LEMB vs VOO

ALEMB

BVOO

Measures won3–3level · of 6 · 5Y

$10,000 · 5Y$17,177VOO · VTI $16,375

Lowest cost0.03%VOO · $3 on $10k

Most income2.41%LEMB · $241 on $10k

Smallest drop−6.0%LEMB · worst fall in 1Y

Held in common[…]LEMB and VOO

LEMB

VOO

iShares J.P. Morgan EM Local Currency Bond ETF · $782MVanguard S&P 500 ETF · $1.00T

+8.0%3 years · per year$12,608 · $18,079+21.8%

+1.9%5 years · per year$10,962 · $17,177+11.4%

0.30%Expense ratio$30 · $3 on $10k · lower wins0.03%

2.41%12-mo yield$241 · $110 on $10k1.10%

−6.0%Worst dropSmaller wins−8.9%

6.5%VolatilityLower wins13.5%

3–3Level

$10,000 · 5 yearsAll three, one scale

Shared top holdingsLEMB · VOO

They share no top holdings, or holdings aren’t on file […]

Held in common[…]

End-of-day Nov 6, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Three

5Y3 funds

#
1	BVOO	Vanguard S&P 500 ETFRead Desk	0.03%	1.10%	+0.3%	+8.7%	+9.8%	+21.8%	+11.4%	−8.9%	$1.00T
2	VTI	Vanguard Morningstar Total Stock Market ETFRead Desk	0.03%	1.09%	+0.4%	+8.9%	+9.9%	+21.7%	+10.4%	−8.9%	$689.2B
3	ALEMB	iShares J.P. Morgan EM Local Currency Bond ETFRead Desk	0.30%	2.41%	0.0%	+1.4%	+4.5%	+8.0%	+1.9%	−6.0%	$782M

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Three

5Y3 funds

#
1	BVOO	Vanguard S&P 500 ETFRead Desk	0.03%	1.10%	+0.3%	+8.7%	+9.8%	+21.8%	+11.4%	−8.9%	$1.00T
2	VTI	Vanguard Morningstar Total Stock Market ETFRead Desk	0.03%	1.09%	+0.4%	+8.9%	+9.9%	+21.7%	+10.4%	−8.9%	$689.2B
3	ALEMB	iShares J.P. Morgan EM Local Currency Bond ETFRead Desk	0.30%	2.41%	0.0%	+1.4%	+4.5%	+8.0%	+1.9%	−6.0%	$782M

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

LEMB vs VOO

LEMB

iShares J.P. Morgan EM Local Currency Bond

$10,962

VOO

Vanguard S&P 500

$17,177

MeasureLEMBVOO

Fee0.30%0.03%

Cost on $10k a year$30$3

Yield2.41%1.10%

5 years, per year+1.9%+11.4%

3 years, per year+8.0%+21.8%

Worst drop · 1Y−6.0%−8.9%

Volatility · 1Y6.5%13.5%

3–3measures won
level

Nov 6, 2026 · $10,000 five years ago, dividends reinvested

SPYM vs SPY

YTD

SPDRSPYM

+8.8%

SPYSPDR

+8.7%

+8.8%Year to date+8.7%

1.1%Yield1.0%

$182BAssets$819B

2–0SPYM wins

End-of-day Nov 6, 2026

VTI vs ITOT

YTD

VanguardVTI

+8.9%

ITOTiShares

+8.8%

+8.9%Year to date+8.8%

1.1%Yield1.0%

$689BAssets$93.2B

2–0VTI wins

End-of-day Nov 6, 2026

VOO vs IVV

YTD

VanguardVOO

+8.7%

IVViShares

+8.7%

+8.7%Year to date+8.7%

1.1%Yield1.1%

$1.00TAssets$853B

0–0level

End-of-day Nov 6, 2026

Overlap: LEMB, VOO, VTI

Today

89.0%most shared, VOO and VTI

LEMBVOOVTI

LEMB—[…][…]

VOO[…]—89.0%

VTI[…]89.0%—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$211most kept, LEMB

LEMB$241 − $30 = $211

VOO$110 − $3 = $107

VTI$109 − $3 = $106

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee