LEMB vs SGOV

ALEMB

BSGOV

Measures won1–5SGOV wins · of 6 · 5Y

$10,000 · 5Y$16,638VIG · SCHD $16,459

Lowest cost0.04%VIG · $4 on $10k

Most income3.63%SGOV · $363 on $10k

Smallest drop0.0%SGOV · worst fall in 1Y

Held in common[…]LEMB and SGOV

LEMB

SGOV

iShares J.P. Morgan EM Local Currency Bond ETF · $787MiShares 0-3 Month Treasury Bond ETF · $116B

+8.0%3 years · per year$12,581 · $11,417+4.5%

+2.0%5 years · per year$11,053 · $12,091+3.9%

0.30%Expense ratio$30 · $9 on $10k · lower wins0.09%

2.39%12-mo yield$239 · $363 on $10k3.63%

−6.0%Worst dropSmaller wins0.0%

6.5%VolatilityLower wins0.2%

1–5SGOV wins

$10,000 · 5 yearsAll four, one scale

Shared top holdingsLEMB · SGOV

They share no top holdings, or holdings aren’t on file […]

Held in common[…]

End-of-day Nov 9, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Four

5Y4 funds

#
1	VIG	Vanguard Dividend Appreciation ETFRead Desk	0.04%	1.46%	+2.4%	+14.8%	+17.6%	+18.8%	+10.7%	−7.9%	$109.1B
2	SCHD	Schwab U.S. Dividend Equity ETFRead Desk	0.06%	2.96%	+1.4%	+33.2%	+39.1%	+19.6%	+10.5%	−6.9%	$121.7B
3	BSGOV	iShares 0-3 Month Treasury Bond ETFRead Desk	0.09%	3.63%	0.0%	+3.2%	+3.8%	+4.5%	+3.9%	0.0%	$116.4B
4	ALEMB	iShares J.P. Morgan EM Local Currency Bond ETFRead Desk	0.30%	2.39%	+0.6%	+2.0%	+4.8%	+8.0%	+2.0%	−6.0%	$787M

End-of-day Nov 9, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Four

5Y4 funds

#
1	VIG	Vanguard Dividend Appreciation ETFRead Desk	0.04%	1.46%	+2.4%	+14.8%	+17.6%	+18.8%	+10.7%	−7.9%	$109.1B
2	SCHD	Schwab U.S. Dividend Equity ETFRead Desk	0.06%	2.96%	+1.4%	+33.2%	+39.1%	+19.6%	+10.5%	−6.9%	$121.7B
3	BSGOV	iShares 0-3 Month Treasury Bond ETFRead Desk	0.09%	3.63%	0.0%	+3.2%	+3.8%	+4.5%	+3.9%	0.0%	$116.4B
4	ALEMB	iShares J.P. Morgan EM Local Currency Bond ETFRead Desk	0.30%	2.39%	+0.6%	+2.0%	+4.8%	+8.0%	+2.0%	−6.0%	$787M

End-of-day Nov 9, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

LEMB vs SGOV

LEMB

iShares J.P. Morgan EM Local Currency Bond

$11,053

SGOV

iShares 0-3 Month Treasury Bond

$12,091

MeasureLEMBSGOV

Fee0.30%0.09%

Cost on $10k a year$30$9

Yield2.39%3.63%

5 years, per year+2.0%+3.9%

3 years, per year+8.0%+4.5%

Worst drop · 1Y−6.0%+0.0%

Volatility · 1Y6.5%0.2%

5–1measures won
SGOV first

Nov 9, 2026 · $10,000 five years ago, dividends reinvested

SGOV vs BIL

YTD

iSharesSGOV

+3.2%

BILSPDR

+3.1%

+3.2%Year to date+3.1%

3.6%Yield3.7%

$116BAssets$48.7B

1–1level

End-of-day Nov 9, 2026

DGRO vs VIG

YTD

iSharesDGRO

+18.8%

VIGVanguard

+14.8%

+18.8%Year to date+14.8%

1.8%Yield1.5%

$45.5BAssets$109B

2–0DGRO wins

End-of-day Nov 9, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+6.6%

JEPIJ.P. Morgan

+7.5%

+6.6%Year to date+7.5%

12.4%Yield7.9%

$40.7BAssets$45.2B

1–1level

End-of-day Nov 9, 2026

Overlap: LEMB, SGOV, SCHD, VIG

Today

14.5%most shared, SCHD and VIG

LEMBSGOVSCHDVIG

LEMB—[…][…][…]

SGOV[…]—[…][…]

SCHD[…][…]—14.5%

VIG[…][…]14.5%—

End-of-day Nov 9, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$354most kept, SGOV

SGOV$363 − $9 = $354

SCHD$296 − $6 = $290

LEMB$239 − $30 = $209

VIG$146 − $4 = $142

KeptFee

End-of-day Nov 9, 2026 · yield in dollars minus the fee