$46.8B

1–1level

End-of-day Nov 6, 2026

SPYM vs SPY

YTD

SPDRSPYM

+8.8%

SPYSPDR

+8.7%

+8.8%Year to date+8.7%

1.1%Yield1.0%

$182BAssets$819B

2–0SPYM wins

End-of-day Nov 6, 2026

Overlap: LEMB, ICVT, VCIT, MUB

Today

[…]holdings […]

LEMBICVTVCITMUB

LEMB—[…][…][…]

ICVT[…]—[…][…]

VCIT[…][…]—[…]

MUB[…][…][…]—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$499most kept, VCIT

VCIT$502 − $3 = $499

MUB$327 − $5 = $322

LEMB$241 − $30 = $211

ICVT$161 − $20 = $141

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee