LEMB vs SGOV

ALEMB

BSGOV

Measures won1–5SGOV wins · of 6 · 5Y

$10,000 · 5Y$12,086SGOV · LEMB $10,937

Lowest cost0.03%VCIT · $3 on $10k

Most income5.03%VCIT · $503 on $10k

Smallest drop0.0%SGOV · worst fall in 1Y

Held in common[…]LEMB and SGOV

LEMB

SGOV

iShares J.P. Morgan EM Local Currency Bond ETF · $775MiShares 0-3 Month Treasury Bond ETF · $117B

+8.4%3 years · per year$12,737 · $11,419+4.5%

+1.8%5 years · per year$10,937 · $12,086+3.9%

0.30%Expense ratio$30 · $9 on $10k · lower wins0.09%

2.40%12-mo yield$240 · $363 on $10k3.63%

−6.0%Worst dropSmaller wins0.0%

6.6%VolatilityLower wins0.2%

1–5SGOV wins

$10,000 · 5 yearsAll three, one scale

Shared top holdingsLEMB · SGOV

They share no top holdings, or holdings aren’t on file […]

Held in common[…]

End-of-day Nov 4, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Three

5Y3 funds

#
1	BSGOV	iShares 0-3 Month Treasury Bond ETFRead Desk	0.09%	3.63%	0.0%	+3.1%	+3.7%	+4.5%	+3.9%	0.0%	$116.8B
2	ALEMB	iShares J.P. Morgan EM Local Currency Bond ETFRead Desk	0.30%	2.40%	+0.7%	+1.7%	+4.5%	+8.4%	+1.8%	−6.0%	$775M
3	VCIT	Vanguard Intermediate-Term Corporate Bond ETFRead Desk	0.03%	5.03%	+0.6%	−0.9%	+0.1%	+7.2%	+0.9%	−4.9%	$66.6B

End-of-day Nov 4, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Three

5Y3 funds

#
1	BSGOV	iShares 0-3 Month Treasury Bond ETFRead Desk	0.09%	3.63%	0.0%	+3.1%	+3.7%	+4.5%	+3.9%	0.0%	$116.8B
2	ALEMB	iShares J.P. Morgan EM Local Currency Bond ETFRead Desk	0.30%	2.40%	+0.7%	+1.7%	+4.5%	+8.4%	+1.8%	−6.0%	$775M
3	VCIT	Vanguard Intermediate-Term Corporate Bond ETFRead Desk	0.03%	5.03%	+0.6%	−0.9%	+0.1%	+7.2%	+0.9%	−4.9%	$66.6B

End-of-day Nov 4, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

LEMB vs SGOV

LEMB

iShares J.P. Morgan EM Local Currency Bond

$10,937

SGOV

iShares 0-3 Month Treasury Bond

$12,086

MeasureLEMBSGOV

Fee0.30%0.09%

Cost on $10k a year$30$9

Yield2.40%3.63%

5 years, per year+1.8%+3.9%

3 years, per year+8.4%+4.5%

Worst drop · 1Y−6.0%+0.0%

Volatility · 1Y6.6%0.2%

5–1measures won
SGOV first

Nov 4, 2026 · $10,000 five years ago, dividends reinvested

SGOV vs BIL

YTD

iSharesSGOV

+3.1%

BILSPDR

+3.1%

+3.1%Year to date+3.1%

3.6%Yield3.7%

$117BAssets$48.4B

1–0BIL wins

End-of-day Nov 4, 2026

SCHD vs VIG

YTD

SchwabSCHD

+35.3%

VIGVanguard

+16.4%

+35.3%Year to date+16.4%

2.9%Yield1.4%

$123BAssets$109B

2–0SCHD wins

End-of-day Nov 4, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+8.8%

+8.5%Year to date+8.8%

12.2%Yield7.8%

$42.1BAssets$46.1B

1–1level

End-of-day Nov 4, 2026

Overlap: LEMB, SGOV, VCIT

Today

[…]holdings […]

LEMBSGOVVCIT

LEMB—[…][…]

SGOV[…]—[…]

VCIT[…][…]—

End-of-day Nov 4, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$500most kept, VCIT

VCIT$503 − $3 = $500

SGOV$363 − $9 = $354

LEMB$240 − $30 = $210

KeptFee

End-of-day Nov 4, 2026 · yield in dollars minus the fee