LEMB vs PYLD

ALEMB

BPYLD

Measures won1–4PYLD wins · of 6 · 5Y

$10,000 · 5Y$12,090SGOV · LEMB $10,962

Lowest cost0.03%VCIT · $3 on $10k

Most income6.50%PYLD · $650 on $10k

Smallest drop0.0%SGOV · worst fall in 1Y

Held in common[…]LEMB and PYLD

LEMB

PYLD

iShares J.P. Morgan EM Local Currency Bond ETF · $782MPIMCO Multisector Bond Active Exchange-Traded Fund · $16.7B

+8.0%3 years · per year$12,608 · $12,774+8.5%

+1.9%5 years · per year$10,962 · […][…]

0.30%Expense ratio$30 · $66 on $10k · lower wins0.66%

2.41%12-mo yield$241 · $650 on $10k6.50%

−6.0%Worst dropSmaller wins−3.2%

6.5%VolatilityLower wins3.7%

1–4PYLD wins

$10,000 · 5 yearsAll four, one scale

Shared top holdingsLEMB · PYLD

They share no top holdings, or holdings aren’t on file […]

Held in common[…]

End-of-day Nov 6, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Four

5Y4 funds

#
1	SGOV	iShares 0-3 Month Treasury Bond ETFRead Desk	0.09%	3.63%	0.0%	+3.2%	+3.8%	+4.5%	+3.9%	0.0%	$116.5B
2	ALEMB	iShares J.P. Morgan EM Local Currency Bond ETFRead Desk	0.30%	2.41%	0.0%	+1.4%	+4.5%	+8.0%	+1.9%	−6.0%	$782M
3	VCIT	Vanguard Intermediate-Term Corporate Bond ETFRead Desk	0.03%	5.02%	−0.1%	−0.8%	+0.4%	+6.9%	+1.0%	−4.9%	$66.6B
4	BPYLD	PIMCO Multisector Bond Active Exchange-Traded FundRead Desk	0.66%	6.50%	0.0%	+1.0%	+2.3%	+8.5%	new	−3.2%	$16.7B

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Four

5Y4 funds

#
1	SGOV	iShares 0-3 Month Treasury Bond ETFRead Desk	0.09%	3.63%	0.0%	+3.2%	+3.8%	+4.5%	+3.9%	0.0%	$116.5B
2	ALEMB	iShares J.P. Morgan EM Local Currency Bond ETFRead Desk	0.30%	2.41%	0.0%	+1.4%	+4.5%	+8.0%	+1.9%	−6.0%	$782M
3	VCIT	Vanguard Intermediate-Term Corporate Bond ETFRead Desk	0.03%	5.02%	−0.1%	−0.8%	+0.4%	+6.9%	+1.0%	−4.9%	$66.6B
4	BPYLD	PIMCO Multisector Bond Active Exchange-Traded FundRead Desk	0.66%	6.50%	0.0%	+1.0%	+2.3%	+8.5%	new	−3.2%	$16.7B

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

LEMB vs PYLD

LEMB

iShares J.P. Morgan EM Local Currency Bond

$10,962

PYLD

PIMCO Multisector Bond Active Exchange-Traded Fund

[…]

MeasureLEMBPYLD

Fee0.30%0.66%

Cost on $10k a year$30$66

Yield2.41%6.50%

5 years, per year+1.9%[…]

3 years, per year+8.0%+8.5%

Worst drop · 1Y−6.0%−3.2%

Volatility · 1Y6.5%3.7%

4–1measures won
PYLD first

Nov 6, 2026 · $10,000 five years ago, dividends reinvested

SGOV vs BIL

YTD

iSharesSGOV

+3.2%

BILSPDR

+3.1%

+3.2%Year to date+3.1%

3.6%Yield3.7%

$117BAssets$48.4B

1–1level

End-of-day Nov 6, 2026

SCHD vs VIG

YTD

SchwabSCHD

+31.4%

VIGVanguard

+12.1%

+31.4%Year to date+12.1%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 6, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+3.2%

JEPIJ.P. Morgan

+5.3%

+3.2%Year to date+5.3%

12.8%Yield8.1%

$42.6BAssets$46.8B

1–1level

End-of-day Nov 6, 2026

Overlap: LEMB, PYLD, SGOV, VCIT

Today

[…]holdings […]

LEMBPYLDSGOVVCIT

LEMB—[…][…][…]

PYLD[…]—[…][…]

SGOV[…][…]—[…]

VCIT[…][…][…]—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$584most kept, PYLD

PYLD$650 − $66 = $584

VCIT$502 − $3 = $499

SGOV$363 − $9 = $354

LEMB$241 − $30 = $211

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee